Shore Bancshares Inc Tangible Net Worth Ratio
Shore Bancshares Inc tangible net worth ratio. Shore Bancshares Inc (SHBI) has a Tangible Net Worth Ratio of 95.0% as of December 2025. This metric is calculated by deducting intangible assets ($29.72 Million) from net assets ($589.87 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Check strategic asset allocation of Shore Bancshares Inc to assess the company's strategic physical and investment asset allocation.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Tangible Net Worth Ratio of Shore Bancshares Inc (1997–2025)
Tangible net worth ratio of Shore Bancshares Inc from 1997 to 2025. This chart shows how Shore Bancshares Inc's Tangible Net Worth Ratio has changed across 29 annual periods from 1997 to 2025. As of December 2025, the ratio stands at 95.0%, reflecting net assets of $589.87 Million with intangible assets of $29.72 Million USD. See how liquid is Shore Bancshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Shore Bancshares Inc Tangible Net Worth Ratio by Year (1997–2025)
Shore Bancshares Inc tangible net worth ratio by year from 1997 to 2025. The table below presents the year-by-year Tangible Net Worth Ratio for Shore Bancshares Inc from 1997 to 2025, covering 29 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For live market cap and overall valuation, see SHBI market cap.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 95.0% | $589.87 Million | $29.72 Million | $6.26 Billion | ▲ +3.1 pp |
| 2024 | 91.8% | $541.07 Million | $44.19 Million | $6.23 Billion | ▲ +2.4 pp |
| 2023 | 89.4% | $511.13 Million | $54.02 Million | $6.01 Billion | ▼ -7.6 pp |
| 2022 | 97.0% | $364.29 Million | $10.82 Million | $3.48 Billion | ▲ +0.3 pp |
| 2021 | 96.7% | $350.69 Million | $11.62 Million | $3.46 Billion | ▼ -2.4 pp |
| 2020 | 99.1% | $195.02 Million | $1.72 Million | $1.93 Billion | ▲ +0.3 pp |
| 2019 | 98.8% | $192.80 Million | $2.25 Million | $1.56 Billion | ▲ +0.4 pp |
| 2018 | 98.4% | $183.19 Million | $2.86 Million | $1.48 Billion | ▲ +0.7 pp |
| 2017 | 97.7% | $163.74 Million | $3.72 Million | $1.39 Billion | ▼ -1.6 pp |
| 2016 | 99.3% | $154.30 Million | $1.08 Million | $1.16 Billion | ▲ +0.1 pp |
| 2015 | 99.2% | $146.97 Million | $1.21 Million | $1.14 Billion | ▲ +0.1 pp |
| 2014 | 99.1% | $140.47 Million | $1.33 Million | $1.10 Billion | ▲ +2.5 pp |
| 2013 | 96.6% | $103.30 Million | $3.52 Million | $1.05 Billion | ▼ -0.1 pp |
| 2012 | 96.7% | $114.03 Million | $3.82 Million | $1.19 Billion | ▲ +0.1 pp |
| 2011 | 96.5% | $121.25 Million | $4.21 Million | $1.16 Billion | ▲ +0.5 pp |
| 2010 | 96.0% | $122.51 Million | $4.84 Million | $1.13 Billion | ▲ +0.3 pp |
| 2009 | 95.8% | $127.81 Million | $5.41 Million | $1.16 Billion | ▲ +0.4 pp |
| 2008 | 95.4% | $127.39 Million | $5.92 Million | $1.04 Billion | ▲ +0.7 pp |
| 2007 | 94.6% | $120.23 Million | $6.44 Million | $956.91 Million | ▼ -0.4 pp |
| 2006 | 95.1% | $111.33 Million | $5.46 Million | $943.56 Million | ▼ -1.1 pp |
| 2005 | 96.2% | $101.45 Million | $3.90 Million | $849.65 Million | ▼ -0.3 pp |
| 2004 | 96.5% | $92.98 Million | $3.28 Million | $789.05 Million | ▲ +1889.2 pp |
| 2003 | -1792.7% | $83.53 Million | $1.58 Billion | $705.38 Million | ▼ -1882.7 pp |
| 2002 | 90.0% | $78.03 Million | $7.79 Million | $654.07 Million | ▼ -7.9 pp |
| 2001 | 97.9% | $70.97 Million | $1.48 Million | $582.40 Million | ▲ +0.4 pp |
| 2000 | 97.5% | $65.02 Million | $1.62 Million | $553.10 Million | ▼ -2.5 pp |
| 1999 | 100.0% | $58.49 Million | $0.00 | $518.22 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $21.90 Million | $0.00 | $181.05 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $23.51 Million | $0.00 | $175.12 Million | — |