Shore Bancshares Inc (SHBI) — Cash Flow-to-Debt Ratio
Shore Bancshares Inc (SHBI) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $42.47 Million could theoretically repay 0% of its total liabilities ($5.70 Billion) in one year. See how much free cash does Shore Bancshares Inc generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Shore Bancshares Inc Cash Flow-to-Debt Ratio (1997–2024)
Historical debt coverage capacity for Shore Bancshares Inc across 28 annual periods. Also explore how fast is Shore Bancshares Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Shore Bancshares Inc (1997–2024)
Year-by-year debt coverage analysis for Shore Bancshares Inc. For market capitalisation and broader financial context, see SHBI market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $46.89 Million | $5.69 Billion | ▲ +99.5% |
| 2023 | 0.00x | $22.71 Million | $5.50 Billion | ▼ -75.6% |
| 2022 | 0.02x | $52.65 Million | $3.11 Billion | ▲ +800.9% |
| 2021 | 0.00x | $-7.50 Million | $3.11 Billion | ▼ -122.8% |
| 2020 | 0.01x | $18.43 Million | $1.74 Billion | ▲ +5.4% |
| 2019 | 0.01x | $13.74 Million | $1.37 Billion | ▼ -28.5% |
| 2018 | 0.01x | $18.30 Million | $1.30 Billion | ▼ -11.3% |
| 2017 | 0.02x | $19.52 Million | $1.23 Billion | ▼ -16.0% |
| 2016 | 0.02x | $19.00 Million | $1.01 Billion | ▲ +23.4% |
| 2015 | 0.02x | $15.12 Million | $988.18 Million | ▲ +11.4% |
| 2014 | 0.01x | $13.18 Million | $959.93 Million | ▼ -34.2% |
| 2013 | 0.02x | $19.85 Million | $950.83 Million | ▲ +4.6% |
| 2012 | 0.02x | $21.39 Million | $1.07 Billion | ▼ -5.6% |
| 2011 | 0.02x | $21.92 Million | $1.04 Billion | ▲ +7.1% |
| 2010 | 0.02x | $19.89 Million | $1.01 Billion | ▲ +99.5% |
| 2009 | 0.01x | $10.18 Million | $1.03 Billion | ▼ -35.2% |
| 2008 | 0.02x | $14.01 Million | $917.26 Million | ▼ -27.9% |
| 2007 | 0.02x | $17.73 Million | $836.68 Million | ▲ +9.3% |
| 2006 | 0.02x | $16.13 Million | $832.23 Million | ▼ -5.6% |
| 2005 | 0.02x | $15.36 Million | $748.20 Million | ▲ +8.8% |
| 2004 | 0.02x | $13.13 Million | $696.08 Million | ▲ +13.8% |
| 2003 | 0.02x | $10.31 Million | $621.85 Million | ▼ -6.3% |
| 2002 | 0.02x | $10.20 Million | $576.04 Million | ▲ +1.4% |
| 2001 | 0.02x | $8.93 Million | $511.43 Million | ▲ +1.3% |
| 2000 | 0.02x | $8.41 Million | $488.07 Million | ▲ +0.6% |
| 1999 | 0.02x | $7.88 Million | $459.73 Million | ▼ -3.6% |
| 1998 | 0.02x | $2.83 Million | $159.15 Million | ▲ +97.0% |
| 1997 | 0.01x | $1.37 Million | $151.60 Million | — |