Shore Bancshares Inc Cash Flow-to-Debt Ratio
Shore Bancshares Inc cash flow-to-debt ratio. Shore Bancshares Inc (SHBI) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $42.47 Million could theoretically repay 0% of its total liabilities ($5.70 Billion) in one year. Check how high is Shore Bancshares Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Shore Bancshares Inc (1997–2024)
Cash flow-to-debt ratio of Shore Bancshares Inc from 1997 to 2024. Historical debt coverage capacity for Shore Bancshares Inc across 28 annual periods. Check SHBI total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Shore Bancshares Inc Cash Flow-to-Debt Ratio by Year (1997–2024)
Shore Bancshares Inc cash flow-to-debt ratio by year from 1997 to 2024. Year-by-year debt coverage analysis for Shore Bancshares Inc. For the full cash flow conversion analysis, see Shore Bancshares Inc operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $46.89 Million | $5.69 Billion | ▲ +99.5% |
| 2023 | 0.00x | $22.71 Million | $5.50 Billion | ▼ -75.6% |
| 2022 | 0.02x | $52.65 Million | $3.11 Billion | ▲ +800.9% |
| 2021 | 0.00x | $-7.50 Million | $3.11 Billion | ▼ -122.8% |
| 2020 | 0.01x | $18.43 Million | $1.74 Billion | ▲ +5.4% |
| 2019 | 0.01x | $13.74 Million | $1.37 Billion | ▼ -28.5% |
| 2018 | 0.01x | $18.30 Million | $1.30 Billion | ▼ -11.3% |
| 2017 | 0.02x | $19.52 Million | $1.23 Billion | ▼ -16.0% |
| 2016 | 0.02x | $19.00 Million | $1.01 Billion | ▲ +23.4% |
| 2015 | 0.02x | $15.12 Million | $988.18 Million | ▲ +11.4% |
| 2014 | 0.01x | $13.18 Million | $959.93 Million | ▼ -34.2% |
| 2013 | 0.02x | $19.85 Million | $950.83 Million | ▲ +4.6% |
| 2012 | 0.02x | $21.39 Million | $1.07 Billion | ▼ -5.6% |
| 2011 | 0.02x | $21.92 Million | $1.04 Billion | ▲ +7.1% |
| 2010 | 0.02x | $19.89 Million | $1.01 Billion | ▲ +99.5% |
| 2009 | 0.01x | $10.18 Million | $1.03 Billion | ▼ -35.2% |
| 2008 | 0.02x | $14.01 Million | $917.26 Million | ▼ -27.9% |
| 2007 | 0.02x | $17.73 Million | $836.68 Million | ▲ +9.3% |
| 2006 | 0.02x | $16.13 Million | $832.23 Million | ▼ -5.6% |
| 2005 | 0.02x | $15.36 Million | $748.20 Million | ▲ +8.8% |
| 2004 | 0.02x | $13.13 Million | $696.08 Million | ▲ +13.8% |
| 2003 | 0.02x | $10.31 Million | $621.85 Million | ▼ -6.3% |
| 2002 | 0.02x | $10.20 Million | $576.04 Million | ▲ +1.4% |
| 2001 | 0.02x | $8.93 Million | $511.43 Million | ▲ +1.3% |
| 2000 | 0.02x | $8.41 Million | $488.07 Million | ▲ +0.6% |
| 1999 | 0.02x | $7.88 Million | $459.73 Million | ▼ -3.6% |
| 1998 | 0.02x | $2.83 Million | $159.15 Million | ▲ +97.0% |
| 1997 | 0.01x | $1.37 Million | $151.60 Million | — |