Shore Bancshares Inc (SHBI) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.50x

Shore Bancshares Inc (SHBI) has a Cash Flow Reinvestment Rate of 0.50x as of September 2025, reinvesting $21.40 Million (capex $586.00K plus investments $-20.81 Million) from operating cash flow of $42.47 Million. Check Shore Bancshares Inc (SHBI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

0.50x
(Capex + Investments) / Operating CF

Total Reinvested

$21.40 Million
Capex + Investments

Operating Cash Flow

$42.47 Million
USD

Capital Expenditures

$586.00K
USD

Shore Bancshares Inc Cash Flow Reinvestment Rate (1997–2024)

Historical reinvestment intensity for Shore Bancshares Inc across 27 annual periods. Explore long-term investment intensity of Shore Bancshares Inc to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Shore Bancshares Inc (1997–2024)

Year-by-year capital reinvestment analysis for Shore Bancshares Inc. For live market cap and broader valuation context, see SHBI stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 2.98x $139.76 Million $46.89 Million $5.22 Million ▼ -24.5%
2023 3.95x $89.73 Million $22.71 Million $5.95 Million ▼ -64.4%
2022 11.09x $583.99 Million $52.65 Million $2.42 Million ▼ -27.6%
2020 15.33x $282.45 Million $18.43 Million $2.38 Million ▲ +812.8%
2019 1.68x $23.07 Million $13.74 Million $2.24 Million ▼ -52.9%
2018 3.57x $65.25 Million $18.30 Million $1.13 Million ▼ -48.4%
2017 6.91x $134.83 Million $19.52 Million $1.26 Million ▲ +237.6%
2016 2.05x $38.86 Million $19.00 Million $699.00K ▼ -54.1%
2015 4.46x $67.39 Million $15.12 Million $1.52 Million ▼ -35.6%
2014 6.92x $91.22 Million $13.18 Million $2.08 Million ▲ +425.8%
2013 1.32x $26.13 Million $19.85 Million $545.00K ▲ +93.5%
2012 0.68x $14.55 Million $21.39 Million $2.20 Million ▼ -52.1%
2011 1.42x $31.13 Million $21.92 Million $1.22 Million ▲ +2085.7%
2010 0.06x $1.29 Million $19.89 Million $1.29 Million ▼ -57.4%
2009 0.15x $1.55 Million $10.18 Million $1.55 Million ▲ +545.7%
2008 0.02x $331.00K $14.01 Million $331.00K ▼ -39.7%
2007 0.04x $695.00K $17.73 Million $695.00K ▼ -65.7%
2006 0.11x $1.85 Million $16.13 Million $1.85 Million ▼ -53.6%
2005 0.25x $3.79 Million $15.36 Million $3.79 Million ▲ +77.2%
2004 0.14x $1.83 Million $13.13 Million $1.83 Million ▼ -58.6%
2003 0.34x $3.47 Million $10.31 Million $3.47 Million ▲ +114.6%
2002 0.16x $1.60 Million $10.20 Million $1.60 Million ▲ +89.4%
2001 0.08x $739.00K $8.93 Million $739.00K ▼ -44.6%
2000 0.15x $1.26 Million $8.41 Million $1.26 Million ▲ +57.8%
1999 0.09x $746.26K $7.88 Million $746.26K ▼ -37.4%
1998 0.15x $428.47K $2.83 Million $428.47K ▼ -83.8%
1997 0.93x $1.28 Million $1.37 Million $1.28 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow