Shore Bancshares Inc (SHBI) — Net Asset Quality Index
Shore Bancshares Inc (SHBI) has a Net Asset Quality Index of 9.4% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $6.26 Billion minus total liabilities of $5.67 Billion yields net assets of $589.87 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Shore Bancshares Inc (SHBI) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Shore Bancshares Inc Net Asset Quality Index Over Time (1997–2025)
This chart shows how Shore Bancshares Inc's Net Asset Quality Index has evolved across 29 annual periods from 1997 to 2025. As of December 2025, the index stands at 9.4%, representing net assets of $589.87 Million against total assets of $6.26 Billion USD. See working capital position of Shore Bancshares Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Shore Bancshares Inc (1997–2025)
The table below presents the year-by-year Net Asset Quality Index for Shore Bancshares Inc from 1997 to 2025, covering 29 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market value of Shore Bancshares Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.4% | $589.87 Million | $6.26 Billion | $5.67 Billion | ▲ +0.7 pp |
| 2024 | 8.7% | $541.07 Million | $6.23 Billion | $5.69 Billion | ▲ +0.2 pp |
| 2023 | 8.5% | $511.13 Million | $6.01 Billion | $5.50 Billion | ▼ -2.0 pp |
| 2022 | 10.5% | $364.29 Million | $3.48 Billion | $3.11 Billion | ▲ +0.3 pp |
| 2021 | 10.1% | $350.69 Million | $3.46 Billion | $3.11 Billion | ▲ +0.0 pp |
| 2020 | 10.1% | $195.02 Million | $1.93 Billion | $1.74 Billion | ▼ -2.3 pp |
| 2019 | 12.4% | $192.80 Million | $1.56 Billion | $1.37 Billion | ▲ +0.0 pp |
| 2018 | 12.4% | $183.19 Million | $1.48 Billion | $1.30 Billion | ▲ +0.6 pp |
| 2017 | 11.7% | $163.74 Million | $1.39 Billion | $1.23 Billion | ▼ -1.6 pp |
| 2016 | 13.3% | $154.30 Million | $1.16 Billion | $1.01 Billion | ▲ +0.4 pp |
| 2015 | 12.9% | $146.97 Million | $1.14 Billion | $988.18 Million | ▲ +0.2 pp |
| 2014 | 12.8% | $140.47 Million | $1.10 Billion | $959.93 Million | ▲ +3.0 pp |
| 2013 | 9.8% | $103.30 Million | $1.05 Billion | $950.83 Million | ▲ +0.2 pp |
| 2012 | 9.6% | $114.03 Million | $1.19 Billion | $1.07 Billion | ▼ -0.9 pp |
| 2011 | 10.5% | $121.25 Million | $1.16 Billion | $1.04 Billion | ▼ -0.4 pp |
| 2010 | 10.8% | $122.51 Million | $1.13 Billion | $1.01 Billion | ▼ -0.2 pp |
| 2009 | 11.1% | $127.81 Million | $1.16 Billion | $1.03 Billion | ▼ -1.1 pp |
| 2008 | 12.2% | $127.39 Million | $1.04 Billion | $917.26 Million | ▼ -0.4 pp |
| 2007 | 12.6% | $120.23 Million | $956.91 Million | $836.68 Million | ▲ +0.8 pp |
| 2006 | 11.8% | $111.33 Million | $943.56 Million | $832.23 Million | ▼ -0.1 pp |
| 2005 | 11.9% | $101.45 Million | $849.65 Million | $748.20 Million | ▲ +0.2 pp |
| 2004 | 11.8% | $92.98 Million | $789.05 Million | $696.08 Million | ▼ -0.1 pp |
| 2003 | 11.8% | $83.53 Million | $705.38 Million | $621.85 Million | ▼ -0.1 pp |
| 2002 | 11.9% | $78.03 Million | $654.07 Million | $576.04 Million | ▼ -0.3 pp |
| 2001 | 12.2% | $70.97 Million | $582.40 Million | $511.43 Million | ▲ +0.4 pp |
| 2000 | 11.8% | $65.02 Million | $553.10 Million | $488.07 Million | ▲ +0.5 pp |
| 1999 | 11.3% | $58.49 Million | $518.22 Million | $459.73 Million | ▼ -0.8 pp |
| 1998 | 12.1% | $21.90 Million | $181.05 Million | $159.15 Million | ▼ -1.3 pp |
| 1997 | 13.4% | $23.51 Million | $175.12 Million | $151.60 Million | — |