Shore Bancshares Inc (SHBI) — Free Cash Flow Generation Index
Shore Bancshares Inc (SHBI) has a Free Cash Flow Generation Index of 0.99x as of September 2025. Free cash flow of $41.88 Million represents 1% of operating cash flow ($42.47 Million). Explore SHBI capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Shore Bancshares Inc Free Cash Flow Generation Index (1997–2024)
Historical FCF Generation Index trend for Shore Bancshares Inc across 27 annual periods. For the full cash flow conversion analysis, see Shore Bancshares Inc (SHBI) cash conversion ratio.
Annual Free Cash Flow Generation for Shore Bancshares Inc (1997–2024)
Year-by-year Free Cash Flow Generation Index for Shore Bancshares Inc. Check Shore Bancshares Inc (SHBI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.89x | $41.66 Million | $46.89 Million | $5.22 Million | ▲ +20.4% |
| 2023 | 0.74x | $16.76 Million | $22.71 Million | $5.95 Million | ▼ -22.7% |
| 2022 | 0.95x | $50.23 Million | $52.65 Million | $2.42 Million | ▲ +9.5% |
| 2020 | 0.87x | $16.05 Million | $18.43 Million | $2.38 Million | ▲ +4.1% |
| 2019 | 0.84x | $11.50 Million | $13.74 Million | $2.24 Million | ▼ -10.8% |
| 2018 | 0.94x | $17.16 Million | $18.30 Million | $1.13 Million | ▲ +0.3% |
| 2017 | 0.94x | $18.26 Million | $19.52 Million | $1.26 Million | ▼ -2.9% |
| 2016 | 0.96x | $18.30 Million | $19.00 Million | $699.00K | ▲ +7.1% |
| 2015 | 0.90x | $13.60 Million | $15.12 Million | $1.52 Million | ▲ +6.8% |
| 2014 | 0.84x | $11.10 Million | $13.18 Million | $2.08 Million | ▼ -13.4% |
| 2013 | 0.97x | $19.30 Million | $19.85 Million | $545.00K | ▲ +8.4% |
| 2012 | 0.90x | $19.18 Million | $21.39 Million | $2.20 Million | ▼ -5.0% |
| 2011 | 0.94x | $20.71 Million | $21.92 Million | $1.22 Million | ▲ +1.0% |
| 2010 | 0.94x | $18.60 Million | $19.89 Million | $1.29 Million | ▲ +10.3% |
| 2009 | 0.85x | $8.63 Million | $10.18 Million | $1.55 Million | ▼ -13.2% |
| 2008 | 0.98x | $13.68 Million | $14.01 Million | $331.00K | ▲ +1.6% |
| 2007 | 0.96x | $17.03 Million | $17.73 Million | $695.00K | ▲ +8.5% |
| 2006 | 0.89x | $14.29 Million | $16.13 Million | $1.85 Million | ▲ +17.5% |
| 2005 | 0.75x | $11.58 Million | $15.36 Million | $3.79 Million | ▼ -12.5% |
| 2004 | 0.86x | $11.31 Million | $13.13 Million | $1.83 Million | ▲ +29.7% |
| 2003 | 0.66x | $6.84 Million | $10.31 Million | $3.47 Million | ▼ -21.3% |
| 2002 | 0.84x | $8.60 Million | $10.20 Million | $1.60 Million | ▼ -8.1% |
| 2001 | 0.92x | $8.19 Million | $8.93 Million | $739.00K | ▲ +7.8% |
| 2000 | 0.85x | $7.15 Million | $8.41 Million | $1.26 Million | ▼ -6.0% |
| 1999 | 0.91x | $7.13 Million | $7.88 Million | $746.26K | ▲ +6.7% |
| 1998 | 0.85x | $2.40 Million | $2.83 Million | $428.47K | ▲ +1169.9% |
| 1997 | 0.07x | $91.38K | $1.37 Million | $1.28 Million | — |