Texas Capital Bancshares Inc (TCBI) — Cash Flow Quality Index

Latest as of December 2025: 1.30x

Texas Capital Bancshares Inc (TCBI) has a Cash Flow Quality Index of 1.30x as of December 2025. Operating cash flow of $130.49 Million exceeds net income of $100.66 Million, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Texas Capital Bancshares Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.30x
Operating CF / Net Income

Operating Cash Flow

$130.49 Million
USD

Net Income

$100.66 Million
USD

Data as of

Dec 2025
Most recent filing

Texas Capital Bancshares Inc Cash Flow Quality Index (2001–2025)

Historical Cash Flow Quality Index for Texas Capital Bancshares Inc across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check TCBI tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Texas Capital Bancshares Inc (2001–2025)

Year-by-year earnings quality comparison for Texas Capital Bancshares Inc. For live market cap and the full company financial profile, see Texas Capital Bancshares Inc market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.09x $360.15 Million $330.24 Million ▼ -82.4%
2024 6.21x $481.12 Million $77.51 Million ▲ +214.1%
2023 1.98x $373.74 Million $189.14 Million ▲ +344.0%
2022 0.45x $147.97 Million $332.48 Million ▼ -82.8%
2021 2.59x $657.32 Million $253.94 Million ▼ -93.5%
2020 39.82x $2.64 Billion $66.29 Million ▲ +5451.4%
2019 -0.74x $-240.27 Million $322.87 Million ▲ +67.9%
2018 -2.32x $-679.72 Million $293.39 Million ▼ -445.5%
2017 0.67x $132.16 Million $197.06 Million ▲ +114.3%
2016 -4.68x $-726.29 Million $155.12 Million ▼ -1083.8%
2015 0.48x $68.94 Million $144.85 Million ▼ -58.9%
2014 1.16x $157.73 Million $136.35 Million ▼ -26.8%
2013 1.58x $191.38 Million $121.05 Million ▲ +113.8%
2012 0.74x $89.27 Million $120.71 Million ▼ -25.8%
2011 1.00x $75.85 Million $76.10 Million ▲ +109.2%
2010 -10.82x $-403.92 Million $37.32 Million ▼ -87.3%
2009 -5.78x $-140.91 Million $24.39 Million ▲ +54.5%
2008 -12.69x $-315.69 Million $24.88 Million ▼ -475.8%
2007 3.38x $99.34 Million $29.42 Million ▲ +223.0%
2006 -2.75x $-79.40 Million $28.92 Million ▼ -278.4%
2005 1.54x $41.85 Million $27.19 Million ▲ +286.1%
2004 -0.83x $-16.18 Million $19.56 Million ▼ -120.7%
2003 3.99x $55.18 Million $13.83 Million ▲ +146.2%
2002 -8.64x $-63.43 Million $7.34 Million ▼ -68.6%
2001 -5.12x $-30.00 Million $5.86 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.