Texas Capital Bancshares, Inc. (TCBI) — Working Capital to Net Assets Ratio
Texas Capital Bancshares, Inc. (TCBI) has a Working Capital to Net Assets ratio of -708.8% as of March 2026. Working capital of $-25.56 Billion (current assets of $2.96 Billion minus current liabilities of $28.53 Billion) is measured against net assets of $3.61 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Texas Capital Bancshares, Inc. liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Texas Capital Bancshares, Inc. Working Capital to Net Assets (1999–2025)
This chart shows how Texas Capital Bancshares, Inc.'s Working Capital to Net Assets ratio has evolved across 27 annual periods from 1999 to 2025. As of March 2026, the ratio stands at -708.8%, reflecting working capital of $-25.56 Billion against net assets of $3.61 Billion USD. For the complete balance sheet picture, see Texas Capital Bancshares, Inc. total assets.
Annual Working Capital to Net Assets for Texas Capital Bancshares, Inc. (1999–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Texas Capital Bancshares, Inc. from 1999 to 2025, covering 27 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Texas Capital Bancshares, Inc. asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -679.7% | $-24.68 Billion | $3.63 Billion | $2.10 Billion | $26.79 Billion | ▼ -3.5 pp |
| 2024 | -676.2% | $-22.78 Billion | $3.37 Billion | $3.37 Billion | $26.15 Billion | ▼ -156.3 pp |
| 2023 | -520.0% | $-16.63 Billion | $3.20 Billion | $7.27 Billion | $23.91 Billion | ▼ -770.8 pp |
| 2022 | 250.8% | $7.66 Billion | $3.06 Billion | $9.49 Billion | $1.83 Billion | ▼ -125.6 pp |
| 2021 | 376.5% | $12.08 Billion | $3.21 Billion | $12.09 Billion | $7.70 Million | ▼ -80.1 pp |
| 2020 | 456.5% | $13.11 Billion | $2.87 Billion | $13.12 Billion | $11.15 Million | ▲ +267.2 pp |
| 2019 | 189.3% | $5.36 Billion | $2.83 Billion | $5.38 Billion | $12.76 Million | ▼ -931.8 pp |
| 2018 | 1121.1% | $28.03 Billion | $2.50 Billion | $28.05 Billion | $20.68 Million | ▼ -10.0 pp |
| 2017 | 1131.1% | $24.91 Billion | $2.20 Billion | $24.92 Billion | $7.68 Million | ▲ +56.3 pp |
| 2016 | 1074.8% | $21.60 Billion | $2.01 Billion | $21.60 Billion | $5.50 Million | ▼ -85.0 pp |
| 2015 | 1159.8% | $18.83 Billion | $1.62 Billion | $18.84 Billion | $5.10 Million | ▲ +94.2 pp |
| 2014 | 1065.6% | $15.82 Billion | $1.48 Billion | $15.82 Billion | $4.75 Million | ▲ +1879.6 pp |
| 2013 | -814.0% | $-8.92 Billion | $1.10 Billion | $503.94 Million | $9.43 Billion | ▲ +36.9 pp |
| 2012 | -850.9% | $-7.12 Billion | $836.24 Million | $622.74 Million | $7.74 Billion | ▼ -1926.5 pp |
| 2011 | 1075.6% | $6.63 Billion | $616.33 Million | $7.96 Billion | $1.33 Billion | ▲ +2102.6 pp |
| 2010 | -1027.0% | $-5.43 Billion | $528.32 Million | $330.18 Million | $5.76 Billion | ▼ -30.4 pp |
| 2009 | -996.5% | $-4.80 Billion | $481.36 Million | $283.35 Million | $5.08 Billion | ▲ +119.0 pp |
| 2008 | -1115.6% | $-4.32 Billion | $387.07 Million | $262.13 Million | $4.58 Billion | ▼ -15.1 pp |
| 2007 | -1100.5% | $-3.25 Billion | $295.14 Million | $175.92 Million | $3.42 Billion | ▲ +125.1 pp |
| 2006 | -1225.6% | $-3.11 Billion | $253.51 Million | $179.54 Million | $3.29 Billion | ▼ -39.5 pp |
| 2005 | -1186.2% | $-2.56 Billion | $215.52 Million | $209.24 Million | $2.77 Billion | ▼ -32.3 pp |
| 2004 | -1153.9% | $-2.25 Billion | $195.28 Million | $135.19 Million | $2.39 Billion | ▼ -61.8 pp |
| 2003 | -1092.1% | $-1.88 Billion | $171.76 Million | $118.54 Million | $1.99 Billion | ▲ +123.5 pp |
| 2002 | -1215.6% | $-1.52 Billion | $124.98 Million | $130.66 Million | $1.65 Billion | ▼ -291.2 pp |
| 2001 | -924.4% | $-983.14 Million | $106.36 Million | $56.62 Million | $1.04 Billion | ▼ -58.8 pp |
| 2000 | -865.6% | $-746.09 Million | $86.20 Million | $60.29 Million | $806.38 Million | ▼ -420.1 pp |
| 1999 | -445.5% | $-324.79 Million | $72.91 Million | $8.55 Million | $333.33 Million | — |