Texas Capital Bancshares, Inc. (TCBI) — Defensive Interval Ratio
Texas Capital Bancshares, Inc. (TCBI) has a Defensive Interval Ratio of 2 days as of March 2026. Defensive assets of $129.38 Million (cash $-, short-term investments $7.88 Million, receivables $121.50 Million) cover 2 days of daily cash needs of $78.15 Million/day. See Texas Capital Bancshares, Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Texas Capital Bancshares, Inc. Defensive Interval Ratio (2000–2025)
This chart shows how Texas Capital Bancshares, Inc.'s Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 2 days, meaning defensive assets of $129.38 Million can fund 2 days of operations without new revenue. See Texas Capital Bancshares, Inc. net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Texas Capital Bancshares, Inc. (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for Texas Capital Bancshares, Inc. from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Texas Capital Bancshares, Inc..
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 12 days | $858.48 Million | $73.38 Million/day | $- | $3.92 Million | ▲ +9 days |
| 2024 | 3 days | $182.86 Million | $71.64 Million/day | $- | $182.86 Million | ▼ -59 days |
| 2023 | 61 days | $4.03 Billion | $65.49 Million/day | $- | $3.23 Billion | ▼ -604 days |
| 2022 | 665 days | $3.33 Billion | $5.01 Million/day | $- | $2.62 Billion | ▼ -195783 days |
| 2021 | 196448 days | $4.14 Billion | $21.09K/day | $- | $3.58 Billion | ▲ +68365 days |
| 2020 | 128083 days | $3.91 Billion | $30.55K/day | $- | $3.20 Billion | ▲ +100052 days |
| 2019 | 28031 days | $979.92 Million | $34.96K/day | $- | $239.87 Million | ▲ +14846 days |
| 2018 | 13185 days | $746.83 Million | $56.64K/day | $- | $120.22 Million | ▼ -12468 days |
| 2017 | 25652 days | $539.75 Million | $21.04K/day | $- | $23.51 Million | ▼ -6931 days |
| 2016 | 32584 days | $490.81 Million | $15.06K/day | $- | $24.87 Million | ▲ +2692 days |
| 2015 | 29891 days | $417.41 Million | $13.96K/day | $- | $29.99 Million | ▲ +1025 days |
| 2014 | 28866 days | $375.42 Million | $13.01K/day | $- | $41.72 Million | ▲ +28853 days |
| 2013 | 14 days | $350.12 Million | $25.83 Million/day | $- | $63.21 Million | ▼ -6 days |
| 2012 | 20 days | $416.40 Million | $21.20 Million/day | $- | $100.19 Million | ▼ -84 days |
| 2011 | 104 days | $378.36 Million | $3.65 Million/day | $- | $100.19 Million | ▲ +78 days |
| 2010 | 26 days | $410.73 Million | $15.77 Million/day | $- | $185.42 Million | ▼ -8 days |
| 2009 | 34 days | $469.02 Million | $13.92 Million/day | $- | $266.13 Million | ▼ -11 days |
| 2008 | 45 days | $562.99 Million | $12.55 Million/day | $- | $378.75 Million | ▼ -14 days |
| 2007 | 59 days | $553.77 Million | $9.38 Million/day | $- | $467.31 Million | ▼ -10 days |
| 2006 | 69 days | $617.87 Million | $9.00 Million/day | $- | $532.05 Million | ▼ -24 days |
| 2005 | 93 days | $702.00 Million | $7.58 Million/day | $- | $630.48 Million | ▲ +84 days |
| 2004 | 9 days | $56.70 Million | $6.54 Million/day | $- | $- | ▼ -142 days |
| 2003 | 151 days | $824.33 Million | $5.46 Million/day | $- | $775.34 Million | ▲ +142 days |
| 2002 | 9 days | $41.92 Million | $4.52 Million/day | $- | $- | ▲ +5 days |
| 2001 | 4 days | $12.36 Million | $2.85 Million/day | $- | $12.36 Million | ▼ -10 days |
| 2000 | 14 days | $30.86 Million | $2.21 Million/day | $- | $30.86 Million | — |