Texas Capital Bancshares Inc (TCBI) — Defensive Interval Ratio
Texas Capital Bancshares Inc (TCBI) has a Defensive Interval Ratio of 77 days as of December 2025. Defensive assets of $5.58 Billion (cash $-, short-term investments $4.72 Billion, receivables $854.55 Million) cover 77 days of daily cash needs of $72.48 Million/day. Check Texas Capital Bancshares Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Texas Capital Bancshares Inc Defensive Interval Ratio (2000–2025)
This chart shows how Texas Capital Bancshares Inc's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 77 days, meaning defensive assets of $5.58 Billion can fund 77 days of operations without new revenue. Also explore TCBI net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Texas Capital Bancshares Inc (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for Texas Capital Bancshares Inc from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see TCBI company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 77 days | $5.58 Billion | $72.48 Million/day | $- | $4.72 Billion | ▲ +74 days |
| 2024 | 3 days | $182.86 Million | $71.64 Million/day | $- | $182.86 Million | ▼ -59 days |
| 2023 | 61 days | $4.03 Billion | $65.49 Million/day | $- | $3.23 Billion | ▼ -604 days |
| 2022 | 665 days | $3.33 Billion | $5.01 Million/day | $- | $2.62 Billion | ▼ -195783 days |
| 2021 | 196448 days | $4.14 Billion | $21.09K/day | $- | $3.58 Billion | ▲ +68365 days |
| 2020 | 128083 days | $3.91 Billion | $30.55K/day | $- | $3.20 Billion | ▲ +100052 days |
| 2019 | 28031 days | $979.92 Million | $34.96K/day | $- | $239.87 Million | ▲ +14846 days |
| 2018 | 13185 days | $746.83 Million | $56.64K/day | $- | $120.22 Million | ▼ -12468 days |
| 2017 | 25652 days | $539.75 Million | $21.04K/day | $- | $23.51 Million | ▼ -6931 days |
| 2016 | 32584 days | $490.81 Million | $15.06K/day | $- | $24.87 Million | ▲ +2692 days |
| 2015 | 29891 days | $417.41 Million | $13.96K/day | $- | $29.99 Million | ▲ +1025 days |
| 2014 | 28866 days | $375.42 Million | $13.01K/day | $- | $41.72 Million | ▲ +28853 days |
| 2013 | 14 days | $350.12 Million | $25.83 Million/day | $- | $63.21 Million | ▼ -6 days |
| 2012 | 20 days | $416.40 Million | $21.20 Million/day | $- | $100.19 Million | ▼ -84 days |
| 2011 | 104 days | $378.36 Million | $3.65 Million/day | $- | $100.19 Million | ▲ +78 days |
| 2010 | 26 days | $410.73 Million | $15.77 Million/day | $- | $185.42 Million | ▼ -8 days |
| 2009 | 34 days | $469.02 Million | $13.92 Million/day | $- | $266.13 Million | ▼ -11 days |
| 2008 | 45 days | $562.99 Million | $12.55 Million/day | $- | $378.75 Million | ▼ -14 days |
| 2007 | 59 days | $553.77 Million | $9.38 Million/day | $- | $467.31 Million | ▼ -10 days |
| 2006 | 69 days | $617.87 Million | $9.00 Million/day | $- | $532.05 Million | ▼ -24 days |
| 2005 | 93 days | $702.00 Million | $7.58 Million/day | $- | $630.48 Million | ▲ +84 days |
| 2004 | 9 days | $56.70 Million | $6.54 Million/day | $- | $- | ▼ -142 days |
| 2003 | 151 days | $824.33 Million | $5.46 Million/day | $- | $775.34 Million | ▲ +142 days |
| 2002 | 9 days | $41.92 Million | $4.52 Million/day | $- | $- | ▲ +5 days |
| 2001 | 4 days | $12.36 Million | $2.85 Million/day | $- | $12.36 Million | ▼ -10 days |
| 2000 | 14 days | $30.86 Million | $2.21 Million/day | $- | $30.86 Million | — |