Towne Bank (TOWN) — Cash Flow Quality Index
Towne Bank (TOWN) has a Cash Flow Quality Index of 2.84x as of December 2025. Operating cash flow of $117.41 Million exceeds net income of $41.34 Million, indicating high earnings quality where cash backs reported profits. Explore TOWN long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Towne Bank Cash Flow Quality Index (2001–2025)
Historical Cash Flow Quality Index for Towne Bank across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Towne Bank (TOWN) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Towne Bank (2001–2025)
Year-by-year earnings quality comparison for Towne Bank. For live market cap and the full company financial profile, see market cap of Towne Bank.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.53x | $261.47 Million | $170.79 Million | ▲ +79.0% |
| 2024 | 0.86x | $138.36 Million | $161.76 Million | ▼ -17.7% |
| 2023 | 1.04x | $161.30 Million | $155.14 Million | ▼ -52.3% |
| 2022 | 2.18x | $415.50 Million | $190.47 Million | ▼ -5.4% |
| 2021 | 2.31x | $518.82 Million | $225.03 Million | ▲ +205.4% |
| 2020 | 0.75x | $127.89 Million | $169.43 Million | ▲ +776.3% |
| 2019 | -0.11x | $-16.04 Million | $143.67 Million | ▼ -104.8% |
| 2018 | 2.31x | $317.60 Million | $137.77 Million | ▲ +51.6% |
| 2017 | 1.52x | $141.08 Million | $92.79 Million | ▼ -40.7% |
| 2016 | 2.56x | $185.04 Million | $72.22 Million | ▲ +107.5% |
| 2015 | 1.23x | $81.09 Million | $65.67 Million | ▲ +24.6% |
| 2014 | 0.99x | $44.52 Million | $44.93 Million | ▼ -62.1% |
| 2013 | 2.61x | $115.54 Million | $44.25 Million | ▲ +156.4% |
| 2012 | 1.02x | $40.34 Million | $39.60 Million | ▲ +494.3% |
| 2011 | 0.17x | $5.62 Million | $32.81 Million | ▼ -88.4% |
| 2010 | 1.47x | $45.49 Million | $30.92 Million | ▲ +283.6% |
| 2009 | -0.80x | $-21.44 Million | $26.75 Million | ▼ -154.7% |
| 2008 | 1.46x | $34.99 Million | $23.89 Million | ▲ +75.0% |
| 2007 | 0.84x | $19.46 Million | $23.26 Million | ▼ -73.7% |
| 2006 | 3.18x | $69.20 Million | $21.79 Million | ▲ +86.7% |
| 2005 | 1.70x | $30.09 Million | $17.68 Million | ▲ +44.5% |
| 2004 | 1.18x | $13.29 Million | $11.28 Million | ▼ -83.4% |
| 2003 | 7.11x | $47.08 Million | $6.62 Million | ▲ +388.9% |
| 2002 | -2.46x | $-13.54 Million | $5.50 Million | ▲ +61.2% |
| 2001 | -6.34x | $-16.71 Million | $2.64 Million | — |