Towne Bank (TOWN) — Cash Flow Reinvestment Rate
Towne Bank (TOWN) has a Cash Flow Reinvestment Rate of 1.34x as of March 2026, reinvesting $54.28 Million (capex $13.59 Million plus investments $40.69 Million) from operating cash flow of $40.45 Million. See TOWN free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Towne Bank Cash Flow Reinvestment Rate (2003–2025)
Historical reinvestment intensity for Towne Bank across 21 annual periods. For the full cash flow conversion analysis, see Towne Bank (TOWN) cash flow conversion.
Annual Cash Flow Reinvestment Rate for Towne Bank (2003–2025)
Year-by-year capital reinvestment analysis for Towne Bank. See Towne Bank free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.40x | $104.30 Million | $261.47 Million | $49.80 Million | ▼ -78.8% |
| 2024 | 1.88x | $260.03 Million | $138.36 Million | $57.27 Million | ▼ -23.1% |
| 2023 | 2.44x | $394.35 Million | $161.30 Million | $44.13 Million | ▲ +1807.5% |
| 2022 | 0.13x | $53.25 Million | $415.50 Million | $52.29 Million | ▼ -88.5% |
| 2021 | 1.12x | $578.56 Million | $518.82 Million | $31.20 Million | ▼ -87.8% |
| 2020 | 9.11x | $1.16 Billion | $127.89 Million | $45.79 Million | ▲ +340.0% |
| 2018 | 2.07x | $657.46 Million | $317.60 Million | $20.85 Million | ▲ +31.1% |
| 2017 | 1.58x | $222.83 Million | $141.08 Million | $13.45 Million | ▼ -43.7% |
| 2016 | 2.81x | $519.18 Million | $185.04 Million | $18.05 Million | ▲ +69.8% |
| 2015 | 1.65x | $134.00 Million | $81.09 Million | $23.32 Million | ▼ -39.3% |
| 2014 | 2.72x | $121.28 Million | $44.52 Million | $11.93 Million | ▲ +1541.9% |
| 2013 | 0.17x | $19.17 Million | $115.54 Million | $19.17 Million | ▼ -67.5% |
| 2012 | 0.51x | $20.61 Million | $40.34 Million | $20.61 Million | ▼ -89.5% |
| 2011 | 4.86x | $27.30 Million | $5.62 Million | $27.30 Million | ▲ +729.1% |
| 2010 | 0.59x | $26.64 Million | $45.49 Million | $26.64 Million | ▲ +126.2% |
| 2008 | 0.26x | $9.06 Million | $34.99 Million | $9.06 Million | ▼ -61.4% |
| 2007 | 0.67x | $13.04 Million | $19.46 Million | $13.04 Million | ▲ +483.3% |
| 2006 | 0.11x | $7.95 Million | $69.20 Million | $7.95 Million | ▼ -73.7% |
| 2005 | 0.44x | $13.15 Million | $30.09 Million | $13.15 Million | ▼ -57.8% |
| 2004 | 1.04x | $13.77 Million | $13.29 Million | $13.77 Million | ▲ +254.3% |
| 2003 | 0.29x | $13.77 Million | $47.08 Million | $13.77 Million | — |