Towne Bank (TOWN) — Cash Flow Reinvestment Rate

Latest as of March 2026: 1.34x

Towne Bank (TOWN) has a Cash Flow Reinvestment Rate of 1.34x as of March 2026, reinvesting $54.28 Million (capex $13.59 Million plus investments $40.69 Million) from operating cash flow of $40.45 Million. Check earnings quality score of Towne Bank to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.34x
(Capex + Investments) / Operating CF

Total Reinvested

$54.28 Million
Capex + Investments

Operating Cash Flow

$40.45 Million
USD

Capital Expenditures

$13.59 Million
USD

Towne Bank Cash Flow Reinvestment Rate (2003–2025)

Historical reinvestment intensity for Towne Bank across 21 annual periods. Explore TOWN long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Towne Bank (2003–2025)

Year-by-year capital reinvestment analysis for Towne Bank. For live market cap and broader valuation context, see Towne Bank (TOWN) market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.40x $104.30 Million $261.47 Million $49.80 Million ▼ -78.8%
2024 1.88x $260.03 Million $138.36 Million $57.27 Million ▼ -23.1%
2023 2.44x $394.35 Million $161.30 Million $44.13 Million ▲ +1807.5%
2022 0.13x $53.25 Million $415.50 Million $52.29 Million ▼ -88.5%
2021 1.12x $578.56 Million $518.82 Million $31.20 Million ▼ -87.8%
2020 9.11x $1.16 Billion $127.89 Million $45.79 Million ▲ +340.0%
2018 2.07x $657.46 Million $317.60 Million $20.85 Million ▲ +31.1%
2017 1.58x $222.83 Million $141.08 Million $13.45 Million ▼ -43.7%
2016 2.81x $519.18 Million $185.04 Million $18.05 Million ▲ +69.8%
2015 1.65x $134.00 Million $81.09 Million $23.32 Million ▼ -39.3%
2014 2.72x $121.28 Million $44.52 Million $11.93 Million ▲ +1541.9%
2013 0.17x $19.17 Million $115.54 Million $19.17 Million ▼ -67.5%
2012 0.51x $20.61 Million $40.34 Million $20.61 Million ▼ -89.5%
2011 4.86x $27.30 Million $5.62 Million $27.30 Million ▲ +729.1%
2010 0.59x $26.64 Million $45.49 Million $26.64 Million ▲ +126.2%
2008 0.26x $9.06 Million $34.99 Million $9.06 Million ▼ -61.4%
2007 0.67x $13.04 Million $19.46 Million $13.04 Million ▲ +483.3%
2006 0.11x $7.95 Million $69.20 Million $7.95 Million ▼ -73.7%
2005 0.44x $13.15 Million $30.09 Million $13.15 Million ▼ -57.8%
2004 1.04x $13.77 Million $13.29 Million $13.77 Million ▲ +254.3%
2003 0.29x $13.77 Million $47.08 Million $13.77 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow