Towne Bank Defensive Interval Ratio
Towne Bank defensive interval ratio. Towne Bank (TOWN) has a Defensive Interval Ratio of 2218 days as of March 2026. Defensive assets of $188.31 Million (cash $-, short-term investments $188.31 Million, receivables $-) cover 2218 days of daily cash needs of $84.90K/day. See Towne Bank (TOWN) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Towne Bank (2005–2025)
Defensive interval ratio of Towne Bank from 2005 to 2025. This chart shows how Towne Bank's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of March 2026, the ratio stands at 2218 days, meaning defensive assets of $188.31 Million can fund 2218 days of operations without new revenue. Check TOWN cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Towne Bank Defensive Interval Ratio by Year (2005–2025)
Towne Bank defensive interval ratio by year from 2005 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Towne Bank from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Towne Bank asset portfolio.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $167.56 Million | $36.98 Million/day | $- | $167.56 Million | ▲ +3 days |
| 2024 | 2 days | $62.33 Million | $39.65 Million/day | $- | $62.33 Million | ▼ -54 days |
| 2023 | 56 days | $2.13 Billion | $38.15 Million/day | $- | $2.13 Billion | ▲ +1 days |
| 2022 | 55 days | $1.90 Billion | $34.42 Million/day | $- | $1.84 Billion | ▼ -3 days |
| 2021 | 58 days | $1.87 Billion | $32.26 Million/day | $- | $1.81 Billion | ▲ +3 days |
| 2020 | 55 days | $1.43 Billion | $26.23 Million/day | $- | $1.37 Billion | ▼ -2 days |
| 2019 | 56 days | $1.44 Billion | $25.54 Million/day | $- | $1.44 Billion | ▲ +9 days |
| 2018 | 47 days | $1.10 Billion | $23.06 Million/day | $- | $1.10 Billion | ▼ -1 days |
| 2017 | 49 days | $867.65 Million | $17.73 Million/day | $- | $867.65 Million | ▲ +0 days |
| 2016 | 49 days | $812.97 Million | $16.62 Million/day | $- | $812.97 Million | ▼ -4 days |
| 2015 | 53 days | $723.49 Million | $13.57 Million/day | $- | $723.49 Million | ▼ -4 days |
| 2014 | 57 days | $603.91 Million | $10.63 Million/day | $- | $603.91 Million | ▲ +2 days |
| 2013 | 55 days | $543.52 Million | $9.90 Million/day | $- | $543.52 Million | ▲ +6 days |
| 2012 | 48 days | $450.14 Million | $9.29 Million/day | $- | $450.14 Million | ▲ +11 days |
| 2011 | 38 days | $330.07 Million | $8.77 Million/day | $- | $330.07 Million | ▲ +37 days |
| 2010 | 1 days | $5.65 Million | $8.13 Million/day | $- | $5.65 Million | ▼ -1 days |
| 2009 | 1 days | $8.98 Million | $7.08 Million/day | $- | $8.98 Million | ▼ -2 days |
| 2008 | 4 days | $22.47 Million | $6.23 Million/day | $- | $22.47 Million | ▼ -3 days |
| 2007 | 7 days | $35.94 Million | $5.13 Million/day | $- | $35.94 Million | ▲ +6 days |
| 2006 | 1 days | $6.15 Million | $4.77 Million/day | $- | $6.15 Million | ▼ -4 days |
| 2005 | 6 days | $23.46 Million | $4.06 Million/day | $- | $23.46 Million | — |