Towne Bank (TOWN) — Free Cash Flow Generation Index
Latest as of December 2025:
0.87x
Towne Bank (TOWN) has a Free Cash Flow Generation Index of 0.87x as of December 2025. Free cash flow of $102.28 Million represents 1% of operating cash flow ($117.41 Million). See Towne Bank short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
0.87x
Free Cash Flow / Operating CF
Free Cash Flow
$102.28 Million
USD
Operating Cash Flow
$117.41 Million
USD
Capital Expenditures
$15.13 Million
USD
Towne Bank Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Towne Bank across 21 annual periods. Explore cash flow to debt ratio of Towne Bank to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Towne Bank (2003–2025)
Year-by-year Free Cash Flow Generation Index for Towne Bank. For the full company profile including market capitalisation, see market value of Towne Bank.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.81x | $211.67 Million | $261.47 Million | $49.80 Million | ▲ +38.1% |
| 2024 | 0.59x | $81.09 Million | $138.36 Million | $57.27 Million | ▼ -19.3% |
| 2023 | 0.73x | $117.17 Million | $161.30 Million | $44.13 Million | ▼ -16.9% |
| 2022 | 0.87x | $363.22 Million | $415.50 Million | $52.29 Million | ▼ -7.0% |
| 2021 | 0.94x | $487.62 Million | $518.82 Million | $31.20 Million | ▲ +46.4% |
| 2020 | 0.64x | $82.10 Million | $127.89 Million | $45.79 Million | ▼ -31.3% |
| 2018 | 0.93x | $296.75 Million | $317.60 Million | $20.85 Million | ▲ +3.3% |
| 2017 | 0.90x | $127.63 Million | $141.08 Million | $13.45 Million | ▲ +0.3% |
| 2016 | 0.90x | $166.98 Million | $185.04 Million | $18.05 Million | ▲ +26.7% |
| 2015 | 0.71x | $57.77 Million | $81.09 Million | $23.32 Million | ▼ -2.7% |
| 2014 | 0.73x | $32.59 Million | $44.52 Million | $11.93 Million | ▼ -12.2% |
| 2013 | 0.83x | $96.37 Million | $115.54 Million | $19.17 Million | ▲ +70.5% |
| 2012 | 0.49x | $19.73 Million | $40.34 Million | $20.61 Million | ▲ +112.7% |
| 2011 | -3.86x | $-21.68 Million | $5.62 Million | $27.30 Million | ▼ -1030.9% |
| 2010 | 0.41x | $18.84 Million | $45.49 Million | $26.64 Million | ▼ -44.1% |
| 2008 | 0.74x | $25.93 Million | $34.99 Million | $9.06 Million | ▲ +124.7% |
| 2007 | 0.33x | $6.42 Million | $19.46 Million | $13.04 Million | ▼ -62.7% |
| 2006 | 0.89x | $61.25 Million | $69.20 Million | $7.95 Million | ▲ +57.2% |
| 2005 | 0.56x | $16.94 Million | $30.09 Million | $13.15 Million | ▲ +1645.2% |
| 2004 | -0.04x | $-484.00K | $13.29 Million | $13.77 Million | ▼ -105.1% |
| 2003 | 0.71x | $33.31 Million | $47.08 Million | $13.77 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).