Towne Bank (TOWN) — Free Cash Flow Generation Index
Latest as of March 2026:
0.66x
Towne Bank (TOWN) has a Free Cash Flow Generation Index of 0.66x as of March 2026. Free cash flow of $26.86 Million represents 1% of operating cash flow ($40.45 Million). Read TOWN total debt and obligations for a breakdown of total debt and financial obligations.
FCF Generation Index
0.66x
Free Cash Flow / Operating CF
Free Cash Flow
$26.86 Million
USD
Operating Cash Flow
$40.45 Million
USD
Capital Expenditures
$13.59 Million
USD
Towne Bank Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Towne Bank across 21 annual periods. Explore Towne Bank (TOWN) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Towne Bank (2003–2025)
Year-by-year Free Cash Flow Generation Index for Towne Bank. For the full company profile including market capitalisation, see market value of Towne Bank.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.81x | $211.67 Million | $261.47 Million | $49.80 Million | ▲ +38.1% |
| 2024 | 0.59x | $81.09 Million | $138.36 Million | $57.27 Million | ▼ -19.3% |
| 2023 | 0.73x | $117.17 Million | $161.30 Million | $44.13 Million | ▼ -16.9% |
| 2022 | 0.87x | $363.22 Million | $415.50 Million | $52.29 Million | ▼ -7.0% |
| 2021 | 0.94x | $487.62 Million | $518.82 Million | $31.20 Million | ▲ +46.4% |
| 2020 | 0.64x | $82.10 Million | $127.89 Million | $45.79 Million | ▼ -31.3% |
| 2018 | 0.93x | $296.75 Million | $317.60 Million | $20.85 Million | ▲ +3.3% |
| 2017 | 0.90x | $127.63 Million | $141.08 Million | $13.45 Million | ▲ +0.3% |
| 2016 | 0.90x | $166.98 Million | $185.04 Million | $18.05 Million | ▲ +26.7% |
| 2015 | 0.71x | $57.77 Million | $81.09 Million | $23.32 Million | ▼ -2.7% |
| 2014 | 0.73x | $32.59 Million | $44.52 Million | $11.93 Million | ▼ -12.2% |
| 2013 | 0.83x | $96.37 Million | $115.54 Million | $19.17 Million | ▲ +70.5% |
| 2012 | 0.49x | $19.73 Million | $40.34 Million | $20.61 Million | ▲ +112.7% |
| 2011 | -3.86x | $-21.68 Million | $5.62 Million | $27.30 Million | ▼ -1030.9% |
| 2010 | 0.41x | $18.84 Million | $45.49 Million | $26.64 Million | ▼ -44.1% |
| 2008 | 0.74x | $25.93 Million | $34.99 Million | $9.06 Million | ▲ +124.7% |
| 2007 | 0.33x | $6.42 Million | $19.46 Million | $13.04 Million | ▼ -62.7% |
| 2006 | 0.89x | $61.25 Million | $69.20 Million | $7.95 Million | ▲ +57.2% |
| 2005 | 0.56x | $16.94 Million | $30.09 Million | $13.15 Million | ▲ +1645.2% |
| 2004 | -0.04x | $-484.00K | $13.29 Million | $13.77 Million | ▼ -105.1% |
| 2003 | 0.71x | $33.31 Million | $47.08 Million | $13.77 Million | — |
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).