Towne Bank (TOWN) — Free Cash Flow Generation Index
Towne Bank (TOWN) has a Free Cash Flow Generation Index of 0.66x as of March 2026. Free cash flow of $26.86 Million represents 1% of operating cash flow ($40.45 Million). Explore Towne Bank capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Towne Bank Free Cash Flow Generation Index (2003–2025)
Historical FCF Generation Index trend for Towne Bank across 21 annual periods. For the full cash flow conversion analysis, see Towne Bank cash conversion from operations.
Annual Free Cash Flow Generation for Towne Bank (2003–2025)
Year-by-year Free Cash Flow Generation Index for Towne Bank. Check Towne Bank (TOWN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.81x | $211.67 Million | $261.47 Million | $49.80 Million | ▲ +38.1% |
| 2024 | 0.59x | $81.09 Million | $138.36 Million | $57.27 Million | ▼ -19.3% |
| 2023 | 0.73x | $117.17 Million | $161.30 Million | $44.13 Million | ▼ -16.9% |
| 2022 | 0.87x | $363.22 Million | $415.50 Million | $52.29 Million | ▼ -7.0% |
| 2021 | 0.94x | $487.62 Million | $518.82 Million | $31.20 Million | ▲ +46.4% |
| 2020 | 0.64x | $82.10 Million | $127.89 Million | $45.79 Million | ▼ -31.3% |
| 2018 | 0.93x | $296.75 Million | $317.60 Million | $20.85 Million | ▲ +3.3% |
| 2017 | 0.90x | $127.63 Million | $141.08 Million | $13.45 Million | ▲ +0.3% |
| 2016 | 0.90x | $166.98 Million | $185.04 Million | $18.05 Million | ▲ +26.7% |
| 2015 | 0.71x | $57.77 Million | $81.09 Million | $23.32 Million | ▼ -2.7% |
| 2014 | 0.73x | $32.59 Million | $44.52 Million | $11.93 Million | ▼ -12.2% |
| 2013 | 0.83x | $96.37 Million | $115.54 Million | $19.17 Million | ▲ +70.5% |
| 2012 | 0.49x | $19.73 Million | $40.34 Million | $20.61 Million | ▲ +112.7% |
| 2011 | -3.86x | $-21.68 Million | $5.62 Million | $27.30 Million | ▼ -1030.9% |
| 2010 | 0.41x | $18.84 Million | $45.49 Million | $26.64 Million | ▼ -44.1% |
| 2008 | 0.74x | $25.93 Million | $34.99 Million | $9.06 Million | ▲ +124.7% |
| 2007 | 0.33x | $6.42 Million | $19.46 Million | $13.04 Million | ▼ -62.7% |
| 2006 | 0.89x | $61.25 Million | $69.20 Million | $7.95 Million | ▲ +57.2% |
| 2005 | 0.56x | $16.94 Million | $30.09 Million | $13.15 Million | ▲ +1645.2% |
| 2004 | -0.04x | $-484.00K | $13.29 Million | $13.77 Million | ▼ -105.1% |
| 2003 | 0.71x | $33.31 Million | $47.08 Million | $13.77 Million | — |