Towne Bank (TOWN) — Cash Flow-to-Debt Ratio
Towne Bank (TOWN) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $117.41 Million could theoretically repay 0% of its total liabilities ($17.26 Billion) in one year. See TOWN free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Towne Bank Cash Flow-to-Debt Ratio (2001–2025)
Historical debt coverage capacity for Towne Bank across 25 annual periods. Also explore Towne Bank annual equity growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Towne Bank (2001–2025)
Year-by-year debt coverage analysis for Towne Bank. For market capitalisation and broader financial context, see TOWN market cap.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $261.47 Million | $17.26 Billion | ▲ +65.3% |
| 2024 | 0.01x | $138.36 Million | $15.09 Billion | ▼ -16.0% |
| 2023 | 0.01x | $161.30 Million | $14.78 Billion | ▼ -99.3% |
| 2022 | 1.65x | $415.50 Million | $252.09 Million | ▲ +28.7% |
| 2021 | 1.28x | $518.82 Million | $405.02 Million | ▲ +606.3% |
| 2020 | 0.18x | $127.89 Million | $705.09 Million | ▲ +11743.9% |
| 2019 | 0.00x | $-16.04 Million | $10.29 Billion | ▼ -104.7% |
| 2018 | 0.03x | $317.60 Million | $9.62 Billion | ▲ +72.6% |
| 2017 | 0.02x | $141.08 Million | $7.38 Billion | ▼ -28.8% |
| 2016 | 0.03x | $185.04 Million | $6.89 Billion | ▲ +81.4% |
| 2015 | 0.01x | $81.09 Million | $5.48 Billion | ▲ +45.1% |
| 2014 | 0.01x | $44.52 Million | $4.36 Billion | ▼ -63.9% |
| 2013 | 0.03x | $115.54 Million | $4.09 Billion | ▲ +169.5% |
| 2012 | 0.01x | $40.34 Million | $3.85 Billion | ▲ +564.3% |
| 2011 | 0.00x | $5.62 Million | $3.56 Billion | ▼ -88.3% |
| 2010 | 0.01x | $45.49 Million | $3.37 Billion | ▲ +297.7% |
| 2009 | -0.01x | $-21.44 Million | $3.14 Billion | ▼ -152.9% |
| 2008 | 0.01x | $34.99 Million | $2.71 Billion | ▲ +48.7% |
| 2007 | 0.01x | $19.46 Million | $2.24 Billion | ▼ -75.4% |
| 2006 | 0.04x | $69.20 Million | $1.96 Billion | ▲ +86.3% |
| 2005 | 0.02x | $30.09 Million | $1.59 Billion | ▲ +79.3% |
| 2004 | 0.01x | $13.29 Million | $1.26 Billion | ▼ -80.9% |
| 2003 | 0.06x | $47.08 Million | $851.23 Million | ▲ +383.0% |
| 2002 | -0.02x | $-13.54 Million | $693.06 Million | ▲ +39.4% |
| 2001 | -0.03x | $-16.71 Million | $518.35 Million | — |