Towne Bank (TOWN) — Financial Flexibility Index
Towne Bank (TOWN) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $132.53 Million (operating CF $117.41 Million minus capex $15.13 Million) represents 0% of total liabilities ($17.26 Billion). Also explore Towne Bank (TOWN) equity growth momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Towne Bank Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Towne Bank across 25 annual periods. Check Towne Bank (TOWN) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Towne Bank (2001–2025)
Year-by-year free cash flow to debt coverage for Towne Bank. For the full company profile including market capitalisation, see Towne Bank (TOWN) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $311.27 Million | $261.47 Million | $17.26 Billion | ▲ +39.1% |
| 2024 | 0.01x | $195.62 Million | $138.36 Million | $15.09 Billion | ▼ -6.7% |
| 2023 | 0.01x | $205.44 Million | $161.30 Million | $14.78 Billion | ▼ -99.3% |
| 2022 | 1.86x | $467.79 Million | $415.50 Million | $252.09 Million | ▲ +36.6% |
| 2021 | 1.36x | $550.03 Million | $518.82 Million | $405.02 Million | ▲ +451.3% |
| 2020 | 0.25x | $173.68 Million | $127.89 Million | $705.09 Million | ▲ +12159.8% |
| 2019 | 0.00x | $20.68 Million | $-16.04 Million | $10.29 Billion | ▼ -94.3% |
| 2018 | 0.04x | $338.44 Million | $317.60 Million | $9.62 Billion | ▲ +67.9% |
| 2017 | 0.02x | $154.52 Million | $141.08 Million | $7.38 Billion | ▼ -29.0% |
| 2016 | 0.03x | $203.09 Million | $185.04 Million | $6.89 Billion | ▲ +54.7% |
| 2015 | 0.02x | $104.40 Million | $81.09 Million | $5.48 Billion | ▲ +47.4% |
| 2014 | 0.01x | $56.45 Million | $44.52 Million | $4.36 Billion | ▼ -60.8% |
| 2013 | 0.03x | $134.71 Million | $115.54 Million | $4.09 Billion | ▲ +108.0% |
| 2012 | 0.02x | $60.95 Million | $40.34 Million | $3.85 Billion | ▲ +71.4% |
| 2011 | 0.01x | $32.92 Million | $5.62 Million | $3.56 Billion | ▼ -56.8% |
| 2010 | 0.02x | $72.13 Million | $45.49 Million | $3.37 Billion | ▲ +1556.3% |
| 2009 | 0.00x | $-4.62 Million | $-21.44 Million | $3.14 Billion | ▼ -109.1% |
| 2008 | 0.02x | $44.05 Million | $34.99 Million | $2.71 Billion | ▲ +12.1% |
| 2007 | 0.01x | $32.50 Million | $19.46 Million | $2.24 Billion | ▼ -63.1% |
| 2006 | 0.04x | $77.16 Million | $69.20 Million | $1.96 Billion | ▲ +44.5% |
| 2005 | 0.03x | $43.23 Million | $30.09 Million | $1.59 Billion | ▲ +26.5% |
| 2004 | 0.02x | $27.05 Million | $13.29 Million | $1.26 Billion | ▼ -70.0% |
| 2003 | 0.07x | $60.85 Million | $47.08 Million | $851.23 Million | ▲ +1652.6% |
| 2002 | 0.00x | $-3.19 Million | $-13.54 Million | $693.06 Million | ▲ +85.7% |
| 2001 | -0.03x | $-16.71 Million | $-16.71 Million | $518.35 Million | — |