Towne Bank Financial Flexibility Index

Latest as of June 2026: 0.00x

Towne Bank financial flexibility index. Towne Bank (TOWN) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $-22.54 Million (operating CF $-30.58 Million minus capex $8.04 Million) represents 0% of total liabilities ($19.62 Billion). See Towne Bank free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-22.54 Million
Operating CF − Capex

Total Liabilities

$19.62 Billion
USD

Capital Expenditures

$8.04 Million
USD

Financial Flexibility Index of Towne Bank (2001–2025)

Financial flexibility index of Towne Bank from 2001 to 2025. Historical Financial Flexibility Index trend for Towne Bank across 25 annual periods. Check TOWN cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Towne Bank Financial Flexibility Index by Year (2001–2025)

Towne Bank financial flexibility index by year from 2001 to 2025. Year-by-year free cash flow to debt coverage for Towne Bank. For the full cash flow conversion analysis, see how efficiently does Towne Bank generate cash.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $311.27 Million $261.47 Million $17.26 Billion ▲ +39.1%
2024 0.01x $195.62 Million $138.36 Million $15.09 Billion ▼ -6.7%
2023 0.01x $205.44 Million $161.30 Million $14.78 Billion ▼ -99.3%
2022 1.86x $467.79 Million $415.50 Million $252.09 Million ▲ +36.6%
2021 1.36x $550.03 Million $518.82 Million $405.02 Million ▲ +451.3%
2020 0.25x $173.68 Million $127.89 Million $705.09 Million ▲ +12159.8%
2019 0.00x $20.68 Million $-16.04 Million $10.29 Billion ▼ -94.3%
2018 0.04x $338.44 Million $317.60 Million $9.62 Billion ▲ +67.9%
2017 0.02x $154.52 Million $141.08 Million $7.38 Billion ▼ -29.0%
2016 0.03x $203.09 Million $185.04 Million $6.89 Billion ▲ +54.7%
2015 0.02x $104.40 Million $81.09 Million $5.48 Billion ▲ +47.4%
2014 0.01x $56.45 Million $44.52 Million $4.36 Billion ▼ -60.8%
2013 0.03x $134.71 Million $115.54 Million $4.09 Billion ▲ +108.0%
2012 0.02x $60.95 Million $40.34 Million $3.85 Billion ▲ +71.4%
2011 0.01x $32.92 Million $5.62 Million $3.56 Billion ▼ -56.8%
2010 0.02x $72.13 Million $45.49 Million $3.37 Billion ▲ +1556.3%
2009 0.00x $-4.62 Million $-21.44 Million $3.14 Billion ▼ -109.1%
2008 0.02x $44.05 Million $34.99 Million $2.71 Billion ▲ +12.1%
2007 0.01x $32.50 Million $19.46 Million $2.24 Billion ▼ -63.1%
2006 0.04x $77.16 Million $69.20 Million $1.96 Billion ▲ +44.5%
2005 0.03x $43.23 Million $30.09 Million $1.59 Billion ▲ +26.5%
2004 0.02x $27.05 Million $13.29 Million $1.26 Billion ▼ -70.0%
2003 0.07x $60.85 Million $47.08 Million $851.23 Million ▲ +1652.6%
2002 0.00x $-3.19 Million $-13.54 Million $693.06 Million ▲ +85.7%
2001 -0.03x $-16.71 Million $-16.71 Million $518.35 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities