Towne Bank (TOWN) — Financial Flexibility Index
Towne Bank (TOWN) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $54.04 Million (operating CF $40.45 Million minus capex $13.59 Million) represents 0% of total liabilities ($19.40 Billion). Check Towne Bank (TOWN) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Towne Bank Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Towne Bank across 25 annual periods. See TOWN working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Towne Bank (2001–2025)
Year-by-year free cash flow to debt coverage for Towne Bank. For the full company profile including market capitalisation, see Towne Bank market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $311.27 Million | $261.47 Million | $17.26 Billion | ▲ +39.1% |
| 2024 | 0.01x | $195.62 Million | $138.36 Million | $15.09 Billion | ▼ -6.7% |
| 2023 | 0.01x | $205.44 Million | $161.30 Million | $14.78 Billion | ▼ -99.3% |
| 2022 | 1.86x | $467.79 Million | $415.50 Million | $252.09 Million | ▲ +36.6% |
| 2021 | 1.36x | $550.03 Million | $518.82 Million | $405.02 Million | ▲ +451.3% |
| 2020 | 0.25x | $173.68 Million | $127.89 Million | $705.09 Million | ▲ +12159.8% |
| 2019 | 0.00x | $20.68 Million | $-16.04 Million | $10.29 Billion | ▼ -94.3% |
| 2018 | 0.04x | $338.44 Million | $317.60 Million | $9.62 Billion | ▲ +67.9% |
| 2017 | 0.02x | $154.52 Million | $141.08 Million | $7.38 Billion | ▼ -29.0% |
| 2016 | 0.03x | $203.09 Million | $185.04 Million | $6.89 Billion | ▲ +54.7% |
| 2015 | 0.02x | $104.40 Million | $81.09 Million | $5.48 Billion | ▲ +47.4% |
| 2014 | 0.01x | $56.45 Million | $44.52 Million | $4.36 Billion | ▼ -60.8% |
| 2013 | 0.03x | $134.71 Million | $115.54 Million | $4.09 Billion | ▲ +108.0% |
| 2012 | 0.02x | $60.95 Million | $40.34 Million | $3.85 Billion | ▲ +71.4% |
| 2011 | 0.01x | $32.92 Million | $5.62 Million | $3.56 Billion | ▼ -56.8% |
| 2010 | 0.02x | $72.13 Million | $45.49 Million | $3.37 Billion | ▲ +1556.3% |
| 2009 | 0.00x | $-4.62 Million | $-21.44 Million | $3.14 Billion | ▼ -109.1% |
| 2008 | 0.02x | $44.05 Million | $34.99 Million | $2.71 Billion | ▲ +12.1% |
| 2007 | 0.01x | $32.50 Million | $19.46 Million | $2.24 Billion | ▼ -63.1% |
| 2006 | 0.04x | $77.16 Million | $69.20 Million | $1.96 Billion | ▲ +44.5% |
| 2005 | 0.03x | $43.23 Million | $30.09 Million | $1.59 Billion | ▲ +26.5% |
| 2004 | 0.02x | $27.05 Million | $13.29 Million | $1.26 Billion | ▼ -70.0% |
| 2003 | 0.07x | $60.85 Million | $47.08 Million | $851.23 Million | ▲ +1652.6% |
| 2002 | 0.00x | $-3.19 Million | $-13.54 Million | $693.06 Million | ▲ +85.7% |
| 2001 | -0.03x | $-16.71 Million | $-16.71 Million | $518.35 Million | — |