Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Cash Flow Quality Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Cash Flow Quality Index of -3.27x as of September 2025. Operating cash flow of Rs-108.70 Billion is below net income of Rs33.25 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Cholamandalam Financial Holdings Limited (CHOLAHLDNG) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cholamandalam Financial Holdings Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Cholamandalam Financial Holdings Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CHOLAHLDNG cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year earnings quality comparison for Cholamandalam Financial Holdings Limited. For live market cap and the full company financial profile, see market value of Cholamandalam Financial Holdings Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -15.73x | Rs-342.01 Billion | Rs21.74 Billion | ▲ +21.9% |
| 2024 | -20.16x | Rs-357.26 Billion | Rs17.73 Billion | ▼ -162.8% |
| 2023 | -7.67x | Rs-293.29 Billion | Rs38.24 Billion | ▼ -306.7% |
| 2022 | -1.89x | Rs-57.38 Billion | Rs30.44 Billion | ▲ +53.4% |
| 2021 | -4.05x | Rs-97.19 Billion | Rs24.00 Billion | ▼ -282.0% |
| 2020 | -1.06x | Rs-19.14 Billion | Rs18.06 Billion | ▲ +75.6% |
| 2019 | -4.34x | Rs-92.74 Billion | Rs21.35 Billion | ▼ -16.8% |
| 2018 | -3.72x | Rs-63.02 Billion | Rs16.95 Billion | ▼ -284.5% |
| 2017 | 2.02x | Rs5.94 Billion | Rs2.95 Billion | ▲ +654.0% |
| 2016 | -0.36x | Rs-5.00 Billion | Rs13.74 Billion | ▲ +78.3% |
| 2015 | -1.68x | Rs-16.85 Billion | Rs10.03 Billion | ▲ +29.2% |
| 2014 | -2.37x | Rs-18.72 Billion | Rs7.89 Billion | ▲ +50.5% |
| 2013 | -4.79x | Rs-32.28 Billion | Rs6.74 Billion | ▲ +17.0% |
| 2012 | -5.77x | Rs-30.94 Billion | Rs5.36 Billion | ▲ +16.6% |
| 2011 | -6.92x | Rs-23.17 Billion | Rs3.35 Billion | ▼ -926.6% |
| 2010 | -0.67x | Rs-1.12 Billion | Rs1.66 Billion | ▼ -105.2% |
| 2009 | 13.04x | Rs8.02 Billion | Rs614.80 Million | ▲ +534.3% |
| 2008 | -3.00x | Rs-3.29 Billion | Rs1.10 Billion | ▼ -191.9% |
| 2007 | -1.03x | Rs-2.24 Billion | Rs2.18 Billion | ▼ -482.0% |
| 2006 | -0.18x | Rs-436.40 Million | Rs2.47 Billion | ▼ -117.9% |
| 2005 | 0.99x | Rs1.20 Billion | Rs1.22 Billion | — |