Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Cash Flow Quality Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Cash Flow Quality Index of -3.27x as of September 2025. Operating cash flow of Rs-108.70 Billion is below net income of Rs33.25 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore CHOLAHLDNG operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cholamandalam Financial Holdings Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Cholamandalam Financial Holdings Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CHOLAHLDNG operating cash flow.
Annual Cash Flow Quality Index for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year earnings quality comparison for Cholamandalam Financial Holdings Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -15.73x | Rs-342.01 Billion | Rs21.74 Billion | ▲ +21.9% |
| 2024 | -20.16x | Rs-357.26 Billion | Rs17.73 Billion | ▼ -162.8% |
| 2023 | -7.67x | Rs-293.29 Billion | Rs38.24 Billion | ▼ -306.7% |
| 2022 | -1.89x | Rs-57.38 Billion | Rs30.44 Billion | ▲ +53.4% |
| 2021 | -4.05x | Rs-97.19 Billion | Rs24.00 Billion | ▼ -282.0% |
| 2020 | -1.06x | Rs-19.14 Billion | Rs18.06 Billion | ▲ +75.6% |
| 2019 | -4.34x | Rs-92.74 Billion | Rs21.35 Billion | ▼ -16.8% |
| 2018 | -3.72x | Rs-63.02 Billion | Rs16.95 Billion | ▼ -284.5% |
| 2017 | 2.02x | Rs5.94 Billion | Rs2.95 Billion | ▲ +654.0% |
| 2016 | -0.36x | Rs-5.00 Billion | Rs13.74 Billion | ▲ +78.3% |
| 2015 | -1.68x | Rs-16.85 Billion | Rs10.03 Billion | ▲ +29.2% |
| 2014 | -2.37x | Rs-18.72 Billion | Rs7.89 Billion | ▲ +50.5% |
| 2013 | -4.79x | Rs-32.28 Billion | Rs6.74 Billion | ▲ +17.0% |
| 2012 | -5.77x | Rs-30.94 Billion | Rs5.36 Billion | ▲ +16.6% |
| 2011 | -6.92x | Rs-23.17 Billion | Rs3.35 Billion | ▼ -926.6% |
| 2010 | -0.67x | Rs-1.12 Billion | Rs1.66 Billion | ▼ -105.2% |
| 2009 | 13.04x | Rs8.02 Billion | Rs614.80 Million | ▲ +534.3% |
| 2008 | -3.00x | Rs-3.29 Billion | Rs1.10 Billion | ▼ -191.9% |
| 2007 | -1.03x | Rs-2.24 Billion | Rs2.18 Billion | ▼ -482.0% |
| 2006 | -0.18x | Rs-436.40 Million | Rs2.47 Billion | ▼ -117.9% |
| 2005 | 0.99x | Rs1.20 Billion | Rs1.22 Billion | — |