Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Cash Flow Quality Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Cash Flow Quality Index of -3.27x as of September 2025. Operating cash flow of Rs-108.70 Billion is below net income of Rs33.25 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore CHOLAHLDNG long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cholamandalam Financial Holdings Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for Cholamandalam Financial Holdings Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Cholamandalam Financial Holdings Limited (CHOLAHLDNG) tangible net worth to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year earnings quality comparison for Cholamandalam Financial Holdings Limited. For live market cap and the full company financial profile, see how much is Cholamandalam Financial Holdings Limited worth.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -15.73x | Rs-342.01 Billion | Rs21.74 Billion | ▲ +21.9% |
| 2024 | -20.16x | Rs-357.26 Billion | Rs17.73 Billion | ▼ -162.8% |
| 2023 | -7.67x | Rs-293.29 Billion | Rs38.24 Billion | ▼ -306.7% |
| 2022 | -1.89x | Rs-57.38 Billion | Rs30.44 Billion | ▲ +53.4% |
| 2021 | -4.05x | Rs-97.19 Billion | Rs24.00 Billion | ▼ -282.0% |
| 2020 | -1.06x | Rs-19.14 Billion | Rs18.06 Billion | ▲ +75.6% |
| 2019 | -4.34x | Rs-92.74 Billion | Rs21.35 Billion | ▼ -16.8% |
| 2018 | -3.72x | Rs-63.02 Billion | Rs16.95 Billion | ▼ -284.5% |
| 2017 | 2.02x | Rs5.94 Billion | Rs2.95 Billion | ▲ +654.0% |
| 2016 | -0.36x | Rs-5.00 Billion | Rs13.74 Billion | ▲ +78.3% |
| 2015 | -1.68x | Rs-16.85 Billion | Rs10.03 Billion | ▲ +29.2% |
| 2014 | -2.37x | Rs-18.72 Billion | Rs7.89 Billion | ▲ +50.5% |
| 2013 | -4.79x | Rs-32.28 Billion | Rs6.74 Billion | ▲ +17.0% |
| 2012 | -5.77x | Rs-30.94 Billion | Rs5.36 Billion | ▲ +16.6% |
| 2011 | -6.92x | Rs-23.17 Billion | Rs3.35 Billion | ▼ -926.6% |
| 2010 | -0.67x | Rs-1.12 Billion | Rs1.66 Billion | ▼ -105.2% |
| 2009 | 13.04x | Rs8.02 Billion | Rs614.80 Million | ▲ +534.3% |
| 2008 | -3.00x | Rs-3.29 Billion | Rs1.10 Billion | ▼ -191.9% |
| 2007 | -1.03x | Rs-2.24 Billion | Rs2.18 Billion | ▼ -482.0% |
| 2006 | -0.18x | Rs-436.40 Million | Rs2.47 Billion | ▼ -117.9% |
| 2005 | 0.99x | Rs1.20 Billion | Rs1.22 Billion | — |