Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Net Asset Quality Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Net Asset Quality Index of 12.3% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs2.40 Trillion minus total liabilities of Rs2.10 Trillion yields net assets of Rs294.68 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Cholamandalam Financial Holdings Limited cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Cholamandalam Financial Holdings Limited Net Asset Quality Index Over Time (2005–2025)
This chart shows how Cholamandalam Financial Holdings Limited's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the index stands at 12.3%, representing net assets of Rs294.68 Billion against total assets of Rs2.40 Trillion INR. See CHOLAHLDNG net asset value for net asset value and shareholders' equity analysis.
Annual Net Asset Quality Index for Cholamandalam Financial Holdings Limited (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Cholamandalam Financial Holdings Limited from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see Cholamandalam Financial Holdings Limited (CHOLAHLDNG) market capitalisation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.0% | Rs269.49 Billion | Rs2.25 Trillion | Rs1.98 Trillion | ▼ -0.5 pp |
| 2024 | 12.5% | Rs221.24 Billion | Rs1.77 Trillion | Rs1.55 Trillion | ▲ +0.1 pp |
| 2023 | 12.4% | Rs162.58 Billion | Rs1.31 Trillion | Rs1.15 Trillion | ▼ -1.5 pp |
| 2022 | 13.9% | Rs136.29 Billion | Rs977.72 Billion | Rs841.43 Billion | ▲ +1.1 pp |
| 2021 | 12.8% | Rs113.59 Billion | Rs886.16 Billion | Rs772.57 Billion | ▲ +0.0 pp |
| 2020 | 12.8% | Rs97.02 Billion | Rs758.55 Billion | Rs661.53 Billion | ▲ +1.2 pp |
| 2019 | 11.6% | Rs78.64 Billion | Rs679.37 Billion | Rs600.73 Billion | ▼ -25.8 pp |
| 2018 | 37.3% | Rs38.53 Billion | Rs103.19 Billion | Rs64.66 Billion | ▼ -3.2 pp |
| 2017 | 40.6% | Rs32.02 Billion | Rs78.92 Billion | Rs46.91 Billion | ▲ +1.9 pp |
| 2016 | 38.7% | Rs37.55 Billion | Rs97.07 Billion | Rs59.52 Billion | ▲ +25.7 pp |
| 2015 | 12.9% | Rs39.31 Billion | Rs303.98 Billion | Rs264.67 Billion | ▲ +0.8 pp |
| 2014 | 12.1% | Rs33.15 Billion | Rs273.59 Billion | Rs240.44 Billion | ▼ -0.1 pp |
| 2013 | 12.2% | Rs28.18 Billion | Rs231.62 Billion | Rs203.43 Billion | ▲ +0.1 pp |
| 2012 | 12.1% | Rs20.47 Billion | Rs169.00 Billion | Rs148.53 Billion | ▼ 0.0 pp |
| 2011 | 12.1% | Rs15.24 Billion | Rs125.75 Billion | Rs110.50 Billion | ▼ -7.1 pp |
| 2010 | 19.2% | Rs8.87 Billion | Rs46.07 Billion | Rs37.21 Billion | ▲ +0.3 pp |
| 2009 | 18.9% | Rs7.36 Billion | Rs38.91 Billion | Rs31.55 Billion | ▼ -2.7 pp |
| 2008 | 21.6% | Rs8.02 Billion | Rs37.07 Billion | Rs29.05 Billion | ▼ -6.4 pp |
| 2007 | 28.1% | Rs7.27 Billion | Rs25.92 Billion | Rs18.65 Billion | ▼ -3.2 pp |
| 2006 | 31.2% | Rs5.96 Billion | Rs19.07 Billion | Rs13.12 Billion | ▼ -14.4 pp |
| 2005 | 45.6% | Rs5.59 Billion | Rs12.27 Billion | Rs6.68 Billion | — |