Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Net Asset Quality Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Net Asset Quality Index of 12.3% as of September 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs2.40 Trillion minus total liabilities of Rs2.10 Trillion yields net assets of Rs294.68 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See CHOLAHLDNG days of operational coverage to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Cholamandalam Financial Holdings Limited Net Asset Quality Index Over Time (2005–2025)
This chart shows how Cholamandalam Financial Holdings Limited's Net Asset Quality Index has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the index stands at 12.3%, representing net assets of Rs294.68 Billion against total assets of Rs2.40 Trillion INR. Explore cash efficiency ratio of Cholamandalam Financial Holdings Limited to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Cholamandalam Financial Holdings Limited (2005–2025)
The table below presents the year-by-year Net Asset Quality Index for Cholamandalam Financial Holdings Limited from 2005 to 2025, covering 21 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see CHOLAHLDNG market cap.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.0% | Rs269.49 Billion | Rs2.25 Trillion | Rs1.98 Trillion | ▼ -0.5 pp |
| 2024 | 12.5% | Rs221.24 Billion | Rs1.77 Trillion | Rs1.55 Trillion | ▲ +0.1 pp |
| 2023 | 12.4% | Rs162.58 Billion | Rs1.31 Trillion | Rs1.15 Trillion | ▼ -1.5 pp |
| 2022 | 13.9% | Rs136.29 Billion | Rs977.72 Billion | Rs841.43 Billion | ▲ +1.1 pp |
| 2021 | 12.8% | Rs113.59 Billion | Rs886.16 Billion | Rs772.57 Billion | ▲ +0.0 pp |
| 2020 | 12.8% | Rs97.02 Billion | Rs758.55 Billion | Rs661.53 Billion | ▲ +1.2 pp |
| 2019 | 11.6% | Rs78.64 Billion | Rs679.37 Billion | Rs600.73 Billion | ▼ -25.8 pp |
| 2018 | 37.3% | Rs38.53 Billion | Rs103.19 Billion | Rs64.66 Billion | ▼ -3.2 pp |
| 2017 | 40.6% | Rs32.02 Billion | Rs78.92 Billion | Rs46.91 Billion | ▲ +1.9 pp |
| 2016 | 38.7% | Rs37.55 Billion | Rs97.07 Billion | Rs59.52 Billion | ▲ +25.7 pp |
| 2015 | 12.9% | Rs39.31 Billion | Rs303.98 Billion | Rs264.67 Billion | ▲ +0.8 pp |
| 2014 | 12.1% | Rs33.15 Billion | Rs273.59 Billion | Rs240.44 Billion | ▼ -0.1 pp |
| 2013 | 12.2% | Rs28.18 Billion | Rs231.62 Billion | Rs203.43 Billion | ▲ +0.1 pp |
| 2012 | 12.1% | Rs20.47 Billion | Rs169.00 Billion | Rs148.53 Billion | ▼ 0.0 pp |
| 2011 | 12.1% | Rs15.24 Billion | Rs125.75 Billion | Rs110.50 Billion | ▼ -7.1 pp |
| 2010 | 19.2% | Rs8.87 Billion | Rs46.07 Billion | Rs37.21 Billion | ▲ +0.3 pp |
| 2009 | 18.9% | Rs7.36 Billion | Rs38.91 Billion | Rs31.55 Billion | ▼ -2.7 pp |
| 2008 | 21.6% | Rs8.02 Billion | Rs37.07 Billion | Rs29.05 Billion | ▼ -6.4 pp |
| 2007 | 28.1% | Rs7.27 Billion | Rs25.92 Billion | Rs18.65 Billion | ▼ -3.2 pp |
| 2006 | 31.2% | Rs5.96 Billion | Rs19.07 Billion | Rs13.12 Billion | ▼ -14.4 pp |
| 2005 | 45.6% | Rs5.59 Billion | Rs12.27 Billion | Rs6.68 Billion | — |