Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Defensive Interval Ratio
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Defensive Interval Ratio of 3580 days as of September 2025. Defensive assets of Rs2.12 Trillion (cash Rs105.06 Billion, short-term investments Rs47.66 Billion, receivables Rs1.97 Trillion) cover 3580 days of daily cash needs of Rs593.00 Million/day. Check CHOLAHLDNG tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Cholamandalam Financial Holdings Limited Defensive Interval Ratio (2005–2025)
This chart shows how Cholamandalam Financial Holdings Limited's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of September 2025, the ratio stands at 3580 days, meaning defensive assets of Rs2.12 Trillion can fund 3580 days of operations without new revenue. Also explore CHOLAHLDNG shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Cholamandalam Financial Holdings Limited (2005–2025)
The table below presents the year-by-year Defensive Interval Ratio for Cholamandalam Financial Holdings Limited from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Cholamandalam Financial Holdings Limited worth.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 36 days | Rs63.34 Billion | Rs1.75 Billion/day | Rs47.97 Billion | Rs5.62 Billion | ▼ -1 days |
| 2024 | 38 days | Rs54.62 Billion | Rs1.45 Billion/day | Rs6.49 Billion | Rs40.26 Billion | ▼ -35 days |
| 2023 | 73 days | Rs216.70 Billion | Rs2.98 Billion/day | Rs7.75 Billion | Rs202.21 Billion | ▲ +4 days |
| 2022 | 68 days | Rs52.83 Billion | Rs773.17 Million/day | Rs26.07 Billion | Rs20.56 Billion | ▼ -26 days |
| 2021 | 94 days | Rs76.03 Billion | Rs809.27 Million/day | Rs1.12 Billion | Rs68.85 Billion | ▼ -96 days |
| 2020 | 190 days | Rs104.55 Billion | Rs550.68 Million/day | Rs30.36 Billion | Rs69.99 Billion | ▲ +50 days |
| 2019 | 140 days | Rs92.63 Billion | Rs662.47 Million/day | Rs27.43 Billion | Rs44.41 Billion | ▼ -4388 days |
| 2018 | 4528 days | Rs458.15 Billion | Rs101.18 Million/day | Rs1.60 Billion | Rs8.67 Billion | ▲ +4332 days |
| 2017 | 196 days | Rs13.27 Billion | Rs67.53 Million/day | Rs14.50 Million | Rs7.75 Billion | ▲ +84 days |
| 2016 | 112 days | Rs11.89 Billion | Rs105.93 Million/day | Rs- | Rs8.90 Billion | ▼ -133 days |
| 2015 | 245 days | Rs75.73 Billion | Rs308.51 Million/day | Rs- | Rs4.48 Billion | ▲ +8 days |
| 2014 | 237 days | Rs77.75 Billion | Rs327.71 Million/day | Rs- | Rs3.16 Billion | ▲ +7 days |
| 2013 | 230 days | Rs64.73 Billion | Rs280.91 Million/day | Rs- | Rs4.13 Billion | ▲ +223 days |
| 2012 | 7 days | Rs1.36 Billion | Rs190.70 Million/day | Rs- | Rs2.12 Billion | ▼ -306 days |
| 2011 | 313 days | Rs39.20 Billion | Rs125.18 Million/day | Rs- | Rs1.04 Billion | ▼ -410 days |
| 2010 | 723 days | Rs24.35 Billion | Rs33.66 Million/day | Rs- | Rs3.45 Billion | ▲ +30 days |
| 2009 | 694 days | Rs19.59 Billion | Rs28.24 Million/day | Rs- | Rs3.04 Billion | ▼ -252 days |
| 2008 | 946 days | Rs22.41 Billion | Rs23.70 Million/day | Rs- | Rs2.53 Billion | ▲ +77 days |
| 2007 | 868 days | Rs14.43 Billion | Rs16.61 Million/day | Rs- | Rs1.51 Billion | ▲ +211 days |
| 2006 | 658 days | Rs8.97 Billion | Rs13.64 Million/day | Rs- | Rs984.20 Million | ▲ +591 days |
| 2005 | 66 days | Rs736.80 Million | Rs11.11 Million/day | Rs- | Rs736.80 Million | — |