Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Financial Flexibility Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-106.69 Billion (operating CF Rs-108.70 Billion minus capex Rs2.01 Billion) represents 0% of total liabilities (Rs2.10 Trillion). Also explore Cholamandalam Financial Holdings Limited net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cholamandalam Financial Holdings Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Cholamandalam Financial Holdings Limited across 21 annual periods. Check CHOLAHLDNG PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year free cash flow to debt coverage for Cholamandalam Financial Holdings Limited. For the full company profile including market capitalisation, see CHOLAHLDNG market cap overview.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.17x | Rs-338.60 Billion | Rs-342.01 Billion | Rs1.98 Trillion | ▲ +23.3% |
| 2024 | -0.22x | Rs-345.58 Billion | Rs-357.26 Billion | Rs1.55 Trillion | ▲ +11.8% |
| 2023 | -0.25x | Rs-290.68 Billion | Rs-293.29 Billion | Rs1.15 Trillion | ▼ -280.5% |
| 2022 | -0.07x | Rs-56.00 Billion | Rs-57.38 Billion | Rs841.43 Billion | ▲ +46.7% |
| 2021 | -0.12x | Rs-96.55 Billion | Rs-97.19 Billion | Rs772.57 Billion | ▼ -355.2% |
| 2020 | -0.03x | Rs-18.16 Billion | Rs-19.14 Billion | Rs661.53 Billion | ▲ +82.0% |
| 2019 | -0.15x | Rs-91.78 Billion | Rs-92.74 Billion | Rs600.73 Billion | ▲ +84.1% |
| 2018 | -0.96x | Rs-62.07 Billion | Rs-63.02 Billion | Rs64.66 Billion | ▼ -825.8% |
| 2017 | 0.13x | Rs6.20 Billion | Rs5.94 Billion | Rs46.91 Billion | ▲ +343.9% |
| 2016 | -0.05x | Rs-3.23 Billion | Rs-5.00 Billion | Rs59.52 Billion | ▲ +3.0% |
| 2015 | -0.06x | Rs-14.80 Billion | Rs-16.85 Billion | Rs264.67 Billion | ▲ +18.0% |
| 2014 | -0.07x | Rs-16.39 Billion | Rs-18.72 Billion | Rs240.44 Billion | ▲ +52.7% |
| 2013 | -0.14x | Rs-29.35 Billion | Rs-32.28 Billion | Rs203.43 Billion | ▲ +25.4% |
| 2012 | -0.19x | Rs-28.73 Billion | Rs-30.94 Billion | Rs148.53 Billion | ▲ +1.5% |
| 2011 | -0.20x | Rs-21.69 Billion | Rs-23.17 Billion | Rs110.50 Billion | ▼ -18577.0% |
| 2010 | 0.00x | Rs-39.10 Million | Rs-1.12 Billion | Rs37.21 Billion | ▼ -100.4% |
| 2009 | 0.25x | Rs8.02 Billion | Rs8.02 Billion | Rs31.55 Billion | ▲ +324.4% |
| 2008 | -0.11x | Rs-3.29 Billion | Rs-3.29 Billion | Rs29.05 Billion | ▲ +5.9% |
| 2007 | -0.12x | Rs-2.24 Billion | Rs-2.24 Billion | Rs18.65 Billion | ▼ -261.8% |
| 2006 | -0.03x | Rs-436.40 Million | Rs-436.40 Million | Rs13.12 Billion | ▼ -118.5% |
| 2005 | 0.18x | Rs1.20 Billion | Rs1.20 Billion | Rs6.68 Billion | — |