Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Financial Flexibility Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-106.69 Billion (operating CF Rs-108.70 Billion minus capex Rs2.01 Billion) represents 0% of total liabilities (Rs2.10 Trillion). Check Cholamandalam Financial Holdings Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cholamandalam Financial Holdings Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Cholamandalam Financial Holdings Limited across 21 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Cholamandalam Financial Holdings Limited.
Annual Financial Flexibility Index for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year free cash flow to debt coverage for Cholamandalam Financial Holdings Limited. Explore CHOLAHLDNG cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.17x | Rs-338.60 Billion | Rs-342.01 Billion | Rs1.98 Trillion | ▲ +23.3% |
| 2024 | -0.22x | Rs-345.58 Billion | Rs-357.26 Billion | Rs1.55 Trillion | ▲ +11.8% |
| 2023 | -0.25x | Rs-290.68 Billion | Rs-293.29 Billion | Rs1.15 Trillion | ▼ -280.5% |
| 2022 | -0.07x | Rs-56.00 Billion | Rs-57.38 Billion | Rs841.43 Billion | ▲ +46.7% |
| 2021 | -0.12x | Rs-96.55 Billion | Rs-97.19 Billion | Rs772.57 Billion | ▼ -355.2% |
| 2020 | -0.03x | Rs-18.16 Billion | Rs-19.14 Billion | Rs661.53 Billion | ▲ +82.0% |
| 2019 | -0.15x | Rs-91.78 Billion | Rs-92.74 Billion | Rs600.73 Billion | ▲ +84.1% |
| 2018 | -0.96x | Rs-62.07 Billion | Rs-63.02 Billion | Rs64.66 Billion | ▼ -825.8% |
| 2017 | 0.13x | Rs6.20 Billion | Rs5.94 Billion | Rs46.91 Billion | ▲ +343.9% |
| 2016 | -0.05x | Rs-3.23 Billion | Rs-5.00 Billion | Rs59.52 Billion | ▲ +3.0% |
| 2015 | -0.06x | Rs-14.80 Billion | Rs-16.85 Billion | Rs264.67 Billion | ▲ +18.0% |
| 2014 | -0.07x | Rs-16.39 Billion | Rs-18.72 Billion | Rs240.44 Billion | ▲ +52.7% |
| 2013 | -0.14x | Rs-29.35 Billion | Rs-32.28 Billion | Rs203.43 Billion | ▲ +25.4% |
| 2012 | -0.19x | Rs-28.73 Billion | Rs-30.94 Billion | Rs148.53 Billion | ▲ +1.5% |
| 2011 | -0.20x | Rs-21.69 Billion | Rs-23.17 Billion | Rs110.50 Billion | ▼ -18577.0% |
| 2010 | 0.00x | Rs-39.10 Million | Rs-1.12 Billion | Rs37.21 Billion | ▼ -100.4% |
| 2009 | 0.25x | Rs8.02 Billion | Rs8.02 Billion | Rs31.55 Billion | ▲ +324.4% |
| 2008 | -0.11x | Rs-3.29 Billion | Rs-3.29 Billion | Rs29.05 Billion | ▲ +5.9% |
| 2007 | -0.12x | Rs-2.24 Billion | Rs-2.24 Billion | Rs18.65 Billion | ▼ -261.8% |
| 2006 | -0.03x | Rs-436.40 Million | Rs-436.40 Million | Rs13.12 Billion | ▼ -118.5% |
| 2005 | 0.18x | Rs1.20 Billion | Rs1.20 Billion | Rs6.68 Billion | — |