Cholamandalam Financial Holdings Limited Financial Flexibility Index
Cholamandalam Financial Holdings Limited financial flexibility index. Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-106.69 Billion (operating CF Rs-108.70 Billion minus capex Rs2.01 Billion) represents 0% of total liabilities (Rs2.10 Trillion). See cash generation quality of Cholamandalam Financial Holdings Limited to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Cholamandalam Financial Holdings Limited (2005–2025)
Financial flexibility index of Cholamandalam Financial Holdings Limited from 2005 to 2025. Historical Financial Flexibility Index trend for Cholamandalam Financial Holdings Limited across 21 annual periods. Check CHOLAHLDNG cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Cholamandalam Financial Holdings Limited Financial Flexibility Index by Year (2005–2025)
Cholamandalam Financial Holdings Limited financial flexibility index by year from 2005 to 2025. Year-by-year free cash flow to debt coverage for Cholamandalam Financial Holdings Limited. For the full cash flow conversion analysis, see Cholamandalam Financial Holdings Limited (CHOLAHLDNG) cash conversion ratio.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.17x | Rs-338.60 Billion | Rs-342.01 Billion | Rs1.98 Trillion | ▲ +23.3% |
| 2024 | -0.22x | Rs-345.58 Billion | Rs-357.26 Billion | Rs1.55 Trillion | ▲ +11.8% |
| 2023 | -0.25x | Rs-290.68 Billion | Rs-293.29 Billion | Rs1.15 Trillion | ▼ -280.5% |
| 2022 | -0.07x | Rs-56.00 Billion | Rs-57.38 Billion | Rs841.43 Billion | ▲ +46.7% |
| 2021 | -0.12x | Rs-96.55 Billion | Rs-97.19 Billion | Rs772.57 Billion | ▼ -355.2% |
| 2020 | -0.03x | Rs-18.16 Billion | Rs-19.14 Billion | Rs661.53 Billion | ▲ +82.0% |
| 2019 | -0.15x | Rs-91.78 Billion | Rs-92.74 Billion | Rs600.73 Billion | ▲ +84.1% |
| 2018 | -0.96x | Rs-62.07 Billion | Rs-63.02 Billion | Rs64.66 Billion | ▼ -825.8% |
| 2017 | 0.13x | Rs6.20 Billion | Rs5.94 Billion | Rs46.91 Billion | ▲ +343.9% |
| 2016 | -0.05x | Rs-3.23 Billion | Rs-5.00 Billion | Rs59.52 Billion | ▲ +3.0% |
| 2015 | -0.06x | Rs-14.80 Billion | Rs-16.85 Billion | Rs264.67 Billion | ▲ +18.0% |
| 2014 | -0.07x | Rs-16.39 Billion | Rs-18.72 Billion | Rs240.44 Billion | ▲ +52.7% |
| 2013 | -0.14x | Rs-29.35 Billion | Rs-32.28 Billion | Rs203.43 Billion | ▲ +25.4% |
| 2012 | -0.19x | Rs-28.73 Billion | Rs-30.94 Billion | Rs148.53 Billion | ▲ +1.5% |
| 2011 | -0.20x | Rs-21.69 Billion | Rs-23.17 Billion | Rs110.50 Billion | ▼ -18577.0% |
| 2010 | 0.00x | Rs-39.10 Million | Rs-1.12 Billion | Rs37.21 Billion | ▼ -100.4% |
| 2009 | 0.25x | Rs8.02 Billion | Rs8.02 Billion | Rs31.55 Billion | ▲ +324.4% |
| 2008 | -0.11x | Rs-3.29 Billion | Rs-3.29 Billion | Rs29.05 Billion | ▲ +5.9% |
| 2007 | -0.12x | Rs-2.24 Billion | Rs-2.24 Billion | Rs18.65 Billion | ▼ -261.8% |
| 2006 | -0.03x | Rs-436.40 Million | Rs-436.40 Million | Rs13.12 Billion | ▼ -118.5% |
| 2005 | 0.18x | Rs1.20 Billion | Rs1.20 Billion | Rs6.68 Billion | — |