Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Financial Flexibility Index
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-106.69 Billion (operating CF Rs-108.70 Billion minus capex Rs2.01 Billion) represents 0% of total liabilities (Rs2.10 Trillion). Check Cholamandalam Financial Holdings Limited (CHOLAHLDNG) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cholamandalam Financial Holdings Limited Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Cholamandalam Financial Holdings Limited across 21 annual periods. See working capital to net assets of Cholamandalam Financial Holdings Limited to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year free cash flow to debt coverage for Cholamandalam Financial Holdings Limited. For the full company profile including market capitalisation, see CHOLAHLDNG company net worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.17x | Rs-338.60 Billion | Rs-342.01 Billion | Rs1.98 Trillion | ▲ +23.3% |
| 2024 | -0.22x | Rs-345.58 Billion | Rs-357.26 Billion | Rs1.55 Trillion | ▲ +11.8% |
| 2023 | -0.25x | Rs-290.68 Billion | Rs-293.29 Billion | Rs1.15 Trillion | ▼ -280.5% |
| 2022 | -0.07x | Rs-56.00 Billion | Rs-57.38 Billion | Rs841.43 Billion | ▲ +46.7% |
| 2021 | -0.12x | Rs-96.55 Billion | Rs-97.19 Billion | Rs772.57 Billion | ▼ -355.2% |
| 2020 | -0.03x | Rs-18.16 Billion | Rs-19.14 Billion | Rs661.53 Billion | ▲ +82.0% |
| 2019 | -0.15x | Rs-91.78 Billion | Rs-92.74 Billion | Rs600.73 Billion | ▲ +84.1% |
| 2018 | -0.96x | Rs-62.07 Billion | Rs-63.02 Billion | Rs64.66 Billion | ▼ -825.8% |
| 2017 | 0.13x | Rs6.20 Billion | Rs5.94 Billion | Rs46.91 Billion | ▲ +343.9% |
| 2016 | -0.05x | Rs-3.23 Billion | Rs-5.00 Billion | Rs59.52 Billion | ▲ +3.0% |
| 2015 | -0.06x | Rs-14.80 Billion | Rs-16.85 Billion | Rs264.67 Billion | ▲ +18.0% |
| 2014 | -0.07x | Rs-16.39 Billion | Rs-18.72 Billion | Rs240.44 Billion | ▲ +52.7% |
| 2013 | -0.14x | Rs-29.35 Billion | Rs-32.28 Billion | Rs203.43 Billion | ▲ +25.4% |
| 2012 | -0.19x | Rs-28.73 Billion | Rs-30.94 Billion | Rs148.53 Billion | ▲ +1.5% |
| 2011 | -0.20x | Rs-21.69 Billion | Rs-23.17 Billion | Rs110.50 Billion | ▼ -18577.0% |
| 2010 | 0.00x | Rs-39.10 Million | Rs-1.12 Billion | Rs37.21 Billion | ▼ -100.4% |
| 2009 | 0.25x | Rs8.02 Billion | Rs8.02 Billion | Rs31.55 Billion | ▲ +324.4% |
| 2008 | -0.11x | Rs-3.29 Billion | Rs-3.29 Billion | Rs29.05 Billion | ▲ +5.9% |
| 2007 | -0.12x | Rs-2.24 Billion | Rs-2.24 Billion | Rs18.65 Billion | ▼ -261.8% |
| 2006 | -0.03x | Rs-436.40 Million | Rs-436.40 Million | Rs13.12 Billion | ▼ -118.5% |
| 2005 | 0.18x | Rs1.20 Billion | Rs1.20 Billion | Rs6.68 Billion | — |