Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Cash Flow-to-Debt Ratio
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-108.70 Billion could theoretically repay 0% of its total liabilities (Rs2.10 Trillion) in one year. See Cholamandalam Financial Holdings Limited free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cholamandalam Financial Holdings Limited Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Cholamandalam Financial Holdings Limited across 21 annual periods. Also explore CHOLAHLDNG net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year debt coverage analysis for Cholamandalam Financial Holdings Limited. For market capitalisation and broader financial context, see market cap of Cholamandalam Financial Holdings Limited.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.17x | Rs-342.01 Billion | Rs1.98 Trillion | ▲ +25.0% |
| 2024 | -0.23x | Rs-357.26 Billion | Rs1.55 Trillion | ▲ +9.7% |
| 2023 | -0.26x | Rs-293.29 Billion | Rs1.15 Trillion | ▼ -274.7% |
| 2022 | -0.07x | Rs-57.38 Billion | Rs841.43 Billion | ▲ +45.8% |
| 2021 | -0.13x | Rs-97.19 Billion | Rs772.57 Billion | ▼ -334.8% |
| 2020 | -0.03x | Rs-19.14 Billion | Rs661.53 Billion | ▲ +81.3% |
| 2019 | -0.15x | Rs-92.74 Billion | Rs600.73 Billion | ▲ +84.2% |
| 2018 | -0.97x | Rs-63.02 Billion | Rs64.66 Billion | ▼ -869.5% |
| 2017 | 0.13x | Rs5.94 Billion | Rs46.91 Billion | ▲ +250.8% |
| 2016 | -0.08x | Rs-5.00 Billion | Rs59.52 Billion | ▼ -31.9% |
| 2015 | -0.06x | Rs-16.85 Billion | Rs264.67 Billion | ▲ +18.2% |
| 2014 | -0.08x | Rs-18.72 Billion | Rs240.44 Billion | ▲ +50.9% |
| 2013 | -0.16x | Rs-32.28 Billion | Rs203.43 Billion | ▲ +23.8% |
| 2012 | -0.21x | Rs-30.94 Billion | Rs148.53 Billion | ▲ +0.7% |
| 2011 | -0.21x | Rs-23.17 Billion | Rs110.50 Billion | ▼ -596.1% |
| 2010 | -0.03x | Rs-1.12 Billion | Rs37.21 Billion | ▼ -111.9% |
| 2009 | 0.25x | Rs8.02 Billion | Rs31.55 Billion | ▲ +324.4% |
| 2008 | -0.11x | Rs-3.29 Billion | Rs29.05 Billion | ▲ +5.9% |
| 2007 | -0.12x | Rs-2.24 Billion | Rs18.65 Billion | ▼ -261.8% |
| 2006 | -0.03x | Rs-436.40 Million | Rs13.12 Billion | ▼ -118.5% |
| 2005 | 0.18x | Rs1.20 Billion | Rs6.68 Billion | — |