Cholamandalam Financial Holdings Limited (CHOLAHLDNG) — Cash Flow-to-Debt Ratio
Cholamandalam Financial Holdings Limited (CHOLAHLDNG) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-108.70 Billion could theoretically repay 0% of its total liabilities (Rs2.10 Trillion) in one year. See how financially flexible is Cholamandalam Financial Holdings Limited to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cholamandalam Financial Holdings Limited Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Cholamandalam Financial Holdings Limited across 21 annual periods. For the full cash flow conversion analysis, see CHOLAHLDNG cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Cholamandalam Financial Holdings Limited (2005–2025)
Year-by-year debt coverage analysis for Cholamandalam Financial Holdings Limited. Check cash flow quality index of Cholamandalam Financial Holdings Limited to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.17x | Rs-342.01 Billion | Rs1.98 Trillion | ▲ +25.0% |
| 2024 | -0.23x | Rs-357.26 Billion | Rs1.55 Trillion | ▲ +9.7% |
| 2023 | -0.26x | Rs-293.29 Billion | Rs1.15 Trillion | ▼ -274.7% |
| 2022 | -0.07x | Rs-57.38 Billion | Rs841.43 Billion | ▲ +45.8% |
| 2021 | -0.13x | Rs-97.19 Billion | Rs772.57 Billion | ▼ -334.8% |
| 2020 | -0.03x | Rs-19.14 Billion | Rs661.53 Billion | ▲ +81.3% |
| 2019 | -0.15x | Rs-92.74 Billion | Rs600.73 Billion | ▲ +84.2% |
| 2018 | -0.97x | Rs-63.02 Billion | Rs64.66 Billion | ▼ -869.5% |
| 2017 | 0.13x | Rs5.94 Billion | Rs46.91 Billion | ▲ +250.8% |
| 2016 | -0.08x | Rs-5.00 Billion | Rs59.52 Billion | ▼ -31.9% |
| 2015 | -0.06x | Rs-16.85 Billion | Rs264.67 Billion | ▲ +18.2% |
| 2014 | -0.08x | Rs-18.72 Billion | Rs240.44 Billion | ▲ +50.9% |
| 2013 | -0.16x | Rs-32.28 Billion | Rs203.43 Billion | ▲ +23.8% |
| 2012 | -0.21x | Rs-30.94 Billion | Rs148.53 Billion | ▲ +0.7% |
| 2011 | -0.21x | Rs-23.17 Billion | Rs110.50 Billion | ▼ -596.1% |
| 2010 | -0.03x | Rs-1.12 Billion | Rs37.21 Billion | ▼ -111.9% |
| 2009 | 0.25x | Rs8.02 Billion | Rs31.55 Billion | ▲ +324.4% |
| 2008 | -0.11x | Rs-3.29 Billion | Rs29.05 Billion | ▲ +5.9% |
| 2007 | -0.12x | Rs-2.24 Billion | Rs18.65 Billion | ▼ -261.8% |
| 2006 | -0.03x | Rs-436.40 Million | Rs13.12 Billion | ▼ -118.5% |
| 2005 | 0.18x | Rs1.20 Billion | Rs6.68 Billion | — |