CREDITACCESS GRAMEEN LIMITED (CREDITACC) — Cash Flow Quality Index
CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Cash Flow Quality Index of 2.52x as of September 2025. Operating cash flow of Rs3.16 Billion exceeds net income of Rs1.26 Billion, indicating high earnings quality where cash backs reported profits. Explore CREDITACCESS GRAMEEN LIMITED (CREDITACC) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CREDITACCESS GRAMEEN LIMITED Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for CREDITACCESS GRAMEEN LIMITED across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CREDITACC goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for CREDITACCESS GRAMEEN LIMITED (2013–2025)
Year-by-year earnings quality comparison for CREDITACCESS GRAMEEN LIMITED. For live market cap and the full company financial profile, see CREDITACC market cap.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.12x | Rs11.25 Billion | Rs5.31 Billion | ▲ +164.7% |
| 2024 | -3.27x | Rs-47.34 Billion | Rs14.46 Billion | ▼ -10.0% |
| 2023 | -2.98x | Rs-32.90 Billion | Rs11.05 Billion | ▲ +47.3% |
| 2022 | -5.65x | Rs-27.14 Billion | Rs4.81 Billion | ▼ -124.0% |
| 2021 | -2.52x | Rs-4.55 Billion | Rs1.80 Billion | ▲ +47.8% |
| 2020 | -4.83x | Rs-22.28 Billion | Rs4.62 Billion | ▼ -74.4% |
| 2019 | -2.77x | Rs-13.78 Billion | Rs4.98 Billion | ▲ +69.3% |
| 2018 | -9.02x | Rs-17.39 Billion | Rs1.93 Billion | ▼ -163.9% |
| 2017 | -3.42x | Rs-4.25 Billion | Rs1.24 Billion | ▲ +52.5% |
| 2016 | -7.19x | Rs-9.31 Billion | Rs1.30 Billion | ▲ +22.9% |
| 2015 | -9.32x | Rs-6.98 Billion | Rs749.18 Million | ▲ +14.7% |
| 2014 | -10.92x | Rs-2.71 Billion | Rs248.00 Million | ▲ +38.9% |
| 2013 | -17.87x | Rs-1.35 Billion | Rs75.33 Million | — |