CREDITACCESS GRAMEEN LIMITED (CREDITACC) — Cash Flow Quality Index
CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Cash Flow Quality Index of 2.52x as of September 2025. Operating cash flow of Rs3.16 Billion exceeds net income of Rs1.26 Billion, indicating high earnings quality where cash backs reported profits. Explore how well can CREDITACCESS GRAMEEN LIMITED service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CREDITACCESS GRAMEEN LIMITED Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for CREDITACCESS GRAMEEN LIMITED across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CREDITACCESS GRAMEEN LIMITED operating cash flow efficiency.
Annual Cash Flow Quality Index for CREDITACCESS GRAMEEN LIMITED (2013–2025)
Year-by-year earnings quality comparison for CREDITACCESS GRAMEEN LIMITED.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.12x | Rs11.25 Billion | Rs5.31 Billion | ▲ +164.7% |
| 2024 | -3.27x | Rs-47.34 Billion | Rs14.46 Billion | ▼ -10.0% |
| 2023 | -2.98x | Rs-32.90 Billion | Rs11.05 Billion | ▲ +47.3% |
| 2022 | -5.65x | Rs-27.14 Billion | Rs4.81 Billion | ▼ -124.0% |
| 2021 | -2.52x | Rs-4.55 Billion | Rs1.80 Billion | ▲ +47.8% |
| 2020 | -4.83x | Rs-22.28 Billion | Rs4.62 Billion | ▼ -74.4% |
| 2019 | -2.77x | Rs-13.78 Billion | Rs4.98 Billion | ▲ +69.3% |
| 2018 | -9.02x | Rs-17.39 Billion | Rs1.93 Billion | ▼ -163.9% |
| 2017 | -3.42x | Rs-4.25 Billion | Rs1.24 Billion | ▲ +52.5% |
| 2016 | -7.19x | Rs-9.31 Billion | Rs1.30 Billion | ▲ +22.9% |
| 2015 | -9.32x | Rs-6.98 Billion | Rs749.18 Million | ▲ +14.7% |
| 2014 | -10.92x | Rs-2.71 Billion | Rs248.00 Million | ▲ +38.9% |
| 2013 | -17.87x | Rs-1.35 Billion | Rs75.33 Million | — |