CREDITACCESS GRAMEEN LIMITED (CREDITACC) — Net Asset Quality Index
CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Net Asset Quality Index of 26.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs285.94 Billion minus total liabilities of Rs211.54 Billion yields net assets of Rs74.39 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See CREDITACCESS GRAMEEN LIMITED defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
CREDITACCESS GRAMEEN LIMITED Net Asset Quality Index Over Time (2013–2025)
This chart shows how CREDITACCESS GRAMEEN LIMITED's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 26.0%, representing net assets of Rs74.39 Billion against total assets of Rs285.94 Billion INR. Explore CREDITACCESS GRAMEEN LIMITED operating cash flow efficiency to assess how effectively this company generates cash.
Annual Net Asset Quality Index for CREDITACCESS GRAMEEN LIMITED (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for CREDITACCESS GRAMEEN LIMITED from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see CREDITACC market cap.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 25.0% | Rs69.56 Billion | Rs278.02 Billion | Rs208.46 Billion | ▲ +2.2 pp |
| 2024 | 22.8% | Rs65.70 Billion | Rs288.46 Billion | Rs222.76 Billion | ▼ -0.6 pp |
| 2023 | 23.4% | Rs51.07 Billion | Rs218.58 Billion | Rs167.51 Billion | ▼ -0.1 pp |
| 2022 | 23.4% | Rs40.76 Billion | Rs173.95 Billion | Rs133.19 Billion | ▼ -1.8 pp |
| 2021 | 25.2% | Rs37.96 Billion | Rs150.59 Billion | Rs112.63 Billion | ▲ +2.6 pp |
| 2020 | 22.6% | Rs28.43 Billion | Rs125.90 Billion | Rs97.46 Billion | ▼ -9.6 pp |
| 2019 | 32.1% | Rs23.65 Billion | Rs73.57 Billion | Rs49.92 Billion | ▲ +4.8 pp |
| 2018 | 27.4% | Rs14.28 Billion | Rs52.18 Billion | Rs37.90 Billion | ▲ +8.0 pp |
| 2017 | 19.4% | Rs6.91 Billion | Rs35.64 Billion | Rs28.73 Billion | ▲ +3.0 pp |
| 2016 | 16.4% | Rs4.60 Billion | Rs28.08 Billion | Rs23.48 Billion | ▼ -5.4 pp |
| 2015 | 21.8% | Rs3.76 Billion | Rs17.27 Billion | Rs13.50 Billion | ▲ +2.2 pp |
| 2014 | 19.6% | Rs2.07 Billion | Rs10.58 Billion | Rs8.51 Billion | ▼ -0.8 pp |
| 2013 | 20.3% | Rs1.11 Billion | Rs5.43 Billion | Rs4.33 Billion | — |