CREDITACCESS GRAMEEN LIMITED (CREDITACC) — Net Asset Quality Index
CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Net Asset Quality Index of 26.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs285.94 Billion minus total liabilities of Rs211.54 Billion yields net assets of Rs74.39 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read total liabilities of CREDITACCESS GRAMEEN LIMITED for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
CREDITACCESS GRAMEEN LIMITED Net Asset Quality Index Over Time (2013–2025)
This chart shows how CREDITACCESS GRAMEEN LIMITED's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 26.0%, representing net assets of Rs74.39 Billion against total assets of Rs285.94 Billion INR. For live market cap and overall valuation, see how much is CREDITACCESS GRAMEEN LIMITED worth.
Annual Net Asset Quality Index for CREDITACCESS GRAMEEN LIMITED (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for CREDITACCESS GRAMEEN LIMITED from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check CREDITACC strategic asset allocation to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 25.0% | Rs69.56 Billion | Rs278.02 Billion | Rs208.46 Billion | ▲ +2.2 pp |
| 2024 | 22.8% | Rs65.70 Billion | Rs288.46 Billion | Rs222.76 Billion | ▼ -0.6 pp |
| 2023 | 23.4% | Rs51.07 Billion | Rs218.58 Billion | Rs167.51 Billion | ▼ -0.1 pp |
| 2022 | 23.4% | Rs40.76 Billion | Rs173.95 Billion | Rs133.19 Billion | ▼ -1.8 pp |
| 2021 | 25.2% | Rs37.96 Billion | Rs150.59 Billion | Rs112.63 Billion | ▲ +2.6 pp |
| 2020 | 22.6% | Rs28.43 Billion | Rs125.90 Billion | Rs97.46 Billion | ▼ -9.6 pp |
| 2019 | 32.1% | Rs23.65 Billion | Rs73.57 Billion | Rs49.92 Billion | ▲ +4.8 pp |
| 2018 | 27.4% | Rs14.28 Billion | Rs52.18 Billion | Rs37.90 Billion | ▲ +8.0 pp |
| 2017 | 19.4% | Rs6.91 Billion | Rs35.64 Billion | Rs28.73 Billion | ▲ +3.0 pp |
| 2016 | 16.4% | Rs4.60 Billion | Rs28.08 Billion | Rs23.48 Billion | ▼ -5.4 pp |
| 2015 | 21.8% | Rs3.76 Billion | Rs17.27 Billion | Rs13.50 Billion | ▲ +2.2 pp |
| 2014 | 19.6% | Rs2.07 Billion | Rs10.58 Billion | Rs8.51 Billion | ▼ -0.8 pp |
| 2013 | 20.3% | Rs1.11 Billion | Rs5.43 Billion | Rs4.33 Billion | — |