CREDITACCESS GRAMEEN LIMITED Net Asset Quality Index

Latest as of December 2025: 26.0%

CREDITACCESS GRAMEEN LIMITED net asset quality index. CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Net Asset Quality Index of 26.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs285.94 Billion minus total liabilities of Rs211.54 Billion yields net assets of Rs74.39 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See CREDITACCESS GRAMEEN LIMITED net assets for net asset value and shareholders' equity analysis.

Quality Index

26.0%
Equity / Total Assets

Net Assets

Rs74.39 Billion
INR

Total Assets

Rs285.94 Billion
INR

Total Liabilities

Rs211.54 Billion
INR

Net Asset Quality Index of CREDITACCESS GRAMEEN LIMITED (2013–2025)

Net asset quality index of CREDITACCESS GRAMEEN LIMITED from 2013 to 2025. This chart shows how CREDITACCESS GRAMEEN LIMITED's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 26.0%, representing net assets of Rs74.39 Billion against total assets of Rs285.94 Billion INR. Check CREDITACCESS GRAMEEN LIMITED PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

CREDITACCESS GRAMEEN LIMITED Net Asset Quality Index by Year (2013–2025)

CREDITACCESS GRAMEEN LIMITED net asset quality index by year from 2013 to 2025. The table below presents the year-by-year Net Asset Quality Index for CREDITACCESS GRAMEEN LIMITED from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see CREDITACC stock market capitalisation.

Year Quality Index Net Assets (INR) Total Assets Total Liabilities Change (pp)
2025 25.0% Rs69.56 Billion Rs278.02 Billion Rs208.46 Billion ▲ +2.2 pp
2024 22.8% Rs65.70 Billion Rs288.46 Billion Rs222.76 Billion ▼ -0.6 pp
2023 23.4% Rs51.07 Billion Rs218.58 Billion Rs167.51 Billion ▼ -0.1 pp
2022 23.4% Rs40.76 Billion Rs173.95 Billion Rs133.19 Billion ▼ -1.8 pp
2021 25.2% Rs37.96 Billion Rs150.59 Billion Rs112.63 Billion ▲ +2.6 pp
2020 22.6% Rs28.43 Billion Rs125.90 Billion Rs97.46 Billion ▼ -9.6 pp
2019 32.1% Rs23.65 Billion Rs73.57 Billion Rs49.92 Billion ▲ +4.8 pp
2018 27.4% Rs14.28 Billion Rs52.18 Billion Rs37.90 Billion ▲ +8.0 pp
2017 19.4% Rs6.91 Billion Rs35.64 Billion Rs28.73 Billion ▲ +3.0 pp
2016 16.4% Rs4.60 Billion Rs28.08 Billion Rs23.48 Billion ▼ -5.4 pp
2015 21.8% Rs3.76 Billion Rs17.27 Billion Rs13.50 Billion ▲ +2.2 pp
2014 19.6% Rs2.07 Billion Rs10.58 Billion Rs8.51 Billion ▼ -0.8 pp
2013 20.3% Rs1.11 Billion Rs5.43 Billion Rs4.33 Billion —
pp = percentage points