CREDITACCESS GRAMEEN LIMITED (NSE:CREDITACC) — Stock Price

Rs1530.50 INR
▲ 0.45% today

CREDITACCESS GRAMEEN LIMITED (NSE:CREDITACC) is currently trading at Rs1530.50 INR, up 0.45% today. Over the past 52 weeks, shares have ranged between Rs1134.90 and Rs1614.00. This page tracks CREDITACCESS GRAMEEN LIMITED's live share price on the NSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see market cap of CREDITACCESS GRAMEEN LIMITED.

CREDITACCESS GRAMEEN LIMITED (CREDITACC) Stock Price Chart — Daily History & Trading Volume

The chart below tracks CREDITACCESS GRAMEEN LIMITED's daily closing share price and trading volume on the NSE exchange over the past year, giving a clear view of recent price momentum and liquidity.

CREDITACCESS GRAMEEN LIMITED Income Statement — Revenue, Profit & Earnings by Year

CREDITACCESS GRAMEEN LIMITED's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.

Fiscal Year 20252024202320222021
Total Revenue Rs55.39 Billion Rs49.05 Billion Rs32.97 Billion Rs25.47 Billion Rs22.87 Billion
Cost of Revenue Rs23.89 Billion Rs21.02 Billion Rs15.10 Billion Rs11.89 Billion Rs11.18 Billion
Gross Profit Rs31.51 Billion Rs28.03 Billion Rs17.87 Billion Rs13.58 Billion Rs11.69 Billion
Research & Development — Rs0.38 Rs0.32 Rs0.18 Rs0.07
SG&A Rs592.70 Million Rs486.50 Million Rs461.90 Million Rs322.30 Million Rs337.70 Million
Total Operating Expenses Rs5.22 Billion Rs4.50 Billion Rs3.72 Billion Rs2.22 Billion Rs1.24 Billion
Operating Income Rs26.28 Billion Rs23.53 Billion Rs14.15 Billion Rs11.36 Billion Rs10.45 Billion
EBITDA Rs9.69 Billion Rs22.08 Billion Rs13.14 Billion Rs7.15 Billion Rs3.75 Billion
EBIT Rs9.07 Billion Rs21.57 Billion Rs12.64 Billion Rs6.67 Billion Rs3.31 Billion
Interest Expense Rs1.98 Billion Rs2.18 Billion Rs1.59 Billion Rs1.87 Billion Rs1.51 Billion
Income Before Tax Rs7.09 Billion Rs19.39 Billion Rs11.05 Billion Rs4.81 Billion Rs1.80 Billion
Income Tax Expense Rs1.77 Billion Rs4.93 Billion Rs2.79 Billion Rs1.28 Billion Rs490.00 Million
Net Income Rs5.31 Billion Rs14.46 Billion Rs8.26 Billion Rs3.53 Billion Rs1.34 Billion

CREDITACCESS GRAMEEN LIMITED Balance Sheet — Assets, Liabilities & Shareholder Equity

The balance sheet below summarizes CREDITACCESS GRAMEEN LIMITED's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.

Fiscal Year 20252024202320222021
Total Assets Rs278.02 Billion Rs288.46 Billion Rs218.58 Billion Rs173.95 Billion Rs150.59 Billion
Total Current Assets Rs167.42 Billion Rs180.68 Billion Rs211.16 Billion Rs106.98 Billion Rs99.92 Billion
Cash & Equivalents Rs10.78 Billion Rs8.25 Billion Rs13.41 Billion Rs14.73 Billion Rs21.35 Billion
Short-term Investments Rs10.21 Billion Rs15.35 Billion Rs6.99 Billion Rs992.10 Million Rs1.07 Billion
Net Receivables Rs234.00 Million Rs785.50 Million Rs1.19 Billion Rs941.00 Million Rs1.14 Billion
Inventory — Rs263.96 Billion Rs189.37 Billion Rs89.14 Billion Rs73.99 Billion
Property, Plant & Equipment Rs1.31 Billion Rs1.21 Billion Rs968.30 Million Rs1.07 Billion Rs916.50 Million
Goodwill Rs3.76 Billion Rs3.76 Billion Rs3.76 Billion Rs3.18 Billion Rs3.18 Billion
Total Liabilities Rs208.46 Billion Rs222.76 Billion Rs167.51 Billion Rs133.19 Billion Rs112.63 Billion
Total Current Liabilities Rs107.45 Billion Rs101.95 Billion Rs166.95 Billion Rs74.18 Billion Rs64.53 Billion
Long-term Debt Rs204.46 Billion Rs218.41 Billion Rs163.12 Billion Rs129.21 Billion Rs109.41 Billion
Net Debt Rs191.74 Billion Rs207.34 Billion Rs149.71 Billion Rs114.25 Billion Rs86.57 Billion
Total Stockholder Equity Rs69.56 Billion Rs65.70 Billion Rs51.07 Billion Rs39.78 Billion Rs36.92 Billion
Retained Earnings Rs32.72 Billion Rs38.36 Billion Rs18.55 Billion Rs12.11 Billion Rs9.24 Billion

CREDITACCESS GRAMEEN LIMITED Cash Flow Statement — Operating, Investing & Financing Activities

This cash flow statement breaks down how CREDITACCESS GRAMEEN LIMITED generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.

Fiscal Year 20252024202320222021
Operating Cash Flow Rs11.25 Billion Rs-47.34 Billion Rs-32.90 Billion Rs-27.14 Billion Rs-4.55 Billion
Capital Expenditures Rs266.80 Million Rs118.50 Million Rs173.20 Million Rs278.60 Million Rs145.60 Million
Free Cash Flow Rs10.99 Billion Rs-47.54 Billion Rs-33.07 Billion Rs-27.42 Billion Rs-4.69 Billion
Investing Cash Flow Rs7.08 Billion Rs-9.94 Billion Rs-3.14 Billion Rs-329.60 Million Rs235.30 Million
Financing Cash Flow Rs-16.69 Billion Rs54.94 Billion Rs33.65 Billion Rs19.68 Billion Rs21.46 Billion
Dividends Paid Rs1.59 Billion — — — —
Stock-Based Compensation Rs230.60 Million Rs167.10 Million Rs106.50 Million Rs54.50 Million Rs19.60 Million
Depreciation Rs622.20 Million Rs511.50 Million Rs498.40 Million Rs472.30 Million Rs440.70 Million
Change in Cash Rs1.64 Billion Rs-2.34 Billion Rs-2.39 Billion Rs-7.80 Billion Rs17.15 Billion

CREDITACCESS GRAMEEN LIMITED Earnings History — EPS Actual vs. Analyst Estimates

Track CREDITACCESS GRAMEEN LIMITED's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.

Report Date EPS Actual EPS Estimate Surprise
May 14, 2026 — — —
Jan 20, 2026 15.68 15.20 +3.16%
Oct 28, 2025 7.83 6.40 +22.34%
Jul 22, 2025 3.76 6.40 -41.25%
May 16, 2025 2.95 -3.80 +177.63%
Jan 24, 2025 -6.24 4.25 -246.82%
Oct 25, 2024 11.61 20.90 -44.45%
Jul 19, 2024 24.82 24.44 +1.55%