CREDITACCESS GRAMEEN LIMITED (CREDITACC) — Cash Flow-to-Debt Ratio
CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of Rs3.16 Billion could theoretically repay 0% of its total liabilities (Rs205.15 Billion) in one year. See CREDITACC free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
CREDITACCESS GRAMEEN LIMITED Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for CREDITACCESS GRAMEEN LIMITED across 13 annual periods. Also explore CREDITACCESS GRAMEEN LIMITED equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for CREDITACCESS GRAMEEN LIMITED (2013–2025)
Year-by-year debt coverage analysis for CREDITACCESS GRAMEEN LIMITED. For market capitalisation and broader financial context, see CREDITACC stock market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | Rs11.25 Billion | Rs208.46 Billion | ▲ +125.4% |
| 2024 | -0.21x | Rs-47.34 Billion | Rs222.76 Billion | ▼ -8.2% |
| 2023 | -0.20x | Rs-32.90 Billion | Rs167.51 Billion | ▲ +3.6% |
| 2022 | -0.20x | Rs-27.14 Billion | Rs133.19 Billion | ▼ -404.8% |
| 2021 | -0.04x | Rs-4.55 Billion | Rs112.63 Billion | ▲ +82.3% |
| 2020 | -0.23x | Rs-22.28 Billion | Rs97.46 Billion | ▲ +17.2% |
| 2019 | -0.28x | Rs-13.78 Billion | Rs49.92 Billion | ▲ +39.8% |
| 2018 | -0.46x | Rs-17.39 Billion | Rs37.90 Billion | ▼ -210.4% |
| 2017 | -0.15x | Rs-4.25 Billion | Rs28.73 Billion | ▲ +62.7% |
| 2016 | -0.40x | Rs-9.31 Billion | Rs23.48 Billion | ▲ +23.3% |
| 2015 | -0.52x | Rs-6.98 Billion | Rs13.50 Billion | ▼ -62.4% |
| 2014 | -0.32x | Rs-2.71 Billion | Rs8.51 Billion | ▼ -2.4% |
| 2013 | -0.31x | Rs-1.35 Billion | Rs4.33 Billion | — |