CREDITACCESS GRAMEEN LIMITED Financial Flexibility Index
CREDITACCESS GRAMEEN LIMITED financial flexibility index. CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of Rs3.25 Billion (operating CF Rs3.16 Billion minus capex Rs84.10 Million) represents 0% of total liabilities (Rs205.15 Billion). See CREDITACCESS GRAMEEN LIMITED free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of CREDITACCESS GRAMEEN LIMITED (2013–2025)
Financial flexibility index of CREDITACCESS GRAMEEN LIMITED from 2013 to 2025. Historical Financial Flexibility Index trend for CREDITACCESS GRAMEEN LIMITED across 13 annual periods. Check CREDITACC cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CREDITACCESS GRAMEEN LIMITED Financial Flexibility Index by Year (2013–2025)
CREDITACCESS GRAMEEN LIMITED financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for CREDITACCESS GRAMEEN LIMITED. For the full cash flow conversion analysis, see CREDITACC cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | Rs11.52 Billion | Rs11.25 Billion | Rs208.46 Billion | ▲ +126.1% |
| 2024 | -0.21x | Rs-47.22 Billion | Rs-47.34 Billion | Rs222.76 Billion | ▼ -8.5% |
| 2023 | -0.20x | Rs-32.72 Billion | Rs-32.90 Billion | Rs167.51 Billion | ▲ +3.1% |
| 2022 | -0.20x | Rs-26.86 Billion | Rs-27.14 Billion | Rs133.19 Billion | ▼ -416.2% |
| 2021 | -0.04x | Rs-4.40 Billion | Rs-4.55 Billion | Rs112.63 Billion | ▲ +82.7% |
| 2020 | -0.23x | Rs-22.07 Billion | Rs-22.28 Billion | Rs97.46 Billion | ▲ +16.9% |
| 2019 | -0.27x | Rs-13.60 Billion | Rs-13.78 Billion | Rs49.92 Billion | ▲ +40.4% |
| 2018 | -0.46x | Rs-17.32 Billion | Rs-17.39 Billion | Rs37.90 Billion | ▼ -215.4% |
| 2017 | -0.14x | Rs-4.16 Billion | Rs-4.25 Billion | Rs28.73 Billion | ▲ +63.2% |
| 2016 | -0.39x | Rs-9.23 Billion | Rs-9.31 Billion | Rs23.48 Billion | ▲ +23.4% |
| 2015 | -0.51x | Rs-6.93 Billion | Rs-6.98 Billion | Rs13.50 Billion | ▼ -61.6% |
| 2014 | -0.32x | Rs-2.70 Billion | Rs-2.71 Billion | Rs8.51 Billion | ▼ -2.4% |
| 2013 | -0.31x | Rs-1.34 Billion | Rs-1.35 Billion | Rs4.33 Billion | — |