CREDITACCESS GRAMEEN LIMITED (CREDITACC) — Defensive Interval Ratio
CREDITACCESS GRAMEEN LIMITED (CREDITACC) has a Defensive Interval Ratio of 8163 days as of September 2025. Defensive assets of Rs9.37 Billion (cash Rs9.37 Billion, short-term investments Rs-, receivables Rs-) cover 8163 days of daily cash needs of Rs1.15 Million/day. Check CREDITACC goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
CREDITACCESS GRAMEEN LIMITED Defensive Interval Ratio (2013–2025)
This chart shows how CREDITACCESS GRAMEEN LIMITED's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of September 2025, the ratio stands at 8163 days, meaning defensive assets of Rs9.37 Billion can fund 8163 days of operations without new revenue. Also explore CREDITACCESS GRAMEEN LIMITED net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for CREDITACCESS GRAMEEN LIMITED (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for CREDITACCESS GRAMEEN LIMITED from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CREDITACCESS GRAMEEN LIMITED (CREDITACC) total market value.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 72 days | Rs21.22 Billion | Rs294.37 Million/day | Rs10.78 Billion | Rs10.21 Billion | ▼ -15 days |
| 2024 | 87 days | Rs24.38 Billion | Rs279.32 Million/day | Rs8.25 Billion | Rs15.35 Billion | ▲ +40 days |
| 2023 | 47 days | Rs21.59 Billion | Rs457.39 Million/day | Rs13.41 Billion | Rs6.99 Billion | ▼ -35 days |
| 2022 | 82 days | Rs16.66 Billion | Rs203.24 Million/day | Rs14.73 Billion | Rs992.10 Million | ▼ -51 days |
| 2021 | 133 days | Rs23.55 Billion | Rs176.80 Million/day | Rs21.35 Billion | Rs1.07 Billion | ▲ +97 days |
| 2020 | 37 days | Rs5.72 Billion | Rs156.11 Million/day | Rs4.40 Billion | Rs887.80 Million | ▼ -12 days |
| 2019 | 49 days | Rs3.67 Billion | Rs74.72 Million/day | Rs2.85 Billion | Rs760.30 Million | ▼ -499 days |
| 2018 | 548 days | Rs33.18 Billion | Rs60.54 Million/day | Rs20.00 Million | Rs-15.95 Billion | ▼ -47 days |
| 2017 | 594 days | Rs27.15 Billion | Rs45.66 Million/day | Rs2.50 Billion | Rs-6.47 Billion | ▲ +93 days |
| 2016 | 502 days | Rs16.71 Billion | Rs33.29 Million/day | Rs- | Rs-8.09 Billion | ▼ -162 days |
| 2015 | 664 days | Rs13.87 Billion | Rs20.89 Million/day | Rs- | Rs394.00 Million | ▲ +818 days |
| 2014 | -154 days | Rs-2.02 Billion | Rs13.09 Million/day | Rs- | Rs-2.02 Billion | ▼ -565 days |
| 2013 | 410 days | Rs3.16 Billion | Rs7.69 Million/day | Rs- | Rs2.59 Million | — |