IIFL Finance Limited (IIFL) — Cash Flow Quality Index
IIFL Finance Limited (IIFL) has a Cash Flow Quality Index of -11.89x as of September 2025. Operating cash flow of Rs-44.75 Billion is below net income of Rs3.76 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore IIFL Finance Limited debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
IIFL Finance Limited Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for IIFL Finance Limited across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see IIFL cash flow metrics.
Annual Cash Flow Quality Index for IIFL Finance Limited (2005–2025)
Year-by-year earnings quality comparison for IIFL Finance Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -12.62x | Rs-47.81 Billion | Rs3.79 Billion | ▼ -281.0% |
| 2024 | -3.31x | Rs-58.48 Billion | Rs17.65 Billion | ▼ -41.7% |
| 2023 | -2.34x | Rs-49.41 Billion | Rs21.13 Billion | ▼ -301.4% |
| 2022 | 1.16x | Rs17.84 Billion | Rs15.36 Billion | ▲ +132.5% |
| 2021 | -3.57x | Rs-35.91 Billion | Rs10.05 Billion | ▼ -357.8% |
| 2020 | 1.39x | Rs10.05 Billion | Rs7.25 Billion | ▲ +377.3% |
| 2019 | 0.29x | Rs3.28 Billion | Rs11.30 Billion | ▲ +102.6% |
| 2018 | -11.03x | Rs-100.23 Billion | Rs9.09 Billion | ▼ -471.1% |
| 2017 | -1.93x | Rs-23.63 Billion | Rs12.24 Billion | ▼ -2907.6% |
| 2016 | -0.06x | Rs-540.92 Million | Rs8.43 Billion | ▲ +97.8% |
| 2015 | -2.94x | Rs-21.26 Billion | Rs7.24 Billion | ▼ -1851.2% |
| 2014 | -0.15x | Rs-631.99 Million | Rs4.20 Billion | ▲ +96.6% |
| 2013 | -4.42x | Rs-17.71 Billion | Rs4.00 Billion | ▲ +52.4% |
| 2012 | -9.29x | Rs-18.53 Billion | Rs2.00 Billion | ▼ -178.2% |
| 2011 | -3.34x | Rs-10.45 Billion | Rs3.13 Billion | ▼ -146.6% |
| 2010 | -1.35x | Rs-4.80 Billion | Rs3.55 Billion | ▼ -164.0% |
| 2009 | 2.12x | Rs4.64 Billion | Rs2.19 Billion | ▲ +193.5% |
| 2008 | -2.26x | Rs-5.40 Billion | Rs2.39 Billion | ▼ -769.1% |
| 2007 | 0.34x | Rs387.70 Million | Rs1.15 Billion | ▲ +121.2% |
| 2006 | -1.60x | Rs-1.15 Billion | Rs718.06 Million | ▲ +9.0% |
| 2005 | -1.75x | Rs-452.06 Million | Rs257.68 Million | — |