IIFL Finance Limited (IIFL) — Defensive Interval Ratio

Latest as of December 2025: 136 days

IIFL Finance Limited (IIFL) has a Defensive Interval Ratio of 136 days as of December 2025. Defensive assets of Rs960.00 Million (cash Rs-, short-term investments Rs-, receivables Rs960.00 Million) cover 136 days of daily cash needs of Rs7.07 Million/day. Check IIFL Finance Limited tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

136 days
Days of operational coverage

Defensive Assets

Rs960.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs7.07 Million
Current Liabilities ÷ 365

Current Liabilities

Rs2.58 Billion
INR

IIFL Finance Limited Defensive Interval Ratio (2005–2025)

This chart shows how IIFL Finance Limited's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of December 2025, the ratio stands at 136 days, meaning defensive assets of Rs960.00 Million can fund 136 days of operations without new revenue. Also explore IIFL Finance Limited annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for IIFL Finance Limited (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for IIFL Finance Limited from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see IIFL stock market capitalisation.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 2449 days Rs12.46 Billion Rs5.09 Million/day Rs9.00 Billion Rs- ▼ -179 days
2024 2629 days Rs14.90 Billion Rs5.67 Million/day Rs9.20 Billion Rs2.40 Billion ▼ -1135 days
2023 3763 days Rs20.34 Billion Rs5.41 Million/day Rs36.31 Billion Rs-22.08 Billion ▼ -8301 days
2022 12065 days Rs47.08 Billion Rs3.90 Million/day Rs61.61 Billion Rs-19.58 Billion ▲ +9448 days
2021 2617 days Rs7.92 Billion Rs3.03 Million/day Rs24.76 Billion Rs-21.53 Billion ▲ +5081 days
2020 -2465 days Rs-5.65 Billion Rs2.29 Million/day Rs11.17 Billion Rs-18.30 Billion ▼ -46527 days
2019 44063 days Rs15.55 Billion Rs352.85K/day Rs8.31 Billion Rs-13.46 Billion ▲ +39421 days
2018 4641 days Rs44.27 Billion Rs9.54 Million/day Rs13.42 Billion Rs15.72 Billion ▼ -4356 days
2017 8997 days Rs66.54 Billion Rs7.40 Million/day Rs21.26 Billion Rs28.75 Billion ▲ +8483 days
2016 514 days Rs19.84 Billion Rs38.62 Million/day Rs- Rs13.98 Billion ▲ +341 days
2015 173 days Rs5.00 Billion Rs28.89 Million/day Rs- Rs- ▲ +20 days
2014 153 days Rs4.49 Billion Rs29.30 Million/day Rs- Rs- ▲ +51 days
2013 102 days Rs3.00 Billion Rs29.24 Million/day Rs- Rs- ▲ +40 days
2012 62 days Rs7.59 Billion Rs121.69 Million/day Rs- Rs3.85 Billion ▼ -300 days
2011 362 days Rs31.23 Billion Rs86.22 Million/day Rs- Rs3.16 Billion ▼ -377 days
2010 739 days Rs26.30 Billion Rs35.58 Million/day Rs- Rs- ▲ +166 days
2009 573 days Rs14.76 Billion Rs25.75 Million/day Rs- Rs- ▼ -189 days
2008 762 days Rs16.57 Billion Rs21.74 Million/day Rs- Rs- ▲ +46 days
2007 716 days Rs5.94 Billion Rs8.29 Million/day Rs- Rs- ▲ +31 days
2006 685 days Rs5.30 Billion Rs7.74 Million/day Rs- Rs- ▼ -263 days
2005 948 days Rs1.32 Billion Rs1.39 Million/day Rs- Rs-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)