IIFL Finance Limited (IIFL) — Cash Flow-to-Debt Ratio
IIFL Finance Limited (IIFL) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-44.75 Billion could theoretically repay 0% of its total liabilities (Rs613.81 Billion) in one year. See IIFL Finance Limited leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
IIFL Finance Limited Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for IIFL Finance Limited across 21 annual periods. For the full cash flow conversion analysis, see IIFL cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for IIFL Finance Limited (2005–2025)
Year-by-year debt coverage analysis for IIFL Finance Limited. Check IIFL Finance Limited (IIFL) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.09x | Rs-47.81 Billion | Rs536.89 Billion | ▲ +23.3% |
| 2024 | -0.12x | Rs-58.48 Billion | Rs503.48 Billion | ▲ +3.0% |
| 2023 | -0.12x | Rs-49.41 Billion | Rs412.62 Billion | ▼ -364.8% |
| 2022 | 0.05x | Rs17.84 Billion | Rs394.40 Billion | ▲ +144.4% |
| 2021 | -0.10x | Rs-35.91 Billion | Rs352.73 Billion | ▼ -399.5% |
| 2020 | 0.03x | Rs10.05 Billion | Rs295.75 Billion | ▲ +199.1% |
| 2019 | 0.01x | Rs3.28 Billion | Rs288.78 Billion | ▲ +104.3% |
| 2018 | -0.26x | Rs-100.23 Billion | Rs382.52 Billion | ▼ -225.6% |
| 2017 | -0.08x | Rs-23.63 Billion | Rs293.71 Billion | ▼ -2693.8% |
| 2016 | 0.00x | Rs-540.92 Million | Rs187.81 Billion | ▲ +97.8% |
| 2015 | -0.13x | Rs-21.26 Billion | Rs166.00 Billion | ▼ -2396.8% |
| 2014 | -0.01x | Rs-631.99 Million | Rs123.19 Billion | ▲ +96.8% |
| 2013 | -0.16x | Rs-17.71 Billion | Rs111.11 Billion | ▲ +33.7% |
| 2012 | -0.24x | Rs-18.53 Billion | Rs77.13 Billion | ▼ -3.1% |
| 2011 | -0.23x | Rs-10.45 Billion | Rs44.84 Billion | ▼ -36.6% |
| 2010 | -0.17x | Rs-4.80 Billion | Rs28.16 Billion | ▼ -136.4% |
| 2009 | 0.47x | Rs4.64 Billion | Rs9.92 Billion | ▲ +226.4% |
| 2008 | -0.37x | Rs-5.40 Billion | Rs14.58 Billion | ▼ -563.0% |
| 2007 | 0.08x | Rs387.70 Million | Rs4.84 Billion | ▲ +132.3% |
| 2006 | -0.25x | Rs-1.15 Billion | Rs4.63 Billion | ▲ +42.5% |
| 2005 | -0.43x | Rs-452.06 Million | Rs1.05 Billion | — |