Suryoday Small Finance Bank Limited Cash Flow Quality Index
Suryoday Small Finance Bank Limited cash flow quality index. Suryoday Small Finance Bank Limited (SURYODAY) has a Cash Flow Quality Index of -12.57x as of September 2025. Operating cash flow of Rs-8.26 Billion is below net income of Rs656.90 Million, suggesting accrual-heavy earnings not yet converted to cash. See Suryoday Small Finance Bank Limited free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Suryoday Small Finance Bank Limited (2013–2026)
Cash flow quality index of Suryoday Small Finance Bank Limited from 2013 to 2026. Historical Cash Flow Quality Index for Suryoday Small Finance Bank Limited across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore SURYODAY operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Suryoday Small Finance Bank Limited Cash Flow Quality Index by Year (2013–2026)
Suryoday Small Finance Bank Limited cash flow quality index by year from 2013 to 2026. Year-by-year earnings quality comparison for Suryoday Small Finance Bank Limited. For the full cash flow conversion analysis, see SURYODAY operating cash flow.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 4.29x | Rs6.52 Billion | Rs1.52 Billion | ▲ +133.3% |
| 2025 | -12.89x | Rs-14.82 Billion | Rs1.15 Billion | ▼ -66.2% |
| 2024 | -7.76x | Rs-16.76 Billion | Rs2.16 Billion | ▼ -517.1% |
| 2023 | -1.26x | Rs-977.00 Million | Rs776.91 Million | ▲ +98.3% |
| 2021 | -73.92x | Rs-8.76 Billion | Rs118.55 Million | ▼ -1659.5% |
| 2020 | 4.74x | Rs5.26 Billion | Rs1.11 Billion | ▲ +178.6% |
| 2019 | -6.03x | Rs-5.45 Billion | Rs903.98 Million | ▼ -115.1% |
| 2018 | 39.81x | Rs4.58 Billion | Rs114.92 Million | ▲ +338.0% |
| 2017 | -16.73x | Rs-2.53 Billion | Rs151.00 Million | ▼ -31.1% |
| 2016 | -12.76x | Rs-3.50 Billion | Rs274.43 Million | ▲ +15.3% |
| 2015 | -15.07x | Rs-2.54 Billion | Rs168.50 Million | ▼ -87.1% |
| 2014 | -8.05x | Rs-710.00 Million | Rs88.20 Million | ▼ -131.9% |
| 2013 | -3.47x | Rs-67.84 Million | Rs19.54 Million | — |