Suryoday Small Finance Bank Limited (SURYODAY) — Cash Flow Quality Index
Suryoday Small Finance Bank Limited (SURYODAY) has a Cash Flow Quality Index of 0.07x as of March 2023. Operating cash flow of Rs25.29 Million is below net income of Rs388.91 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of Suryoday Small Finance Bank Limited to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Suryoday Small Finance Bank Limited Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for Suryoday Small Finance Bank Limited across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SURYODAY tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Suryoday Small Finance Bank Limited (2013–2025)
Year-by-year earnings quality comparison for Suryoday Small Finance Bank Limited. For live market cap and the full company financial profile, see Suryoday Small Finance Bank Limited (SURYODAY) market capitalisation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -12.89x | Rs-14.82 Billion | Rs1.15 Billion | ▼ -66.2% |
| 2024 | -7.76x | Rs-16.76 Billion | Rs2.16 Billion | ▼ -517.1% |
| 2023 | -1.26x | Rs-977.00 Million | Rs776.91 Million | ▲ +98.3% |
| 2021 | -73.92x | Rs-8.76 Billion | Rs118.55 Million | ▼ -1659.5% |
| 2020 | 4.74x | Rs5.26 Billion | Rs1.11 Billion | ▲ +178.6% |
| 2019 | -6.03x | Rs-5.45 Billion | Rs903.98 Million | ▼ -115.1% |
| 2018 | 39.81x | Rs4.58 Billion | Rs114.92 Million | ▲ +338.0% |
| 2017 | -16.73x | Rs-2.53 Billion | Rs151.00 Million | ▼ -31.1% |
| 2016 | -12.76x | Rs-3.50 Billion | Rs274.43 Million | ▲ +15.3% |
| 2015 | -15.07x | Rs-2.54 Billion | Rs168.50 Million | ▼ -87.1% |
| 2014 | -8.05x | Rs-710.00 Million | Rs88.20 Million | ▼ -131.9% |
| 2013 | -3.47x | Rs-67.84 Million | Rs19.54 Million | — |