Suryoday Small Finance Bank Limited (SURYODAY) — Working Capital to Net Assets Ratio
Suryoday Small Finance Bank Limited (SURYODAY) has a Working Capital to Net Assets ratio of -570.9% as of December 2025. Working capital of Rs-115.86 Billion (current assets of Rs12.79 Billion minus current liabilities of Rs128.65 Billion) is measured against net assets of Rs20.29 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Suryoday Small Finance Bank Limited balance sheet quality to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Suryoday Small Finance Bank Limited Working Capital to Net Assets (2013–2025)
This chart shows how Suryoday Small Finance Bank Limited's Working Capital to Net Assets ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at -570.9%, reflecting working capital of Rs-115.86 Billion against net assets of Rs20.29 Billion INR. Check tangible equity quality of Suryoday Small Finance Bank Limited to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Suryoday Small Finance Bank Limited (2013–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Suryoday Small Finance Bank Limited from 2013 to 2025, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see SURYODAY market cap.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -438.4% | Rs-84.49 Billion | Rs19.27 Billion | Rs21.31 Billion | Rs105.80 Billion | ▼ -346.3 pp |
| 2024 | -92.1% | Rs-16.63 Billion | Rs18.05 Billion | Rs13.02 Billion | Rs29.66 Billion | ▼ -92.6 pp |
| 2023 | 0.5% | Rs71.99 Million | Rs15.85 Billion | Rs566.45 Million | Rs494.46 Million | ▼ -23.3 pp |
| 2022 | 23.7% | Rs3.57 Billion | Rs15.05 Billion | Rs3.79 Billion | Rs217.35 Million | ▼ -6.6 pp |
| 2021 | 30.3% | Rs4.84 Billion | Rs15.97 Billion | Rs5.02 Billion | Rs184.64 Million | ▼ -41.1 pp |
| 2020 | 71.4% | Rs7.61 Billion | Rs10.66 Billion | Rs7.83 Billion | Rs220.28 Million | ▲ +40.1 pp |
| 2019 | 31.2% | Rs2.75 Billion | Rs8.80 Billion | Rs3.08 Billion | Rs328.51 Million | ▼ -2.5 pp |
| 2018 | 33.7% | Rs1.82 Billion | Rs5.38 Billion | Rs1.96 Billion | Rs142.28 Million | ▲ +25.5 pp |
| 2017 | 8.3% | Rs414.06 Million | Rs5.01 Billion | Rs556.63 Million | Rs142.58 Million | ▼ -27.7 pp |
| 2016 | 36.0% | Rs711.07 Million | Rs1.98 Billion | Rs817.89 Million | Rs106.83 Million | ▲ +0.3 pp |
| 2015 | 35.7% | Rs471.40 Million | Rs1.32 Billion | Rs568.60 Million | Rs97.20 Million | ▲ +28.8 pp |
| 2014 | 7.0% | Rs61.00 Million | Rs874.90 Million | Rs87.70 Million | Rs26.70 Million | ▼ -57.0 pp |
| 2013 | 64.0% | Rs410.38 Million | Rs641.17 Million | Rs422.94 Million | Rs12.56 Million | — |