Suryoday Small Finance Bank Limited Cash Flow-to-Debt Ratio
Suryoday Small Finance Bank Limited cash flow-to-debt ratio. Suryoday Small Finance Bank Limited (SURYODAY) has a Cash Flow-to-Debt Ratio of -0.06x as of September 2025, meaning its operating cash flow of Rs-8.26 Billion could theoretically repay 0% of its total liabilities (Rs146.13 Billion) in one year. Check Suryoday Small Finance Bank Limited earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Suryoday Small Finance Bank Limited (2013–2026)
Cash flow-to-debt ratio of Suryoday Small Finance Bank Limited from 2013 to 2026. Historical debt coverage capacity for Suryoday Small Finance Bank Limited across 14 annual periods. Check SURYODAY cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Suryoday Small Finance Bank Limited Cash Flow-to-Debt Ratio by Year (2013–2026)
Suryoday Small Finance Bank Limited cash flow-to-debt ratio by year from 2013 to 2026. Year-by-year debt coverage analysis for Suryoday Small Finance Bank Limited. For the full cash flow conversion analysis, see Suryoday Small Finance Bank Limited operating cash flow efficiency.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.04x | Rs6.52 Billion | Rs178.06 Billion | ▲ +133.8% |
| 2025 | -0.11x | Rs-14.82 Billion | Rs136.87 Billion | ▲ +31.7% |
| 2024 | -0.16x | Rs-16.76 Billion | Rs105.73 Billion | ▼ -1242.7% |
| 2023 | -0.01x | Rs-977.00 Million | Rs82.76 Billion | ▲ +91.6% |
| 2022 | -0.14x | Rs-9.41 Billion | Rs66.75 Billion | ▲ +17.7% |
| 2021 | -0.17x | Rs-8.76 Billion | Rs51.15 Billion | ▼ -240.0% |
| 2020 | 0.12x | Rs5.26 Billion | Rs42.98 Billion | ▲ +164.6% |
| 2019 | -0.19x | Rs-5.45 Billion | Rs28.81 Billion | ▼ -166.9% |
| 2018 | 0.28x | Rs4.58 Billion | Rs16.17 Billion | ▲ +223.6% |
| 2017 | -0.23x | Rs-2.53 Billion | Rs11.04 Billion | ▲ +35.0% |
| 2016 | -0.35x | Rs-3.50 Billion | Rs9.95 Billion | ▲ +13.3% |
| 2015 | -0.41x | Rs-2.54 Billion | Rs6.25 Billion | ▼ -78.6% |
| 2014 | -0.23x | Rs-710.00 Million | Rs3.12 Billion | ▼ -366.6% |
| 2013 | -0.05x | Rs-67.84 Million | Rs1.39 Billion | — |