Suryoday Small Finance Bank Limited Financial Flexibility Index
Suryoday Small Finance Bank Limited financial flexibility index. Suryoday Small Finance Bank Limited (SURYODAY) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-7.95 Billion (operating CF Rs-8.26 Billion minus capex Rs311.30 Million) represents 0% of total liabilities (Rs146.13 Billion). See Suryoday Small Finance Bank Limited (SURYODAY) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Suryoday Small Finance Bank Limited (2013–2026)
Financial flexibility index of Suryoday Small Finance Bank Limited from 2013 to 2026. Historical Financial Flexibility Index trend for Suryoday Small Finance Bank Limited across 14 annual periods. Check SURYODAY cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Suryoday Small Finance Bank Limited Financial Flexibility Index by Year (2013–2026)
Suryoday Small Finance Bank Limited financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for Suryoday Small Finance Bank Limited. For the full cash flow conversion analysis, see Suryoday Small Finance Bank Limited cash conversion from operations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs7.28 Billion | Rs6.52 Billion | Rs178.06 Billion | ▲ +142.9% |
| 2025 | -0.10x | Rs-13.05 Billion | Rs-14.82 Billion | Rs136.87 Billion | ▲ +37.8% |
| 2024 | -0.15x | Rs-16.20 Billion | Rs-16.76 Billion | Rs105.73 Billion | ▼ -24915.3% |
| 2023 | 0.00x | Rs-50.70 Million | Rs-977.00 Million | Rs82.76 Billion | ▲ +99.5% |
| 2022 | -0.13x | Rs-8.49 Billion | Rs-9.41 Billion | Rs66.75 Billion | ▲ +24.0% |
| 2021 | -0.17x | Rs-8.57 Billion | Rs-8.76 Billion | Rs51.15 Billion | ▼ -229.6% |
| 2020 | 0.13x | Rs5.55 Billion | Rs5.26 Billion | Rs42.98 Billion | ▲ +169.7% |
| 2019 | -0.19x | Rs-5.34 Billion | Rs-5.45 Billion | Rs28.81 Billion | ▼ -163.9% |
| 2018 | 0.29x | Rs4.69 Billion | Rs4.58 Billion | Rs16.17 Billion | ▲ +230.6% |
| 2017 | -0.22x | Rs-2.45 Billion | Rs-2.53 Billion | Rs11.04 Billion | ▲ +36.5% |
| 2016 | -0.35x | Rs-3.48 Billion | Rs-3.50 Billion | Rs9.95 Billion | ▲ +13.2% |
| 2015 | -0.40x | Rs-2.52 Billion | Rs-2.54 Billion | Rs6.25 Billion | ▼ -79.1% |
| 2014 | -0.23x | Rs-702.90 Million | Rs-710.00 Million | Rs3.12 Billion | ▼ -409.8% |
| 2013 | -0.04x | Rs-61.46 Million | Rs-67.84 Million | Rs1.39 Billion | — |