Suryoday Small Finance Bank Limited (SURYODAY) — Net Asset Quality Index
Suryoday Small Finance Bank Limited (SURYODAY) has a Net Asset Quality Index of 11.9% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs170.39 Billion minus total liabilities of Rs150.10 Billion yields net assets of Rs20.29 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See defensive interval ratio of Suryoday Small Finance Bank Limited to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Suryoday Small Finance Bank Limited Net Asset Quality Index Over Time (2013–2025)
This chart shows how Suryoday Small Finance Bank Limited's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 11.9%, representing net assets of Rs20.29 Billion against total assets of Rs170.39 Billion INR. Explore how efficiently does Suryoday Small Finance Bank Limited generate cash to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Suryoday Small Finance Bank Limited (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for Suryoday Small Finance Bank Limited from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Suryoday Small Finance Bank Limited (SURYODAY) market capitalisation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.3% | Rs19.27 Billion | Rs156.14 Billion | Rs136.87 Billion | ▼ -2.2 pp |
| 2024 | 14.6% | Rs18.05 Billion | Rs123.78 Billion | Rs105.73 Billion | ▼ -1.5 pp |
| 2023 | 16.1% | Rs15.85 Billion | Rs98.61 Billion | Rs82.76 Billion | ▼ -2.3 pp |
| 2022 | 18.4% | Rs15.05 Billion | Rs81.80 Billion | Rs66.75 Billion | ▼ -5.4 pp |
| 2021 | 23.8% | Rs15.97 Billion | Rs67.12 Billion | Rs51.15 Billion | ▲ +3.9 pp |
| 2020 | 19.9% | Rs10.66 Billion | Rs53.65 Billion | Rs42.98 Billion | ▼ -3.5 pp |
| 2019 | 23.4% | Rs8.80 Billion | Rs37.61 Billion | Rs28.81 Billion | ▼ -1.6 pp |
| 2018 | 25.0% | Rs5.38 Billion | Rs21.56 Billion | Rs16.17 Billion | ▼ -6.2 pp |
| 2017 | 31.2% | Rs5.01 Billion | Rs16.04 Billion | Rs11.04 Billion | ▲ +14.6 pp |
| 2016 | 16.6% | Rs1.98 Billion | Rs11.93 Billion | Rs9.95 Billion | ▼ -0.9 pp |
| 2015 | 17.4% | Rs1.32 Billion | Rs7.57 Billion | Rs6.25 Billion | ▼ -4.5 pp |
| 2014 | 21.9% | Rs874.90 Million | Rs4.00 Billion | Rs3.12 Billion | ▼ -9.7 pp |
| 2013 | 31.5% | Rs641.17 Million | Rs2.03 Billion | Rs1.39 Billion | — |