Berkshire Hills Bancorp Inc (BHLB) — Cash Flow Quality Index

Latest as of June 2025: 1.27x

Berkshire Hills Bancorp Inc (BHLB) has a Cash Flow Quality Index of 1.27x as of June 2025. Operating cash flow of $38.52 Million exceeds net income of $30.37 Million, indicating high earnings quality where cash backs reported profits. Explore BHLB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.27x
Operating CF / Net Income

Operating Cash Flow

$38.52 Million
USD

Net Income

$30.37 Million
USD

Data as of

Jun 2025
Most recent filing

Berkshire Hills Bancorp Inc Cash Flow Quality Index (1999–2024)

Historical Cash Flow Quality Index for Berkshire Hills Bancorp Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Berkshire Hills Bancorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Berkshire Hills Bancorp Inc (1999–2024)

Year-by-year earnings quality comparison for Berkshire Hills Bancorp Inc. For live market cap and the full company financial profile, see market cap of Berkshire Hills Bancorp Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 2.05x $125.21 Million $61.00 Million ▼ -9.1%
2023 2.26x $157.16 Million $69.60 Million ▲ +69.6%
2022 1.33x $123.23 Million $92.53 Million ▲ +49.8%
2021 0.89x $105.48 Million $118.66 Million ▼ -19.1%
2019 1.10x $111.53 Million $101.52 Million ▼ -46.0%
2018 2.03x $222.25 Million $109.22 Million ▲ +28.0%
2017 1.59x $78.09 Million $49.12 Million ▼ -5.0%
2016 1.67x $98.14 Million $58.67 Million ▼ -4.0%
2015 1.74x $86.29 Million $49.52 Million ▲ +5.3%
2014 1.65x $55.82 Million $33.74 Million ▼ -46.6%
2013 3.10x $127.41 Million $41.14 Million ▲ +258.7%
2012 0.86x $28.65 Million $33.19 Million ▼ -62.7%
2011 2.32x $40.17 Million $17.35 Million ▼ -21.8%
2010 2.96x $40.69 Million $13.74 Million ▲ +67.0%
2008 1.77x $39.44 Million $22.24 Million ▲ +2.4%
2007 1.73x $23.43 Million $13.54 Million ▼ -24.6%
2006 2.30x $25.02 Million $10.89 Million ▼ -4.1%
2005 2.40x $19.71 Million $8.23 Million ▲ +45.8%
2004 1.64x $19.62 Million $11.94 Million ▼ -2.4%
2003 1.68x $15.09 Million $8.96 Million ▼ -84.8%
2002 11.05x $19.54 Million $1.77 Million ▲ +394.7%
2001 2.23x $19.90 Million $8.91 Million ▲ +362.1%
2000 0.48x $2.21 Million $4.58 Million ▼ -63.6%
1999 1.33x $7.46 Million $5.62 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.