Berkshire Hills Bancorp Inc (BHLB) — Cash Flow Quality Index
Berkshire Hills Bancorp Inc (BHLB) has a Cash Flow Quality Index of 1.27x as of June 2025. Operating cash flow of $38.52 Million exceeds net income of $30.37 Million, indicating high earnings quality where cash backs reported profits. Explore Berkshire Hills Bancorp Inc (BHLB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Berkshire Hills Bancorp Inc Cash Flow Quality Index (1999–2024)
Historical Cash Flow Quality Index for Berkshire Hills Bancorp Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Berkshire Hills Bancorp Inc.
Annual Cash Flow Quality Index for Berkshire Hills Bancorp Inc (1999–2024)
Year-by-year earnings quality comparison for Berkshire Hills Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.05x | $125.21 Million | $61.00 Million | ▼ -9.1% |
| 2023 | 2.26x | $157.16 Million | $69.60 Million | ▲ +69.6% |
| 2022 | 1.33x | $123.23 Million | $92.53 Million | ▲ +49.8% |
| 2021 | 0.89x | $105.48 Million | $118.66 Million | ▼ -19.1% |
| 2019 | 1.10x | $111.53 Million | $101.52 Million | ▼ -46.0% |
| 2018 | 2.03x | $222.25 Million | $109.22 Million | ▲ +28.0% |
| 2017 | 1.59x | $78.09 Million | $49.12 Million | ▼ -5.0% |
| 2016 | 1.67x | $98.14 Million | $58.67 Million | ▼ -4.0% |
| 2015 | 1.74x | $86.29 Million | $49.52 Million | ▲ +5.3% |
| 2014 | 1.65x | $55.82 Million | $33.74 Million | ▼ -46.6% |
| 2013 | 3.10x | $127.41 Million | $41.14 Million | ▲ +258.7% |
| 2012 | 0.86x | $28.65 Million | $33.19 Million | ▼ -62.7% |
| 2011 | 2.32x | $40.17 Million | $17.35 Million | ▼ -21.8% |
| 2010 | 2.96x | $40.69 Million | $13.74 Million | ▲ +67.0% |
| 2008 | 1.77x | $39.44 Million | $22.24 Million | ▲ +2.4% |
| 2007 | 1.73x | $23.43 Million | $13.54 Million | ▼ -24.6% |
| 2006 | 2.30x | $25.02 Million | $10.89 Million | ▼ -4.1% |
| 2005 | 2.40x | $19.71 Million | $8.23 Million | ▲ +45.8% |
| 2004 | 1.64x | $19.62 Million | $11.94 Million | ▼ -2.4% |
| 2003 | 1.68x | $15.09 Million | $8.96 Million | ▼ -84.8% |
| 2002 | 11.05x | $19.54 Million | $1.77 Million | ▲ +394.7% |
| 2001 | 2.23x | $19.90 Million | $8.91 Million | ▲ +362.1% |
| 2000 | 0.48x | $2.21 Million | $4.58 Million | ▼ -63.6% |
| 1999 | 1.33x | $7.46 Million | $5.62 Million | — |