Berkshire Hills Bancorp Inc (BHLB) — Cash Flow Quality Index
Berkshire Hills Bancorp Inc (BHLB) has a Cash Flow Quality Index of 1.27x as of June 2025. Operating cash flow of $38.52 Million exceeds net income of $30.37 Million, indicating high earnings quality where cash backs reported profits. Explore Berkshire Hills Bancorp Inc cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Berkshire Hills Bancorp Inc Cash Flow Quality Index (1999–2024)
Historical Cash Flow Quality Index for Berkshire Hills Bancorp Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Berkshire Hills Bancorp Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Berkshire Hills Bancorp Inc (1999–2024)
Year-by-year earnings quality comparison for Berkshire Hills Bancorp Inc. For live market cap and the full company financial profile, see BHLB market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.05x | $125.21 Million | $61.00 Million | ▼ -9.1% |
| 2023 | 2.26x | $157.16 Million | $69.60 Million | ▲ +69.6% |
| 2022 | 1.33x | $123.23 Million | $92.53 Million | ▲ +49.8% |
| 2021 | 0.89x | $105.48 Million | $118.66 Million | ▼ -19.1% |
| 2019 | 1.10x | $111.53 Million | $101.52 Million | ▼ -46.0% |
| 2018 | 2.03x | $222.25 Million | $109.22 Million | ▲ +28.0% |
| 2017 | 1.59x | $78.09 Million | $49.12 Million | ▼ -5.0% |
| 2016 | 1.67x | $98.14 Million | $58.67 Million | ▼ -4.0% |
| 2015 | 1.74x | $86.29 Million | $49.52 Million | ▲ +5.3% |
| 2014 | 1.65x | $55.82 Million | $33.74 Million | ▼ -46.6% |
| 2013 | 3.10x | $127.41 Million | $41.14 Million | ▲ +258.7% |
| 2012 | 0.86x | $28.65 Million | $33.19 Million | ▼ -62.7% |
| 2011 | 2.32x | $40.17 Million | $17.35 Million | ▼ -21.8% |
| 2010 | 2.96x | $40.69 Million | $13.74 Million | ▲ +67.0% |
| 2008 | 1.77x | $39.44 Million | $22.24 Million | ▲ +2.4% |
| 2007 | 1.73x | $23.43 Million | $13.54 Million | ▼ -24.6% |
| 2006 | 2.30x | $25.02 Million | $10.89 Million | ▼ -4.1% |
| 2005 | 2.40x | $19.71 Million | $8.23 Million | ▲ +45.8% |
| 2004 | 1.64x | $19.62 Million | $11.94 Million | ▼ -2.4% |
| 2003 | 1.68x | $15.09 Million | $8.96 Million | ▼ -84.8% |
| 2002 | 11.05x | $19.54 Million | $1.77 Million | ▲ +394.7% |
| 2001 | 2.23x | $19.90 Million | $8.91 Million | ▲ +362.1% |
| 2000 | 0.48x | $2.21 Million | $4.58 Million | ▼ -63.6% |
| 1999 | 1.33x | $7.46 Million | $5.62 Million | — |