Berkshire Hills Bancorp Inc Cash Flow Quality Index

Latest as of June 2025: 1.27x

Berkshire Hills Bancorp Inc cash flow quality index. Berkshire Hills Bancorp Inc (BHLB) has a Cash Flow Quality Index of 1.27x as of June 2025. Operating cash flow of $38.52 Million exceeds net income of $30.37 Million, indicating high earnings quality where cash backs reported profits. See financial flexibility index of Berkshire Hills Bancorp Inc to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

1.27x
Operating CF / Net Income

Operating Cash Flow

$38.52 Million
USD

Net Income

$30.37 Million
USD

Data as of

Jun 2025
Most recent filing

Cash Flow Quality Index of Berkshire Hills Bancorp Inc (1999–2024)

Cash flow quality index of Berkshire Hills Bancorp Inc from 1999 to 2024. Historical Cash Flow Quality Index for Berkshire Hills Bancorp Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore cash flow to debt ratio of Berkshire Hills Bancorp Inc to assess how comfortably operating cash covers total debt obligations.

Berkshire Hills Bancorp Inc Cash Flow Quality Index by Year (1999–2024)

Berkshire Hills Bancorp Inc cash flow quality index by year from 1999 to 2024. Year-by-year earnings quality comparison for Berkshire Hills Bancorp Inc. For the full cash flow conversion analysis, see Berkshire Hills Bancorp Inc cash conversion from operations.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 2.05x $125.21 Million $61.00 Million ▼ -9.1%
2023 2.26x $157.16 Million $69.60 Million ▲ +69.6%
2022 1.33x $123.23 Million $92.53 Million ▲ +49.8%
2021 0.89x $105.48 Million $118.66 Million ▼ -19.1%
2019 1.10x $111.53 Million $101.52 Million ▼ -46.0%
2018 2.03x $222.25 Million $109.22 Million ▲ +28.0%
2017 1.59x $78.09 Million $49.12 Million ▼ -5.0%
2016 1.67x $98.14 Million $58.67 Million ▼ -4.0%
2015 1.74x $86.29 Million $49.52 Million ▲ +5.3%
2014 1.65x $55.82 Million $33.74 Million ▼ -46.6%
2013 3.10x $127.41 Million $41.14 Million ▲ +258.7%
2012 0.86x $28.65 Million $33.19 Million ▼ -62.7%
2011 2.32x $40.17 Million $17.35 Million ▼ -21.8%
2010 2.96x $40.69 Million $13.74 Million ▲ +67.0%
2008 1.77x $39.44 Million $22.24 Million ▲ +2.4%
2007 1.73x $23.43 Million $13.54 Million ▼ -24.6%
2006 2.30x $25.02 Million $10.89 Million ▼ -4.1%
2005 2.40x $19.71 Million $8.23 Million ▲ +45.8%
2004 1.64x $19.62 Million $11.94 Million ▼ -2.4%
2003 1.68x $15.09 Million $8.96 Million ▼ -84.8%
2002 11.05x $19.54 Million $1.77 Million ▲ +394.7%
2001 2.23x $19.90 Million $8.91 Million ▲ +362.1%
2000 0.48x $2.21 Million $4.58 Million ▼ -63.6%
1999 1.33x $7.46 Million $5.62 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.