Berkshire Hills Bancorp Inc (BHLB) — Net Asset Quality Index
Berkshire Hills Bancorp Inc (BHLB) has a Net Asset Quality Index of 10.2% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $12.03 Billion minus total liabilities of $10.81 Billion yields net assets of $1.22 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read how much debt does Berkshire Hills Bancorp Inc carry for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Berkshire Hills Bancorp Inc Net Asset Quality Index Over Time (1999–2024)
This chart shows how Berkshire Hills Bancorp Inc's Net Asset Quality Index has evolved across 26 annual periods from 1999 to 2024. As of June 2025, the index stands at 10.2%, representing net assets of $1.22 Billion against total assets of $12.03 Billion USD. For live market cap and overall valuation, see BHLB stock market capitalisation.
Annual Net Asset Quality Index for Berkshire Hills Bancorp Inc (1999–2024)
The table below presents the year-by-year Net Asset Quality Index for Berkshire Hills Bancorp Inc from 1999 to 2024, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check asset allocation strategy of Berkshire Hills Bancorp Inc to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 9.5% | $1.17 Billion | $12.27 Billion | $11.11 Billion | ▲ +1.4 pp |
| 2023 | 8.1% | $1.01 Billion | $12.43 Billion | $11.42 Billion | ▼ 0.0 pp |
| 2022 | 8.2% | $954.06 Million | $11.66 Billion | $10.71 Billion | ▼ -2.1 pp |
| 2021 | 10.2% | $1.18 Billion | $11.55 Billion | $10.37 Billion | ▲ +1.0 pp |
| 2020 | 9.3% | $1.19 Billion | $12.84 Billion | $11.65 Billion | ▼ -4.1 pp |
| 2019 | 13.3% | $1.76 Billion | $13.22 Billion | $11.46 Billion | ▲ +0.6 pp |
| 2018 | 12.7% | $1.55 Billion | $12.21 Billion | $10.66 Billion | ▼ -0.2 pp |
| 2017 | 12.9% | $1.50 Billion | $11.57 Billion | $10.07 Billion | ▲ +1.0 pp |
| 2016 | 11.9% | $1.09 Billion | $9.16 Billion | $8.07 Billion | ▲ +0.6 pp |
| 2015 | 11.3% | $887.19 Million | $7.83 Billion | $6.94 Billion | ▲ +0.4 pp |
| 2014 | 10.9% | $709.29 Million | $6.50 Billion | $5.79 Billion | ▼ -1.0 pp |
| 2013 | 12.0% | $678.06 Million | $5.67 Billion | $4.99 Billion | ▼ -0.6 pp |
| 2012 | 12.6% | $667.26 Million | $5.30 Billion | $4.63 Billion | ▼ -1.2 pp |
| 2011 | 13.8% | $551.81 Million | $3.99 Billion | $3.44 Billion | ▲ +0.3 pp |
| 2010 | 13.5% | $388.65 Million | $2.88 Billion | $2.49 Billion | ▼ -0.8 pp |
| 2009 | 14.2% | $384.58 Million | $2.70 Billion | $2.32 Billion | ▼ -1.1 pp |
| 2008 | 15.3% | $408.43 Million | $2.67 Billion | $2.26 Billion | ▲ +2.3 pp |
| 2007 | 13.0% | $326.84 Million | $2.51 Billion | $2.19 Billion | ▲ +1.0 pp |
| 2006 | 12.0% | $258.16 Million | $2.15 Billion | $1.89 Billion | ▼ -0.1 pp |
| 2005 | 12.1% | $246.07 Million | $2.04 Billion | $1.79 Billion | ▲ +2.0 pp |
| 2004 | 10.1% | $131.74 Million | $1.31 Billion | $1.18 Billion | ▼ -0.2 pp |
| 2003 | 10.3% | $125.43 Million | $1.22 Billion | $1.09 Billion | ▼ -1.4 pp |
| 2002 | 11.7% | $122.68 Million | $1.05 Billion | $922.94 Million | ▼ -2.1 pp |
| 2001 | 13.8% | $142.45 Million | $1.03 Billion | $888.25 Million | ▼ -2.1 pp |
| 2000 | 16.0% | $161.32 Million | $1.01 Billion | $850.02 Million | ▲ +5.5 pp |
| 1999 | 10.5% | $88.35 Million | $841.65 Million | $753.30 Million | — |