Berkshire Hills Bancorp Inc (BHLB) — Cash Flow-to-Debt Ratio
Berkshire Hills Bancorp Inc (BHLB) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2025, meaning its operating cash flow of $38.52 Million could theoretically repay 0% of its total liabilities ($10.81 Billion) in one year. See how financially flexible is Berkshire Hills Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Berkshire Hills Bancorp Inc Cash Flow-to-Debt Ratio (1999–2024)
Historical debt coverage capacity for Berkshire Hills Bancorp Inc across 26 annual periods. For the full cash flow conversion analysis, see Berkshire Hills Bancorp Inc (BHLB) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Berkshire Hills Bancorp Inc (1999–2024)
Year-by-year debt coverage analysis for Berkshire Hills Bancorp Inc. Check BHLB operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $125.21 Million | $11.11 Billion | ▼ -18.1% |
| 2023 | 0.01x | $157.16 Million | $11.42 Billion | ▲ +19.6% |
| 2022 | 0.01x | $123.23 Million | $10.71 Billion | ▲ +13.2% |
| 2021 | 0.01x | $105.48 Million | $10.37 Billion | ▼ -48.0% |
| 2020 | 0.02x | $227.64 Million | $11.65 Billion | ▲ +100.7% |
| 2019 | 0.01x | $111.53 Million | $11.46 Billion | ▼ -53.3% |
| 2018 | 0.02x | $222.25 Million | $10.66 Billion | ▲ +169.0% |
| 2017 | 0.01x | $78.09 Million | $10.07 Billion | ▼ -36.3% |
| 2016 | 0.01x | $98.14 Million | $8.07 Billion | ▼ -2.1% |
| 2015 | 0.01x | $86.29 Million | $6.94 Billion | ▲ +28.9% |
| 2014 | 0.01x | $55.82 Million | $5.79 Billion | ▼ -62.2% |
| 2013 | 0.03x | $127.41 Million | $4.99 Billion | ▲ +312.1% |
| 2012 | 0.01x | $28.65 Million | $4.63 Billion | ▼ -47.0% |
| 2011 | 0.01x | $40.17 Million | $3.44 Billion | ▼ -28.5% |
| 2010 | 0.02x | $40.69 Million | $2.49 Billion | ▲ +177.7% |
| 2009 | 0.01x | $13.61 Million | $2.32 Billion | ▼ -66.4% |
| 2008 | 0.02x | $39.44 Million | $2.26 Billion | ▲ +63.0% |
| 2007 | 0.01x | $23.43 Million | $2.19 Billion | ▼ -19.0% |
| 2006 | 0.01x | $25.02 Million | $1.89 Billion | ▲ +20.1% |
| 2005 | 0.01x | $19.71 Million | $1.79 Billion | ▼ -33.9% |
| 2004 | 0.02x | $19.62 Million | $1.18 Billion | ▲ +20.6% |
| 2003 | 0.01x | $15.09 Million | $1.09 Billion | ▼ -34.8% |
| 2002 | 0.02x | $19.54 Million | $922.94 Million | ▼ -5.5% |
| 2001 | 0.02x | $19.90 Million | $888.25 Million | ▲ +760.0% |
| 2000 | 0.00x | $2.21 Million | $850.02 Million | ▼ -73.7% |
| 1999 | 0.01x | $7.46 Million | $753.30 Million | — |