Berkshire Hills Bancorp Inc (BHLB) — Financial Flexibility Index
Berkshire Hills Bancorp Inc (BHLB) has a Financial Flexibility Index of 0.00x as of June 2025. Free cash flow of $40.73 Million (operating CF $38.52 Million minus capex $2.21 Million) represents 0% of total liabilities ($10.81 Billion). Check asset allocation strategy of Berkshire Hills Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Berkshire Hills Bancorp Inc Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for Berkshire Hills Bancorp Inc across 26 annual periods. See Berkshire Hills Bancorp Inc (BHLB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Berkshire Hills Bancorp Inc (1999–2024)
Year-by-year free cash flow to debt coverage for Berkshire Hills Bancorp Inc. For the full company profile including market capitalisation, see market cap of Berkshire Hills Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $129.77 Million | $125.21 Million | $11.11 Billion | ▼ -16.1% |
| 2023 | 0.01x | $158.98 Million | $157.16 Million | $11.42 Billion | ▲ +19.5% |
| 2022 | 0.01x | $124.73 Million | $123.23 Million | $10.71 Billion | ▲ +12.8% |
| 2021 | 0.01x | $107.08 Million | $105.48 Million | $10.37 Billion | ▼ -48.8% |
| 2020 | 0.02x | $234.85 Million | $227.64 Million | $11.65 Billion | ▲ +89.2% |
| 2019 | 0.01x | $122.09 Million | $111.53 Million | $11.46 Billion | ▼ -51.0% |
| 2018 | 0.02x | $231.60 Million | $222.25 Million | $10.66 Billion | ▲ +145.0% |
| 2017 | 0.01x | $89.35 Million | $78.09 Million | $10.07 Billion | ▼ -33.3% |
| 2016 | 0.01x | $107.24 Million | $98.14 Million | $8.07 Billion | ▼ -1.4% |
| 2015 | 0.01x | $93.63 Million | $86.29 Million | $6.94 Billion | ▲ +21.5% |
| 2014 | 0.01x | $64.27 Million | $55.82 Million | $5.79 Billion | ▼ -60.6% |
| 2013 | 0.03x | $140.51 Million | $127.41 Million | $4.99 Billion | ▲ +173.9% |
| 2012 | 0.01x | $47.54 Million | $28.65 Million | $4.63 Billion | ▼ -26.6% |
| 2011 | 0.01x | $48.16 Million | $40.17 Million | $3.44 Billion | ▼ -23.7% |
| 2010 | 0.02x | $45.70 Million | $40.69 Million | $2.49 Billion | ▲ +147.7% |
| 2009 | 0.01x | $17.14 Million | $13.61 Million | $2.32 Billion | ▼ -60.1% |
| 2008 | 0.02x | $41.92 Million | $39.44 Million | $2.26 Billion | ▲ +39.9% |
| 2007 | 0.01x | $29.00 Million | $23.43 Million | $2.19 Billion | ▼ -19.4% |
| 2006 | 0.02x | $31.11 Million | $25.02 Million | $1.89 Billion | ▲ +23.5% |
| 2005 | 0.01x | $23.84 Million | $19.71 Million | $1.79 Billion | ▼ -35.3% |
| 2004 | 0.02x | $24.28 Million | $19.62 Million | $1.18 Billion | ▲ +36.0% |
| 2003 | 0.02x | $16.55 Million | $15.09 Million | $1.09 Billion | ▼ -33.5% |
| 2002 | 0.02x | $21.01 Million | $19.54 Million | $922.94 Million | ▼ -9.1% |
| 2001 | 0.03x | $22.24 Million | $19.90 Million | $888.25 Million | ▲ +348.8% |
| 2000 | 0.01x | $4.74 Million | $2.21 Million | $850.02 Million | ▼ -62.5% |
| 1999 | 0.01x | $11.21 Million | $7.46 Million | $753.30 Million | — |