Berkshire Hills Bancorp Inc (BHLB) — Financial Flexibility Index
Berkshire Hills Bancorp Inc (BHLB) has a Financial Flexibility Index of 0.00x as of June 2025. Free cash flow of $40.73 Million (operating CF $38.52 Million minus capex $2.21 Million) represents 0% of total liabilities ($10.81 Billion). Check total reinvestment intensity of Berkshire Hills Bancorp Inc to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Berkshire Hills Bancorp Inc Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for Berkshire Hills Bancorp Inc across 26 annual periods. For the full cash flow conversion analysis, see how efficiently does Berkshire Hills Bancorp Inc generate cash.
Annual Financial Flexibility Index for Berkshire Hills Bancorp Inc (1999–2024)
Year-by-year free cash flow to debt coverage for Berkshire Hills Bancorp Inc. Explore Berkshire Hills Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $129.77 Million | $125.21 Million | $11.11 Billion | ▼ -16.1% |
| 2023 | 0.01x | $158.98 Million | $157.16 Million | $11.42 Billion | ▲ +19.5% |
| 2022 | 0.01x | $124.73 Million | $123.23 Million | $10.71 Billion | ▲ +12.8% |
| 2021 | 0.01x | $107.08 Million | $105.48 Million | $10.37 Billion | ▼ -48.8% |
| 2020 | 0.02x | $234.85 Million | $227.64 Million | $11.65 Billion | ▲ +89.2% |
| 2019 | 0.01x | $122.09 Million | $111.53 Million | $11.46 Billion | ▼ -51.0% |
| 2018 | 0.02x | $231.60 Million | $222.25 Million | $10.66 Billion | ▲ +145.0% |
| 2017 | 0.01x | $89.35 Million | $78.09 Million | $10.07 Billion | ▼ -33.3% |
| 2016 | 0.01x | $107.24 Million | $98.14 Million | $8.07 Billion | ▼ -1.4% |
| 2015 | 0.01x | $93.63 Million | $86.29 Million | $6.94 Billion | ▲ +21.5% |
| 2014 | 0.01x | $64.27 Million | $55.82 Million | $5.79 Billion | ▼ -60.6% |
| 2013 | 0.03x | $140.51 Million | $127.41 Million | $4.99 Billion | ▲ +173.9% |
| 2012 | 0.01x | $47.54 Million | $28.65 Million | $4.63 Billion | ▼ -26.6% |
| 2011 | 0.01x | $48.16 Million | $40.17 Million | $3.44 Billion | ▼ -23.7% |
| 2010 | 0.02x | $45.70 Million | $40.69 Million | $2.49 Billion | ▲ +147.7% |
| 2009 | 0.01x | $17.14 Million | $13.61 Million | $2.32 Billion | ▼ -60.1% |
| 2008 | 0.02x | $41.92 Million | $39.44 Million | $2.26 Billion | ▲ +39.9% |
| 2007 | 0.01x | $29.00 Million | $23.43 Million | $2.19 Billion | ▼ -19.4% |
| 2006 | 0.02x | $31.11 Million | $25.02 Million | $1.89 Billion | ▲ +23.5% |
| 2005 | 0.01x | $23.84 Million | $19.71 Million | $1.79 Billion | ▼ -35.3% |
| 2004 | 0.02x | $24.28 Million | $19.62 Million | $1.18 Billion | ▲ +36.0% |
| 2003 | 0.02x | $16.55 Million | $15.09 Million | $1.09 Billion | ▼ -33.5% |
| 2002 | 0.02x | $21.01 Million | $19.54 Million | $922.94 Million | ▼ -9.1% |
| 2001 | 0.03x | $22.24 Million | $19.90 Million | $888.25 Million | ▲ +348.8% |
| 2000 | 0.01x | $4.74 Million | $2.21 Million | $850.02 Million | ▼ -62.5% |
| 1999 | 0.01x | $11.21 Million | $7.46 Million | $753.30 Million | — |