Berkshire Hills Bancorp Inc (BHLB) — Tangible Net Worth Ratio
Berkshire Hills Bancorp Inc (BHLB) has a Tangible Net Worth Ratio of 99.0% as of June 2025. This metric is calculated by deducting intangible assets ($12.81 Million) from net assets ($1.22 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore Berkshire Hills Bancorp Inc net asset momentum to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Berkshire Hills Bancorp Inc Tangible Net Worth Ratio (1999–2024)
This chart shows how Berkshire Hills Bancorp Inc's Tangible Net Worth Ratio has changed across 26 annual periods from 1999 to 2024. As of June 2025, the ratio stands at 99.0%, reflecting net assets of $1.22 Billion with intangible assets of $12.81 Million USD. For live market cap and overall valuation, see how much is Berkshire Hills Bancorp Inc worth.
Annual Tangible Net Worth Ratio for Berkshire Hills Bancorp Inc (1999–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Berkshire Hills Bancorp Inc from 1999 to 2024, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore Berkshire Hills Bancorp Inc capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 97.7% | $1.17 Billion | $26.85 Million | $12.27 Billion | ▲ +0.8 pp |
| 2023 | 96.9% | $1.01 Billion | $31.76 Million | $12.43 Billion | ▲ +0.8 pp |
| 2022 | 96.1% | $954.06 Million | $37.53 Million | $11.66 Billion | ▼ -0.1 pp |
| 2021 | 96.1% | $1.18 Billion | $45.64 Million | $11.55 Billion | ▲ +0.4 pp |
| 2020 | 95.7% | $1.19 Billion | $51.17 Million | $12.84 Billion | ▼ -0.2 pp |
| 2019 | 95.9% | $1.76 Billion | $72.07 Million | $13.22 Billion | ▼ -0.4 pp |
| 2018 | 96.3% | $1.55 Billion | $56.79 Million | $12.21 Billion | ▼ 0.0 pp |
| 2017 | 96.3% | $1.50 Billion | $54.66 Million | $11.57 Billion | ▼ -0.8 pp |
| 2016 | 97.2% | $1.09 Billion | $30.97 Million | $9.16 Billion | ▼ -1.0 pp |
| 2015 | 98.2% | $887.19 Million | $15.85 Million | $7.83 Billion | ▲ +0.4 pp |
| 2014 | 97.8% | $709.29 Million | $15.29 Million | $6.50 Billion | ▲ +0.5 pp |
| 2013 | 97.4% | $678.06 Million | $17.90 Million | $5.67 Billion | ▲ +0.7 pp |
| 2012 | 96.7% | $667.26 Million | $22.26 Million | $5.30 Billion | ▲ +0.5 pp |
| 2011 | 96.2% | $551.81 Million | $20.97 Million | $3.99 Billion | ▼ -0.9 pp |
| 2010 | 97.1% | $388.65 Million | $11.35 Million | $2.88 Billion | ▲ +0.8 pp |
| 2009 | 96.3% | $384.58 Million | $14.38 Million | $2.70 Billion | ▲ +0.6 pp |
| 2008 | 95.7% | $408.43 Million | $17.65 Million | $2.67 Billion | ▲ +2.4 pp |
| 2007 | 93.3% | $326.84 Million | $22.02 Million | $2.51 Billion | ▼ -0.2 pp |
| 2006 | 93.5% | $258.16 Million | $16.81 Million | $2.15 Billion | ▼ -1.8 pp |
| 2005 | 95.3% | $246.07 Million | $11.52 Million | $2.04 Billion | ▼ -4.1 pp |
| 2004 | 99.4% | $131.74 Million | $751.00K | $1.31 Billion | ▲ +3.5 pp |
| 2003 | 95.9% | $125.43 Million | $5.08 Million | $1.22 Billion | ▲ +0.1 pp |
| 2002 | 95.8% | $122.68 Million | $5.12 Million | $1.05 Billion | ▼ -0.1 pp |
| 2001 | 95.9% | $142.45 Million | $5.87 Million | $1.03 Billion | ▼ -0.2 pp |
| 2000 | 96.1% | $161.32 Million | $6.31 Million | $1.01 Billion | ▲ +1.6 pp |
| 1999 | 94.4% | $88.35 Million | $4.91 Million | $841.65 Million | — |