Berkshire Hills Bancorp Inc (BHLB) — Free Cash Flow Generation Index

Latest as of June 2025: 0.94x

Berkshire Hills Bancorp Inc (BHLB) has a Free Cash Flow Generation Index of 0.94x as of June 2025. Free cash flow of $36.31 Million represents 1% of operating cash flow ($38.52 Million). See how liquid is Berkshire Hills Bancorp Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

0.94x
Free Cash Flow / Operating CF

Free Cash Flow

$36.31 Million
USD

Operating Cash Flow

$38.52 Million
USD

Capital Expenditures

$2.21 Million
USD

Berkshire Hills Bancorp Inc Free Cash Flow Generation Index (1999–2024)

Historical FCF Generation Index trend for Berkshire Hills Bancorp Inc across 26 annual periods. Explore how well can Berkshire Hills Bancorp Inc service its debt to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Berkshire Hills Bancorp Inc (1999–2024)

Year-by-year Free Cash Flow Generation Index for Berkshire Hills Bancorp Inc. For the full company profile including market capitalisation, see Berkshire Hills Bancorp Inc (BHLB) total market value.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.96x $120.64 Million $125.21 Million $4.57 Million ▼ -2.5%
2023 0.99x $155.34 Million $157.16 Million $1.82 Million ▲ +0.1%
2022 0.99x $121.74 Million $123.23 Million $1.50 Million ▲ +0.3%
2021 0.98x $103.87 Million $105.48 Million $1.61 Million ▲ +1.7%
2020 0.97x $220.43 Million $227.64 Million $7.21 Million ▲ +7.0%
2019 0.91x $100.96 Million $111.53 Million $10.56 Million ▼ -5.5%
2018 0.96x $212.91 Million $222.25 Million $9.35 Million ▲ +11.9%
2017 0.86x $66.83 Million $78.09 Million $11.26 Million ▼ -5.7%
2016 0.91x $89.04 Million $98.14 Million $9.10 Million ▼ -0.8%
2015 0.91x $78.95 Million $86.29 Million $7.34 Million ▲ +7.8%
2014 0.85x $47.37 Million $55.82 Million $8.45 Million ▼ -5.4%
2013 0.90x $114.31 Million $127.41 Million $13.10 Million ▲ +163.3%
2012 0.34x $9.76 Million $28.65 Million $18.89 Million ▼ -57.5%
2011 0.80x $32.18 Million $40.17 Million $7.99 Million ▼ -8.6%
2010 0.88x $35.66 Million $40.69 Million $5.02 Million ▲ +18.3%
2009 0.74x $10.08 Million $13.61 Million $3.53 Million ▼ -25.9%
2008 1.00x $39.44 Million $39.44 Million $2.48 Million ▲ +31.2%
2007 0.76x $17.86 Million $23.43 Million $5.57 Million ▲ +0.8%
2006 0.76x $18.93 Million $25.02 Million $6.09 Million ▼ -4.3%
2005 0.79x $15.57 Million $19.71 Million $4.13 Million ▲ +3.6%
2004 0.76x $14.96 Million $19.62 Million $4.66 Million ▼ -15.5%
2003 0.90x $13.62 Million $15.09 Million $1.47 Million ▼ -2.4%
2002 0.92x $18.07 Million $19.54 Million $1.47 Million ▲ +4.8%
2001 0.88x $17.55 Million $19.90 Million $2.34 Million ▲ +722.0%
2000 -0.14x $-314.00K $2.21 Million $2.53 Million ▼ -128.5%
1999 0.50x $3.72 Million $7.46 Million $3.74 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).