Berkshire Hills Bancorp Inc (BHLB) - Total Assets
Based on the latest financial reports, Berkshire Hills Bancorp Inc (BHLB) holds total assets worth $12.03 Billion USD as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Berkshire Hills Bancorp Inc (BHLB) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Berkshire Hills Bancorp Inc - Total Assets Trend (1999–2024)
This chart illustrates how Berkshire Hills Bancorp Inc's total assets have evolved over time, based on quarterly financial data. Explore BHLB long-term investments to assets to see how much of total assets are deployed in long-term investments.
Berkshire Hills Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Berkshire Hills Bancorp Inc's total assets of $12.03 Billion consist of 14.5% current assets and 85.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.2% |
| Accounts Receivable | $86.02 Million | 0.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $26.85 Million | 0.2% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1999–2024)
This chart illustrates how Berkshire Hills Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Berkshire Hills Bancorp Inc (BHLB) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Berkshire Hills Bancorp Inc's current assets represent 14.5% of total assets in 2024, an increase from 3.4% in 1999.
- Cash Position: Cash and equivalents constituted 9.2% of total assets in 2024, up from 2.8% in 1999.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1999.
- Asset Diversification: The largest asset category is accounts receivable at 0.7% of total assets.
Berkshire Hills Bancorp Inc Competitors by Total Assets
Key competitors of Berkshire Hills Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
Berkshire Hills Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.23 | 0.17 | 0.24 |
| Quick Ratio | 2.23 | 0.17 | 0.24 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $442.73 Million | $-8.44 Billion | $-8.07 Billion |
Berkshire Hills Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Berkshire Hills Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.83 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | -1.3% |
| Total Assets | $12.27 Billion |
| Market Capitalization | $1.23 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Berkshire Hills Bancorp Inc's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Berkshire Hills Bancorp Inc's assets decreased by 1.3% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Berkshire Hills Bancorp Inc (1999–2024)
The table below shows the annual total assets of Berkshire Hills Bancorp Inc from 1999 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $12.27 Billion | -1.27% |
| 2023-12-31 | $12.43 Billion | +6.58% |
| 2022-12-31 | $11.66 Billion | +0.93% |
| 2021-12-31 | $11.55 Billion | -9.99% |
| 2020-12-31 | $12.84 Billion | -2.86% |
| 2019-12-31 | $13.22 Billion | +8.22% |
| 2018-12-31 | $12.21 Billion | +5.54% |
| 2017-12-31 | $11.57 Billion | +26.28% |
| 2016-12-31 | $9.16 Billion | +17.00% |
| 2015-12-31 | $7.83 Billion | +20.44% |
| 2014-12-31 | $6.50 Billion | +14.62% |
| 2013-12-31 | $5.67 Billion | +7.10% |
| 2012-12-31 | $5.30 Billion | +32.68% |
| 2011-12-31 | $3.99 Billion | +38.55% |
| 2010-12-31 | $2.88 Billion | +6.70% |
| 2009-12-31 | $2.70 Billion | +1.26% |
| 2008-12-31 | $2.67 Billion | +6.10% |
| 2007-12-31 | $2.51 Billion | +16.92% |
| 2006-12-31 | $2.15 Billion | +5.60% |
| 2005-12-31 | $2.04 Billion | +55.37% |
| 2004-12-31 | $1.31 Billion | +7.51% |
| 2003-12-31 | $1.22 Billion | +16.54% |
| 2002-12-31 | $1.05 Billion | +1.45% |
| 2001-12-31 | $1.03 Billion | +1.91% |
| 2000-12-31 | $1.01 Billion | +20.16% |
| 1999-12-31 | $841.65 Million | -- |
About Berkshire Hills Bancorp Inc
Berkshire Hills Bancorp, Inc. operates as the bank holding company for Berkshire Bank that provides commercial and retail banking consumer lending, private banking and wealth management services in the United States. The company provides various deposit accounts, including demand deposit, interest-bearing checking, regular savings, money market savings, time certificates of deposit, and retiremen… Read more