Citizens Financial Group, Inc. (CFG) — Cash Flow Quality Index
Citizens Financial Group, Inc. (CFG) has a Cash Flow Quality Index of 0.46x as of March 2026. Operating cash flow of $237.00 Million is below net income of $517.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CFG cash flow metrics to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Citizens Financial Group, Inc. Cash Flow Quality Index (2011–2025)
Historical Cash Flow Quality Index for Citizens Financial Group, Inc. across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CFG total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Citizens Financial Group, Inc. (2011–2025)
Year-by-year earnings quality comparison for Citizens Financial Group, Inc.. For live market cap and the full company financial profile, see CFG market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.21x | $2.21 Billion | $1.83 Billion | ▼ -8.9% |
| 2024 | 1.33x | $2.00 Billion | $1.51 Billion | ▼ -28.0% |
| 2023 | 1.84x | $2.96 Billion | $1.61 Billion | ▼ -7.3% |
| 2022 | 1.99x | $4.12 Billion | $2.07 Billion | ▲ +102.5% |
| 2021 | 0.98x | $2.27 Billion | $2.32 Billion | ▲ +834.2% |
| 2020 | 0.11x | $111.00 Million | $1.06 Billion | ▼ -88.9% |
| 2019 | 0.95x | $1.70 Billion | $1.79 Billion | ▼ -7.7% |
| 2018 | 1.03x | $1.77 Billion | $1.72 Billion | ▼ -9.9% |
| 2017 | 1.14x | $1.88 Billion | $1.65 Billion | ▼ -20.1% |
| 2016 | 1.43x | $1.49 Billion | $1.04 Billion | ▼ -2.5% |
| 2015 | 1.46x | $1.23 Billion | $840.00 Million | ▼ -9.0% |
| 2014 | 1.61x | $1.39 Billion | $865.00 Million | ▼ -39.7% |
| 2012 | 2.67x | $1.71 Billion | $643.00 Million | ▼ -45.6% |
| 2011 | 4.90x | $2.48 Billion | $506.00 Million | — |