Citizens Financial Group, Inc. (CFG) — Cash Flow-to-Debt Ratio
Citizens Financial Group, Inc. (CFG) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $237.00 Million could theoretically repay 0% of its total liabilities ($201.75 Billion) in one year. See Citizens Financial Group, Inc. financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Citizens Financial Group, Inc. Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Citizens Financial Group, Inc. across 14 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Citizens Financial Group, Inc..
Annual Cash Flow-to-Debt Ratio for Citizens Financial Group, Inc. (2012–2025)
Year-by-year debt coverage analysis for Citizens Financial Group, Inc.. Check Citizens Financial Group, Inc. (CFG) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $2.21 Billion | $200.03 Billion | ▲ +6.8% |
| 2024 | 0.01x | $2.00 Billion | $193.27 Billion | ▼ -30.9% |
| 2023 | 0.01x | $2.96 Billion | $197.62 Billion | ▼ -26.1% |
| 2022 | 0.02x | $4.12 Billion | $203.04 Billion | ▲ +47.1% |
| 2021 | 0.01x | $2.27 Billion | $164.99 Billion | ▲ +1896.0% |
| 2020 | 0.00x | $111.00 Million | $160.68 Billion | ▼ -94.2% |
| 2019 | 0.01x | $1.70 Billion | $143.53 Billion | ▼ -6.5% |
| 2018 | 0.01x | $1.77 Billion | $139.70 Billion | ▼ -11.3% |
| 2017 | 0.01x | $1.88 Billion | $132.07 Billion | ▲ +24.2% |
| 2016 | 0.01x | $1.49 Billion | $129.77 Billion | ▲ +10.8% |
| 2015 | 0.01x | $1.23 Billion | $118.56 Billion | ▼ -15.3% |
| 2014 | 0.01x | $1.39 Billion | $113.59 Billion | ▼ -52.4% |
| 2013 | 0.03x | $2.65 Billion | $102.96 Billion | ▲ +54.5% |
| 2012 | 0.02x | $1.71 Billion | $102.92 Billion | — |