Citizens Financial Group, Inc. Working Capital to Net Assets Ratio
Citizens Financial Group, Inc. working capital to net assets ratio. Citizens Financial Group, Inc. (CFG) has a Working Capital to Net Assets ratio of 44.3% as of June 2026. Working capital of $11.60 Billion (current assets of $12.76 Billion minus current liabilities of $1.16 Billion) is measured against net assets of $26.18 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check Citizens Financial Group, Inc. tangible net worth ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Citizens Financial Group, Inc. (2012–2025)
Working capital to net assets ratio of Citizens Financial Group, Inc. from 2012 to 2025. This chart shows how Citizens Financial Group, Inc.'s Working Capital to Net Assets ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 44.3%, reflecting working capital of $11.60 Billion against net assets of $26.18 Billion USD. See CFG cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Citizens Financial Group, Inc. Working Capital to Net Assets Ratio by Year (2012–2025)
Citizens Financial Group, Inc. working capital to net assets ratio by year from 2012 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Citizens Financial Group, Inc. from 2012 to 2025, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Citizens Financial Group, Inc. assets under control.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 30.3% | $7.96 Billion | $26.32 Billion | $191.33 Billion | $183.37 Billion | ▲ +574.0 pp |
| 2024 | -543.8% | $-131.89 Billion | $24.25 Billion | $44.88 Billion | $176.76 Billion | ▲ +10.8 pp |
| 2023 | -554.6% | $-135.00 Billion | $24.34 Billion | $42.85 Billion | $177.85 Billion | ▲ +56.1 pp |
| 2022 | -610.7% | $-144.68 Billion | $23.69 Billion | $36.04 Billion | $180.73 Billion | ▼ -106.9 pp |
| 2021 | -503.8% | $-117.99 Billion | $23.42 Billion | $36.44 Billion | $154.44 Billion | ▼ -670.1 pp |
| 2020 | 166.3% | $37.71 Billion | $22.67 Billion | $37.95 Billion | $243.00 Million | ▲ +45.5 pp |
| 2019 | 120.8% | $26.82 Billion | $22.20 Billion | $26.83 Billion | $9.00 Million | ▼ -490.5 pp |
| 2018 | 611.4% | $127.27 Billion | $20.82 Billion | $128.92 Billion | $1.65 Billion | ▲ +29.3 pp |
| 2017 | 582.0% | $117.98 Billion | $20.27 Billion | $119.84 Billion | $1.86 Billion | ▲ +2.6 pp |
| 2016 | 579.4% | $114.42 Billion | $19.75 Billion | $117.63 Billion | $3.21 Billion | ▲ +45.5 pp |
| 2015 | 533.9% | $104.89 Billion | $19.65 Billion | $107.53 Billion | $2.63 Billion | ▲ +39.2 pp |
| 2014 | 494.7% | $95.32 Billion | $19.27 Billion | $101.58 Billion | $6.25 Billion | ▲ +863.2 pp |
| 2013 | -368.5% | $-70.73 Billion | $19.20 Billion | $23.21 Billion | $93.94 Billion | ▼ -60.6 pp |
| 2012 | -307.9% | $-74.29 Billion | $24.13 Billion | $24.96 Billion | $99.25 Billion | — |