Citizens Financial Group, Inc. Financial Flexibility Index
Citizens Financial Group, Inc. financial flexibility index. Citizens Financial Group, Inc. (CFG) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $747.00 Million (operating CF $726.00 Million minus capex $21.00 Million) represents 0% of total liabilities ($207.65 Billion). See CFG cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Citizens Financial Group, Inc. (2012–2025)
Financial flexibility index of Citizens Financial Group, Inc. from 2012 to 2025. Historical Financial Flexibility Index trend for Citizens Financial Group, Inc. across 14 annual periods. Check Citizens Financial Group, Inc. (CFG) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Citizens Financial Group, Inc. Financial Flexibility Index by Year (2012–2025)
Citizens Financial Group, Inc. financial flexibility index by year from 2012 to 2025. Year-by-year free cash flow to debt coverage for Citizens Financial Group, Inc.. For the full cash flow conversion analysis, see CFG cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $2.38 Billion | $2.21 Billion | $200.03 Billion | ▲ +8.5% |
| 2024 | 0.01x | $2.12 Billion | $2.00 Billion | $193.27 Billion | ▼ -30.7% |
| 2023 | 0.02x | $3.13 Billion | $2.96 Billion | $197.62 Billion | ▼ -24.2% |
| 2022 | 0.02x | $4.25 Billion | $4.12 Billion | $203.04 Billion | ▲ +43.8% |
| 2021 | 0.01x | $2.40 Billion | $2.27 Billion | $164.99 Billion | ▲ +920.2% |
| 2020 | 0.00x | $229.00 Million | $111.00 Million | $160.68 Billion | ▼ -90.1% |
| 2019 | 0.01x | $2.06 Billion | $1.70 Billion | $143.53 Billion | ▲ +0.4% |
| 2018 | 0.01x | $2.00 Billion | $1.77 Billion | $139.70 Billion | ▼ -18.7% |
| 2017 | 0.02x | $2.32 Billion | $1.88 Billion | $132.07 Billion | ▲ +27.3% |
| 2016 | 0.01x | $1.79 Billion | $1.49 Billion | $129.77 Billion | ▲ +7.2% |
| 2015 | 0.01x | $1.53 Billion | $1.23 Billion | $118.56 Billion | ▼ -13.9% |
| 2014 | 0.01x | $1.70 Billion | $1.39 Billion | $113.59 Billion | ▼ -48.9% |
| 2013 | 0.03x | $3.02 Billion | $2.65 Billion | $102.96 Billion | ▲ +44.7% |
| 2012 | 0.02x | $2.08 Billion | $1.71 Billion | $102.92 Billion | — |