Citizens Financial Group, Inc. (CFG) — Financial Flexibility Index
Citizens Financial Group, Inc. (CFG) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $237.00 Million (operating CF $237.00 Million minus capex $0.00) represents 0% of total liabilities ($201.75 Billion). Check Citizens Financial Group, Inc. total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Citizens Financial Group, Inc. Financial Flexibility Index (2012–2025)
Historical Financial Flexibility Index trend for Citizens Financial Group, Inc. across 14 annual periods. For the full cash flow conversion analysis, see CFG cash flow conversion.
Annual Financial Flexibility Index for Citizens Financial Group, Inc. (2012–2025)
Year-by-year free cash flow to debt coverage for Citizens Financial Group, Inc.. Explore CFG operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $2.38 Billion | $2.21 Billion | $200.03 Billion | ▲ +8.5% |
| 2024 | 0.01x | $2.12 Billion | $2.00 Billion | $193.27 Billion | ▼ -30.7% |
| 2023 | 0.02x | $3.13 Billion | $2.96 Billion | $197.62 Billion | ▼ -24.2% |
| 2022 | 0.02x | $4.25 Billion | $4.12 Billion | $203.04 Billion | ▲ +43.8% |
| 2021 | 0.01x | $2.40 Billion | $2.27 Billion | $164.99 Billion | ▲ +920.2% |
| 2020 | 0.00x | $229.00 Million | $111.00 Million | $160.68 Billion | ▼ -90.1% |
| 2019 | 0.01x | $2.06 Billion | $1.70 Billion | $143.53 Billion | ▲ +0.4% |
| 2018 | 0.01x | $2.00 Billion | $1.77 Billion | $139.70 Billion | ▼ -18.7% |
| 2017 | 0.02x | $2.32 Billion | $1.88 Billion | $132.07 Billion | ▲ +27.3% |
| 2016 | 0.01x | $1.79 Billion | $1.49 Billion | $129.77 Billion | ▲ +7.2% |
| 2015 | 0.01x | $1.53 Billion | $1.23 Billion | $118.56 Billion | ▼ -13.9% |
| 2014 | 0.01x | $1.70 Billion | $1.39 Billion | $113.59 Billion | ▼ -48.9% |
| 2013 | 0.03x | $3.02 Billion | $2.65 Billion | $102.96 Billion | ▲ +44.7% |
| 2012 | 0.02x | $2.08 Billion | $1.71 Billion | $102.92 Billion | — |