Citizens Financial Group, Inc. (CFG) — Defensive Interval Ratio

Latest as of March 2026: 244969 days

Citizens Financial Group, Inc. (CFG) has a Defensive Interval Ratio of 244969 days as of March 2026. Defensive assets of $36.24 Billion (cash $-, short-term investments $36.24 Billion, receivables $-) cover 244969 days of daily cash needs of $147.95K/day. Check Citizens Financial Group, Inc. tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

244969 days
Days of operational coverage

Defensive Assets

$36.24 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$147.95K
Current Liabilities ÷ 365

Current Liabilities

$54.00 Million
USD

Citizens Financial Group, Inc. Defensive Interval Ratio (2012–2025)

This chart shows how Citizens Financial Group, Inc.'s Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 244969 days, meaning defensive assets of $36.24 Billion can fund 244969 days of operations without new revenue. Also explore Citizens Financial Group, Inc. net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Citizens Financial Group, Inc. (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Citizens Financial Group, Inc. from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Citizens Financial Group, Inc. market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 356 days $178.60 Billion $502.39 Million/day $- $36.66 Billion ▲ +286 days
2024 69 days $33.64 Billion $484.28 Million/day $- $32.61 Billion ▲ +6 days
2023 63 days $30.82 Billion $487.25 Million/day $- $29.67 Billion ▲ +12 days
2022 51 days $25.19 Billion $495.14 Million/day $- $23.74 Billion ▼ -13 days
2021 64 days $26.97 Billion $423.11 Million/day $- $25.43 Billion ▼ -37353 days
2020 37416 days $24.91 Billion $665.75K/day $- $22.94 Billion ▼ -901445 days
2019 938861 days $23.15 Billion $24.66K/day $- $20.61 Billion ▲ +933827 days
2018 5034 days $22.80 Billion $4.53 Million/day $- $19.89 Billion ▲ +447 days
2017 4587 days $23.32 Billion $5.08 Million/day $- $20.16 Billion ▲ +1944 days
2016 2643 days $23.25 Billion $8.80 Million/day $- $19.50 Billion ▼ -391 days
2015 3034 days $21.86 Billion $7.21 Million/day $- $17.88 Billion ▲ +1713 days
2014 1322 days $22.64 Billion $17.13 Million/day $- $18.66 Billion ▲ +1243 days
2013 79 days $20.22 Billion $257.38 Million/day $- $15.99 Billion ▼ -2 days
2012 80 days $21.77 Billion $271.92 Million/day $- $18.36 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)