Citizens Financial Group, Inc. (CFG) — Defensive Interval Ratio
Citizens Financial Group, Inc. (CFG) has a Defensive Interval Ratio of 244969 days as of March 2026. Defensive assets of $36.24 Billion (cash $-, short-term investments $36.24 Billion, receivables $-) cover 244969 days of daily cash needs of $147.95K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Citizens Financial Group, Inc. Defensive Interval Ratio (2012–2025)
This chart shows how Citizens Financial Group, Inc.'s Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 244969 days, meaning defensive assets of $36.24 Billion can fund 244969 days of operations without new revenue. For the complete balance sheet picture, see CFG total asset value.
Annual Defensive Interval Ratio for Citizens Financial Group, Inc. (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for Citizens Financial Group, Inc. from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Citizens Financial Group, Inc. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 356 days | $178.60 Billion | $502.39 Million/day | $- | $36.66 Billion | ▲ +286 days |
| 2024 | 69 days | $33.64 Billion | $484.28 Million/day | $- | $32.61 Billion | ▲ +6 days |
| 2023 | 63 days | $30.82 Billion | $487.25 Million/day | $- | $29.67 Billion | ▲ +12 days |
| 2022 | 51 days | $25.19 Billion | $495.14 Million/day | $- | $23.74 Billion | ▼ -13 days |
| 2021 | 64 days | $26.97 Billion | $423.11 Million/day | $- | $25.43 Billion | ▼ -37353 days |
| 2020 | 37416 days | $24.91 Billion | $665.75K/day | $- | $22.94 Billion | ▼ -901445 days |
| 2019 | 938861 days | $23.15 Billion | $24.66K/day | $- | $20.61 Billion | ▲ +933827 days |
| 2018 | 5034 days | $22.80 Billion | $4.53 Million/day | $- | $19.89 Billion | ▲ +447 days |
| 2017 | 4587 days | $23.32 Billion | $5.08 Million/day | $- | $20.16 Billion | ▲ +1944 days |
| 2016 | 2643 days | $23.25 Billion | $8.80 Million/day | $- | $19.50 Billion | ▼ -391 days |
| 2015 | 3034 days | $21.86 Billion | $7.21 Million/day | $- | $17.88 Billion | ▲ +1713 days |
| 2014 | 1322 days | $22.64 Billion | $17.13 Million/day | $- | $18.66 Billion | ▲ +1243 days |
| 2013 | 79 days | $20.22 Billion | $257.38 Million/day | $- | $15.99 Billion | ▼ -2 days |
| 2012 | 80 days | $21.77 Billion | $271.92 Million/day | $- | $18.36 Billion | — |