Enova International Inc (ENVA) — Cash Flow Quality Index
Enova International Inc (ENVA) has a Cash Flow Quality Index of 5.21x as of March 2026. Operating cash flow of $474.54 Million exceeds net income of $91.10 Million, indicating high earnings quality where cash backs reported profits. Explore Enova International Inc operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Enova International Inc Cash Flow Quality Index (2009–2025)
Historical Cash Flow Quality Index for Enova International Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Enova International Inc (ENVA) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Enova International Inc (2009–2025)
Year-by-year earnings quality comparison for Enova International Inc. For live market cap and the full company financial profile, see Enova International Inc market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.90x | $1.82 Billion | $308.39 Million | ▼ -19.7% |
| 2024 | 7.35x | $1.54 Billion | $209.45 Million | ▲ +10.2% |
| 2023 | 6.66x | $1.17 Billion | $175.12 Million | ▲ +54.6% |
| 2022 | 4.31x | $894.00 Million | $207.42 Million | ▲ +134.8% |
| 2021 | 1.84x | $471.87 Million | $257.07 Million | ▼ -6.4% |
| 2020 | 1.96x | $740.87 Million | $377.93 Million | ▼ -91.8% |
| 2019 | 23.92x | $875.62 Million | $36.61 Million | ▲ +144.8% |
| 2018 | 9.77x | $684.84 Million | $70.10 Million | ▼ -36.1% |
| 2017 | 15.29x | $447.17 Million | $29.24 Million | ▲ +34.5% |
| 2016 | 11.37x | $393.37 Million | $34.60 Million | ▲ +76.1% |
| 2015 | 6.45x | $283.92 Million | $43.99 Million | ▲ +70.8% |
| 2014 | 3.78x | $422.07 Million | $111.67 Million | ▼ -32.7% |
| 2013 | 5.62x | $438.30 Million | $78.04 Million | ▼ -11.9% |
| 2012 | 6.38x | $375.51 Million | $58.87 Million | ▼ -8.4% |
| 2011 | 6.97x | $257.94 Million | $37.03 Million | ▼ -20.9% |
| 2010 | 8.80x | $218.45 Million | $24.82 Million | ▲ +3.3% |
| 2009 | 8.52x | $150.88 Million | $17.70 Million | — |