Enova International Inc Cash Flow Quality Index
Enova International Inc cash flow quality index. Enova International Inc (ENVA) has a Cash Flow Quality Index of 5.18x as of June 2026. Operating cash flow of $544.03 Million exceeds net income of $105.06 Million, indicating high earnings quality where cash backs reported profits. See ENVA financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Enova International Inc (2009–2025)
Cash flow quality index of Enova International Inc from 2009 to 2025. Historical Cash Flow Quality Index for Enova International Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Enova International Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Enova International Inc Cash Flow Quality Index by Year (2009–2025)
Enova International Inc cash flow quality index by year from 2009 to 2025. Year-by-year earnings quality comparison for Enova International Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Enova International Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.90x | $1.82 Billion | $308.39 Million | ▼ -19.7% |
| 2024 | 7.35x | $1.54 Billion | $209.45 Million | ▲ +10.2% |
| 2023 | 6.66x | $1.17 Billion | $175.12 Million | ▲ +54.6% |
| 2022 | 4.31x | $894.00 Million | $207.42 Million | ▲ +134.8% |
| 2021 | 1.84x | $471.87 Million | $257.07 Million | ▼ -6.4% |
| 2020 | 1.96x | $740.87 Million | $377.93 Million | ▼ -91.8% |
| 2019 | 23.92x | $875.62 Million | $36.61 Million | ▲ +144.8% |
| 2018 | 9.77x | $684.84 Million | $70.10 Million | ▼ -36.1% |
| 2017 | 15.29x | $447.17 Million | $29.24 Million | ▲ +34.5% |
| 2016 | 11.37x | $393.37 Million | $34.60 Million | ▲ +76.1% |
| 2015 | 6.45x | $283.92 Million | $43.99 Million | ▲ +70.8% |
| 2014 | 3.78x | $422.07 Million | $111.67 Million | ▼ -32.7% |
| 2013 | 5.62x | $438.30 Million | $78.04 Million | ▼ -11.9% |
| 2012 | 6.38x | $375.51 Million | $58.87 Million | ▼ -8.4% |
| 2011 | 6.97x | $257.94 Million | $37.03 Million | ▼ -20.9% |
| 2010 | 8.80x | $218.45 Million | $24.82 Million | ▲ +3.3% |
| 2009 | 8.52x | $150.88 Million | $17.70 Million | — |