Enova International Inc (ENVA) — Cash Flow Quality Index
Enova International Inc (ENVA) has a Cash Flow Quality Index of 5.18x as of June 2026. Operating cash flow of $544.03 Million exceeds net income of $105.06 Million, indicating high earnings quality where cash backs reported profits. Explore ENVA operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Enova International Inc Cash Flow Quality Index (2009–2025)
Historical Cash Flow Quality Index for Enova International Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ENVA cash flow conversion.
Annual Cash Flow Quality Index for Enova International Inc (2009–2025)
Year-by-year earnings quality comparison for Enova International Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.90x | $1.82 Billion | $308.39 Million | ▼ -19.7% |
| 2024 | 7.35x | $1.54 Billion | $209.45 Million | ▲ +10.2% |
| 2023 | 6.66x | $1.17 Billion | $175.12 Million | ▲ +54.6% |
| 2022 | 4.31x | $894.00 Million | $207.42 Million | ▲ +134.8% |
| 2021 | 1.84x | $471.87 Million | $257.07 Million | ▼ -6.4% |
| 2020 | 1.96x | $740.87 Million | $377.93 Million | ▼ -91.8% |
| 2019 | 23.92x | $875.62 Million | $36.61 Million | ▲ +144.8% |
| 2018 | 9.77x | $684.84 Million | $70.10 Million | ▼ -36.1% |
| 2017 | 15.29x | $447.17 Million | $29.24 Million | ▲ +34.5% |
| 2016 | 11.37x | $393.37 Million | $34.60 Million | ▲ +76.1% |
| 2015 | 6.45x | $283.92 Million | $43.99 Million | ▲ +70.8% |
| 2014 | 3.78x | $422.07 Million | $111.67 Million | ▼ -32.7% |
| 2013 | 5.62x | $438.30 Million | $78.04 Million | ▼ -11.9% |
| 2012 | 6.38x | $375.51 Million | $58.87 Million | ▼ -8.4% |
| 2011 | 6.97x | $257.94 Million | $37.03 Million | ▼ -20.9% |
| 2010 | 8.80x | $218.45 Million | $24.82 Million | ▲ +3.3% |
| 2009 | 8.52x | $150.88 Million | $17.70 Million | — |