Enova International Inc (ENVA) — Defensive Interval Ratio
Enova International Inc (ENVA) has a Defensive Interval Ratio of 6180 days as of June 2026. Defensive assets of $6.20 Billion (cash $-, short-term investments $-, receivables $6.20 Billion) cover 6180 days of daily cash needs of $1.00 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Enova International Inc Defensive Interval Ratio (2012–2025)
This chart shows how Enova International Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 6180 days, meaning defensive assets of $6.20 Billion can fund 6180 days of operations without new revenue. For the complete balance sheet picture, see Enova International Inc (ENVA) total assets.
Annual Defensive Interval Ratio for Enova International Inc (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for Enova International Inc from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Enova International Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6579 days | $5.51 Billion | $837.94K/day | $- | $- | ▲ +6530 days |
| 2024 | 48 days | $63.75 Million | $1.32 Million/day | $- | $- | ▼ -5086 days |
| 2023 | 5134 days | $3.67 Billion | $715.50K/day | $- | $- | ▼ -624 days |
| 2022 | 5758 days | $3.13 Billion | $543.34K/day | $- | $- | ▲ +922 days |
| 2021 | 4836 days | $2.07 Billion | $427.68K/day | $- | $- | ▲ +1143 days |
| 2020 | 3693 days | $1.28 Billion | $347.11K/day | $- | $- | ▲ +325 days |
| 2019 | 3368 days | $1.13 Billion | $334.69K/day | $- | $- | ▼ -487 days |
| 2018 | 3854 days | $943.18 Million | $244.70K/day | $- | $24.34 Million | ▲ +248 days |
| 2017 | 3607 days | $762.07 Million | $211.30K/day | $- | $29.46 Million | ▲ +526 days |
| 2016 | 3081 days | $607.38 Million | $197.13K/day | $- | $26.31 Million | ▲ +715 days |
| 2015 | 2366 days | $467.56 Million | $197.65K/day | $- | $7.38 Million | ▲ +428 days |
| 2014 | 1938 days | $340.24 Million | $175.56K/day | $- | $0.00 | ▼ -294 days |
| 2013 | 2233 days | $303.47 Million | $135.93K/day | $- | $- | ▲ +2057 days |
| 2012 | 175 days | $228.39 Million | $1.30 Million/day | $- | $- | — |