Enova International Inc (ENVA) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.09x

Enova International Inc (ENVA) has a Cash Flow-to-Debt Ratio of 0.09x as of March 2026, meaning its operating cash flow of $474.54 Million could theoretically repay 0% of its total liabilities ($5.48 Billion) in one year. Explore ENVA long-term investments to assets to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.09x
Operating CF / Total Liabilities

Operating Cash Flow

$474.54 Million
USD

Total Liabilities

$5.48 Billion
USD

Data as of

Mar 2026
Most recent filing

Enova International Inc Cash Flow-to-Debt Ratio (2009–2025)

Historical debt coverage capacity for Enova International Inc across 17 annual periods. Also explore ENVA total assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Enova International Inc (2009–2025)

Year-by-year debt coverage analysis for Enova International Inc. For market capitalisation and broader financial context, see market cap of Enova International Inc.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.35x $1.82 Billion $5.13 Billion ▼ -6.2%
2024 0.38x $1.54 Billion $4.07 Billion ▲ +8.4%
2023 0.35x $1.17 Billion $3.35 Billion ▲ +1.2%
2022 0.34x $894.00 Million $2.59 Billion ▲ +21.8%
2021 0.28x $471.87 Million $1.67 Billion ▼ -54.6%
2020 0.62x $740.87 Million $1.19 Billion ▼ -14.8%
2019 0.73x $875.62 Million $1.20 Billion ▲ +4.7%
2018 0.70x $684.84 Million $980.42 Million ▲ +37.1%
2017 0.51x $447.17 Million $877.77 Million ▼ -4.7%
2016 0.53x $393.37 Million $736.18 Million ▲ +27.0%
2015 0.42x $283.92 Million $674.90 Million ▼ -39.6%
2014 0.70x $422.07 Million $606.21 Million ▼ -17.5%
2013 0.84x $438.30 Million $519.10 Million ▲ +15.9%
2012 0.73x $375.51 Million $515.45 Million ▲ +39.2%
2011 0.52x $257.94 Million $492.90 Million ▼ -18.1%
2010 0.64x $218.45 Million $341.89 Million ▲ +35.7%
2009 0.47x $150.88 Million $320.38 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.