Enova International Inc (ENVA) — Cash Flow-to-Debt Ratio
Enova International Inc (ENVA) has a Cash Flow-to-Debt Ratio of 0.10x as of June 2026, meaning its operating cash flow of $544.03 Million could theoretically repay 0% of its total liabilities ($5.73 Billion) in one year. See how financially flexible is Enova International Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Enova International Inc Cash Flow-to-Debt Ratio (2009–2025)
Historical debt coverage capacity for Enova International Inc across 17 annual periods. For the full cash flow conversion analysis, see how efficiently does Enova International Inc generate cash.
Annual Cash Flow-to-Debt Ratio for Enova International Inc (2009–2025)
Year-by-year debt coverage analysis for Enova International Inc. Check earnings quality score of Enova International Inc to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.35x | $1.82 Billion | $5.13 Billion | ▼ -6.2% |
| 2024 | 0.38x | $1.54 Billion | $4.07 Billion | ▲ +8.4% |
| 2023 | 0.35x | $1.17 Billion | $3.35 Billion | ▲ +1.2% |
| 2022 | 0.34x | $894.00 Million | $2.59 Billion | ▲ +21.8% |
| 2021 | 0.28x | $471.87 Million | $1.67 Billion | ▼ -54.6% |
| 2020 | 0.62x | $740.87 Million | $1.19 Billion | ▼ -14.8% |
| 2019 | 0.73x | $875.62 Million | $1.20 Billion | ▲ +4.7% |
| 2018 | 0.70x | $684.84 Million | $980.42 Million | ▲ +37.1% |
| 2017 | 0.51x | $447.17 Million | $877.77 Million | ▼ -4.7% |
| 2016 | 0.53x | $393.37 Million | $736.18 Million | ▲ +27.0% |
| 2015 | 0.42x | $283.92 Million | $674.90 Million | ▼ -39.6% |
| 2014 | 0.70x | $422.07 Million | $606.21 Million | ▼ -17.5% |
| 2013 | 0.84x | $438.30 Million | $519.10 Million | ▲ +15.9% |
| 2012 | 0.73x | $375.51 Million | $515.45 Million | ▲ +39.2% |
| 2011 | 0.52x | $257.94 Million | $492.90 Million | ▼ -18.1% |
| 2010 | 0.64x | $218.45 Million | $341.89 Million | ▲ +35.7% |
| 2009 | 0.47x | $150.88 Million | $320.38 Million | — |