Enova International Inc (ENVA) — Cash Flow-to-Debt Ratio
Enova International Inc (ENVA) has a Cash Flow-to-Debt Ratio of 0.09x as of March 2026, meaning its operating cash flow of $474.54 Million could theoretically repay 0% of its total liabilities ($5.48 Billion) in one year. See ENVA free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Enova International Inc Cash Flow-to-Debt Ratio (2009–2025)
Historical debt coverage capacity for Enova International Inc across 17 annual periods. Also explore net asset growth rate of Enova International Inc to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Enova International Inc (2009–2025)
Year-by-year debt coverage analysis for Enova International Inc. For market capitalisation and broader financial context, see Enova International Inc market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.35x | $1.82 Billion | $5.13 Billion | ▼ -6.2% |
| 2024 | 0.38x | $1.54 Billion | $4.07 Billion | ▲ +8.4% |
| 2023 | 0.35x | $1.17 Billion | $3.35 Billion | ▲ +1.2% |
| 2022 | 0.34x | $894.00 Million | $2.59 Billion | ▲ +21.8% |
| 2021 | 0.28x | $471.87 Million | $1.67 Billion | ▼ -54.6% |
| 2020 | 0.62x | $740.87 Million | $1.19 Billion | ▼ -14.8% |
| 2019 | 0.73x | $875.62 Million | $1.20 Billion | ▲ +4.7% |
| 2018 | 0.70x | $684.84 Million | $980.42 Million | ▲ +37.1% |
| 2017 | 0.51x | $447.17 Million | $877.77 Million | ▼ -4.7% |
| 2016 | 0.53x | $393.37 Million | $736.18 Million | ▲ +27.0% |
| 2015 | 0.42x | $283.92 Million | $674.90 Million | ▼ -39.6% |
| 2014 | 0.70x | $422.07 Million | $606.21 Million | ▼ -17.5% |
| 2013 | 0.84x | $438.30 Million | $519.10 Million | ▲ +15.9% |
| 2012 | 0.73x | $375.51 Million | $515.45 Million | ▲ +39.2% |
| 2011 | 0.52x | $257.94 Million | $492.90 Million | ▼ -18.1% |
| 2010 | 0.64x | $218.45 Million | $341.89 Million | ▲ +35.7% |
| 2009 | 0.47x | $150.88 Million | $320.38 Million | — |