Enova International Inc (ENVA) — Working Capital to Net Assets Ratio
Enova International Inc (ENVA) has a Working Capital to Net Assets ratio of 426.5% as of June 2026. Working capital of $6.38 Billion (current assets of $6.75 Billion minus current liabilities of $366.44 Million) is measured against net assets of $1.50 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See how many days can Enova International Inc fund operations to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Enova International Inc Working Capital to Net Assets (2009–2025)
This chart shows how Enova International Inc's Working Capital to Net Assets ratio has evolved across 17 annual periods from 2009 to 2025. As of June 2026, the ratio stands at 426.5%, reflecting working capital of $6.38 Billion against net assets of $1.50 Billion USD. For the complete balance sheet picture, see balance sheet size of Enova International Inc.
Annual Working Capital to Net Assets for Enova International Inc (2009–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Enova International Inc from 2009 to 2025, covering 17 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check ENVA cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -17.5% | $-234.14 Million | $1.34 Billion | $71.71 Million | $305.85 Million | ▼ -379.3 pp |
| 2024 | 361.8% | $4.33 Billion | $1.20 Billion | $4.81 Billion | $483.30 Million | ▲ +50.4 pp |
| 2023 | 311.4% | $3.86 Billion | $1.24 Billion | $4.12 Billion | $261.16 Million | ▲ +49.3 pp |
| 2022 | 262.1% | $3.11 Billion | $1.19 Billion | $3.31 Billion | $198.32 Million | ▲ +66.5 pp |
| 2021 | 195.6% | $2.14 Billion | $1.09 Billion | $2.29 Billion | $156.10 Million | ▲ +29.7 pp |
| 2020 | 165.9% | $1.52 Billion | $918.83 Million | $1.65 Billion | $126.69 Million | ▼ -122.5 pp |
| 2019 | 288.3% | $1.09 Billion | $376.61 Million | $1.21 Billion | $122.16 Million | ▲ +27.6 pp |
| 2018 | 260.7% | $906.78 Million | $347.77 Million | $996.10 Million | $89.32 Million | ▼ -6.8 pp |
| 2017 | 267.5% | $753.63 Million | $281.69 Million | $830.76 Million | $77.12 Million | ▲ +29.5 pp |
| 2016 | 238.0% | $575.36 Million | $241.70 Million | $647.31 Million | $71.95 Million | ▲ +15.2 pp |
| 2015 | 222.9% | $459.08 Million | $205.97 Million | $531.23 Million | $72.14 Million | ▼ -21.7 pp |
| 2014 | 244.6% | $376.70 Million | $153.98 Million | $440.77 Million | $64.08 Million | ▲ +47.6 pp |
| 2013 | 197.0% | $340.93 Million | $173.05 Million | $390.55 Million | $49.61 Million | ▲ +368.3 pp |
| 2012 | -171.2% | $-166.82 Million | $97.42 Million | $308.79 Million | $475.61 Million | ▼ -166.4 pp |
| 2011 | -4.8% | $-2.00 Million | $41.54 Million | $45.75 Million | $47.76 Million | ▼ -5.4 pp |
| 2010 | 0.6% | $459.00K | $79.87 Million | $27.00 Million | $26.55 Million | ▲ +4.7 pp |
| 2009 | -4.1% | $-2.29 Million | $55.35 Million | $37.91 Million | $40.20 Million | — |