Enova International Inc (ENVA) — Financial Flexibility Index
Enova International Inc (ENVA) has a Financial Flexibility Index of 0.09x as of March 2026. Free cash flow of $485.29 Million (operating CF $474.54 Million minus capex $10.75 Million) represents 0% of total liabilities ($5.48 Billion). Also explore Enova International Inc net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Enova International Inc Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Enova International Inc across 17 annual periods. Check Enova International Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Enova International Inc (2009–2025)
Year-by-year free cash flow to debt coverage for Enova International Inc. For the full company profile including market capitalisation, see ENVA market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.36x | $1.87 Billion | $1.82 Billion | $5.13 Billion | ▼ -6.5% |
| 2024 | 0.39x | $1.58 Billion | $1.54 Billion | $4.07 Billion | ▲ +7.3% |
| 2023 | 0.36x | $1.21 Billion | $1.17 Billion | $3.35 Billion | ▲ +0.3% |
| 2022 | 0.36x | $937.63 Million | $894.00 Million | $2.59 Billion | ▲ +20.2% |
| 2021 | 0.30x | $501.54 Million | $471.87 Million | $1.67 Billion | ▼ -53.6% |
| 2020 | 0.65x | $770.36 Million | $740.87 Million | $1.19 Billion | ▼ -13.4% |
| 2019 | 0.75x | $895.68 Million | $875.62 Million | $1.20 Billion | ▲ +4.6% |
| 2018 | 0.71x | $700.92 Million | $684.84 Million | $980.42 Million | ▲ +35.3% |
| 2017 | 0.53x | $463.70 Million | $447.17 Million | $877.77 Million | ▼ -4.6% |
| 2016 | 0.55x | $407.77 Million | $393.37 Million | $736.18 Million | ▲ +18.2% |
| 2015 | 0.47x | $316.16 Million | $283.92 Million | $674.90 Million | ▼ -34.8% |
| 2014 | 0.72x | $435.35 Million | $422.07 Million | $606.21 Million | ▼ -17.7% |
| 2013 | 0.87x | $453.17 Million | $438.30 Million | $519.10 Million | ▲ +14.4% |
| 2012 | 0.76x | $393.38 Million | $375.51 Million | $515.45 Million | ▲ +37.8% |
| 2011 | 0.55x | $273.01 Million | $257.94 Million | $492.90 Million | ▼ -18.1% |
| 2010 | 0.68x | $231.14 Million | $218.45 Million | $341.89 Million | ▲ +32.7% |
| 2009 | 0.51x | $163.24 Million | $150.88 Million | $320.38 Million | — |