Enova International Inc Financial Flexibility Index
Enova International Inc financial flexibility index. Enova International Inc (ENVA) has a Financial Flexibility Index of 0.10x as of June 2026. Free cash flow of $556.65 Million (operating CF $544.03 Million minus capex $12.61 Million) represents 0% of total liabilities ($5.73 Billion). See how much free cash does Enova International Inc generate to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Enova International Inc (2009–2025)
Financial flexibility index of Enova International Inc from 2009 to 2025. Historical Financial Flexibility Index trend for Enova International Inc across 17 annual periods. Check Enova International Inc cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Enova International Inc Financial Flexibility Index by Year (2009–2025)
Enova International Inc financial flexibility index by year from 2009 to 2025. Year-by-year free cash flow to debt coverage for Enova International Inc. For the full cash flow conversion analysis, see ENVA cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.36x | $1.87 Billion | $1.82 Billion | $5.13 Billion | ▼ -6.5% |
| 2024 | 0.39x | $1.58 Billion | $1.54 Billion | $4.07 Billion | ▲ +7.3% |
| 2023 | 0.36x | $1.21 Billion | $1.17 Billion | $3.35 Billion | ▲ +0.3% |
| 2022 | 0.36x | $937.63 Million | $894.00 Million | $2.59 Billion | ▲ +20.2% |
| 2021 | 0.30x | $501.54 Million | $471.87 Million | $1.67 Billion | ▼ -53.6% |
| 2020 | 0.65x | $770.36 Million | $740.87 Million | $1.19 Billion | ▼ -13.4% |
| 2019 | 0.75x | $895.68 Million | $875.62 Million | $1.20 Billion | ▲ +4.6% |
| 2018 | 0.71x | $700.92 Million | $684.84 Million | $980.42 Million | ▲ +35.3% |
| 2017 | 0.53x | $463.70 Million | $447.17 Million | $877.77 Million | ▼ -4.6% |
| 2016 | 0.55x | $407.77 Million | $393.37 Million | $736.18 Million | ▲ +18.2% |
| 2015 | 0.47x | $316.16 Million | $283.92 Million | $674.90 Million | ▼ -34.8% |
| 2014 | 0.72x | $435.35 Million | $422.07 Million | $606.21 Million | ▼ -17.7% |
| 2013 | 0.87x | $453.17 Million | $438.30 Million | $519.10 Million | ▲ +14.4% |
| 2012 | 0.76x | $393.38 Million | $375.51 Million | $515.45 Million | ▲ +37.8% |
| 2011 | 0.55x | $273.01 Million | $257.94 Million | $492.90 Million | ▼ -18.1% |
| 2010 | 0.68x | $231.14 Million | $218.45 Million | $341.89 Million | ▲ +32.7% |
| 2009 | 0.51x | $163.24 Million | $150.88 Million | $320.38 Million | — |